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    • IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A)

    Formerly IDBI Corporate Debt Opptys Reg DP

    IDBI Mutual Funds

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A)

    DebtCredit Risk

    10.1998

    NAV (Sep 16)

    -0.8%
    3 Year CAGR
    Scripbox Opinion

    Not Recommended

    Click here for top ranked funds in credit risk mutual funds.

    However, Scripbox does not recommend investing in credit risk mutual funds.

    Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

    These instruments carry a high default risk.

    The events of the recent past have shown the impact of poor credit quality on such funds.

    Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    7 Years. The Fund has Sufficient history for analysis and the track record is good.

    Relative Size

    42 Cr. Negligible within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    High Credit Risk. The fund has a lower credit quality compared to other debt funds

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    Short Term Money

    Short Term Money

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    • graph-icon-gray
      Historical growth rate of 6.5% per annum
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      Recommended Duration 1 - 5 years
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      No Lock-in
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      Expert Investing Only, Car, Down Payment

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    Historical NAV

    10.1998

    NAV (Sep 16)

    Fund Returns

    8.2%
    Last 1Y
    -0.8%
    Last 3Y
    0.5%
    Last 5Y
    NA
    Last 10Y
    3.1%
    Since Inception
    info-icon-blue

    Scheme Information

    Investment Objective

    The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum. However,there is no guarantee or assurance that the investment objective of the scheme will be achieved.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Moderately High risk

    Expense Ratio
    1.35 %
    Launched (7y ago)
    Mar 03, 2014
    AUM in Crores
    ₹ 42
    ISIN
    INF397L01FX9
    Lock-in
    No Lock-in
    Benchmark
    NIFTY Credit Risk Bond TR INR
    SIP Minimum
    ₹ 1,000
    Lumpsum Min.
    ₹ 5,000
    Fund Managers
    user-avatar

    Bhupesh Kalyani

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

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    17 Years

    Age

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    Liquid

    Recommended

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    5

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    SBI Magnum Ultra Short Duration Fund (G)

    SBI Magnum Ultra Short Duration Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    22 Years

    Age

    5

    Track Record

    ICICI Prudential Savings Fund (G)

    ICICI Prudential Savings Fund (G)

    Low Duration

    Recommended

    Top Ranked

    19 Years

    Age

    5

    Track Record

    Nippon India Liquid Fund (G)

    Nippon India Liquid Fund (G)

    Liquid

    Recommended

    Top Ranked

    18 Years

    Age

    5

    Track Record

    amc-icon

    About the AMC

    IDBI Asset Management Limited

    IDBI Asset Management Limited manages assets worth 4,308 crores and was set up on 25 January 2010. It's current offering of mutual fund schemes includes 40 equity,35 debt and 8 hybrid funds.

    amc-img

  • tel-amc-about
    022-66442800
  • mail-amc-about
    contactus@idbimutual.co.in
  • IDBI India Top 100 Equity Fund (G)

    IDBI India Top 100 Equity Fund (G)

    Large Cap

    Top Ranked

    ₹ 519 Cr

    Fund Size

    13.70%

    5 Year CAGR

    5 Y CAGR

    IDBI Liquid fund (G)

    IDBI Liquid fund (G)

    Liquid

    Top Ranked

    ₹ 998 Cr

    Fund Size

    5.30%

    3 Year CAGR

    3 Y CAGR

    IDBI Ultra Short Term fund (G)

    IDBI Ultra Short Term fund (G)

    Ultra Short

    Top Ranked

    ₹ 364 Cr

    Fund Size

    5.60%

    3 Year CAGR

    3 Y CAGR

    IDBI Liquid of Income Distribution cum Cap Wdrl fund (RIDCW-D)

    IDBI Liquid of Income Distribution cum Cap Wdrl fund (RIDCW-D)

    Liquid

    Top Ranked

    ₹ 998 Cr

    Fund Size

    4.30%

    3 Year CAGR

    3 Y CAGR

    IDBI India Top 100 Equity Fund of Income Distribution cum Cap Wdrl (PIDCW-A)

    IDBI India Top 100 Equity Fund of Income Distribution cum Cap Wdrl (PIDCW-A)

    Large Cap

    Top Ranked

    ₹ 519 Cr

    Fund Size

    13.30%

    5 Year CAGR

    5 Y CAGR

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A)

    About IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A)

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 3.1% over a period of 7 years. The fund was previously known as IDBI Corporate Debt Opptys Reg DP . The fund is managed by IDBI Asset Management Limited. The fund manager’s name is Bhupesh Kalyani

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A) Investment Objective

    The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum. However,there is no guarantee or assurance that the investment objective of the scheme will be achieved. . However, there is no assurance that the objective of the scheme will be realized.

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A) NAV,AUM,Risk

    The IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A) fund was launched on Mar 03, 2014. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2021-09-16 is ₹10.20. The total AUM (Asset Under Management) of the fund as of 17/09/2021 is ₹41.831. The category risk of the IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A) fund is Moderately High risk. The fund charges 1.35 % as expense ratio.

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 94.6% in this asset class. The top three holdings of the fund are , punjab national bank , 182 dtb 23122021 , godrej properties limited , jsw steel limited , tata motors limited , power finance corporation ltd. , the tata power company limited , godrej industries limited , rec limited , net receivable / payable , axis bank limited , chennai petroleum corporation limited , treps

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A) Review

    IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A) has a score of 1 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, IDBI Credit Risk Fund of Income Distribution cum Cap wdrl (PIDCW-A) has a score of 1out of 5 The credit risk of the fund is 2 out of 5 as compared to other debt funds.

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