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  • Mutual Funds
  • IDBI Asset Management Limited
  • IDBI Credit Risk Fund (Growth)

Formerly IDBI Corporate Debt Opptys Reg Gr

IDBI Credit Risk Fund (Growth)

IDBI Credit Risk Fund (Growth)

DebtCredit Risk

13.3127

NAV (May 06)

Scripbox Opinion

Not Recommended

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

38 Cr. Negligible within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Scheme Information

Investment Objective

The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum. However,there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Moderately High risk

1.35 %

Expense Ratio

Mar 03, 2014

Launched (7y ago)

₹ 38

AUM in Crores

INF397L01GH0

ISIN

No Lock-in

Lock-in

NIFTY Credit Risk Bond TR INR

Benchmark

₹ 1,000

SIP Minimum

₹ 5,000

Lumpsum Min.

Fund Managers
user-avatar

Bhupesh Kalyani

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Kotak Savings Fund (G)

Kotak Savings Fund (G)

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Top Ranked

17 Years

Age

5

Track Record

Aditya Birla Sun Life Liquid (G)

Aditya Birla Sun Life Liquid (G)

Liquid

Recommended

Top Ranked

17 Years

Age

5

Track Record

SBI Magnum Ultra Short Duration Fund (G)

SBI Magnum Ultra Short Duration Fund (G)

Ultra Short

Recommended

Top Ranked

22 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Low Duration

Recommended

Top Ranked

19 Years

Age

5

Track Record

Nippon India Liquid Fund (G)

Nippon India Liquid Fund (G)

Liquid

Recommended

Top Ranked

18 Years

Age

5

Track Record

amc-icon

About the AMC

IDBI Asset Management Limited

IDBI Asset Management Limited manages assets worth 4,151 crores and was set up on 25 January 2010. It's current offering of mutual fund schemes includes 40 equity,35 debt and 8 hybrid funds.

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  • tel-amc-about
    022-66442800
  • mail-amc-about
    contactus@idbimutual.co.in
  • IDBI India Top 100 Equity Fund (G)

    IDBI India Top 100 Equity Fund (G)

    Large Cap

    Top Ranked

    ₹ 426 Cr

    Fund Size

    11%

    3Y returns

    IDBI Liquid fund (G)

    IDBI Liquid fund (G)

    Liquid

    Top Ranked

    ₹ 1,114 Cr

    Fund Size

    5.8%

    3Y returns

    IDBI Ultra Short Term fund (G)

    IDBI Ultra Short Term fund (G)

    Ultra Short

    Top Ranked

    ₹ 334 Cr

    Fund Size

    6%

    3Y returns

    IDBI Liquid of Income Distribution cum Cap Wdrl fund (PIDCW-M)

    IDBI Liquid of Income Distribution cum Cap Wdrl fund (PIDCW-M)

    Liquid

    Top Ranked

    ₹ 1,114 Cr

    Fund Size

    4.5%

    3Y returns

    IDBI Liquid of Income Distribution cum Cap Wdrl fund (RIDCW-D)

    IDBI Liquid of Income Distribution cum Cap Wdrl fund (RIDCW-D)

    Liquid

    Top Ranked

    ₹ 1,114 Cr

    Fund Size

    4.5%

    3Y returns

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Category View

    Category View

    We check if the sub-category of the fund is recommended by us.

    Consistency Of Performance

    Consistency Of Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Quality Of Fund’s Portfolio

    Credit Quality Of Fund’s Portfolio

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Equity Funds

    Debt Funds

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    About IDBI Credit Risk Fund (G)

    About IDBI Credit Risk Fund (G)

    IDBI Credit Risk Fund (G) is a credit risk debt fund and has delivered an annualised return of 4.1% over a period of 7 years .The fund was previously known as IDBI Corporate Debt Opptys Reg Gr.The fund is managed by IDBI Asset Management Limited.The fund manager’s name is Bhupesh Kalyani.

    IDBI Credit Risk Fund (G) Investment Objective

    The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum. However,there is no guarantee or assurance that the investment objective of the scheme will be achieved. However, there is no assurance that the objective of the scheme will be realized.

    IDBI Credit Risk Fund (G) NAV,AUM,Risk

    The IDBI Credit Risk Fund (G) fund was launched on Mar 03, 2014. The NAV (Net Asset Value) of this credit risk debt as of 2021-05-06 is ₹ 13.3127. The total AUM (Asset Under Management) of the fund as of 2021-05-07 is ₹ 37.840. The category risk of the IDBI Credit Risk Fund (G) fund is Moderately High risk. The fund charges 1.35 % as expense ratio.

    IDBI Credit Risk Fund (G) Holdings

    The fund’s highest allocation is towards debt and has invested 85.8% in this asset class. The top three holdings of the fund are punjab national bank,godrej properties limited and power finance corporation ltd.

    IDBI Credit Risk Fund (G) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    IDBI Credit Risk Fund (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    IDBI Credit Risk Fund (G) Review

    IDBI Credit Risk Fund (G) has a score of 1 on a scale of 5. The fund scores 4 out of 5 based on historical performance. As compared to the other funds in its category, IDBI Credit Risk Fund (G) has a score of 1 out of 5. The credit risk of the fund is 2 out of 5 as compared to other debt funds.

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