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  • IDBI Credit Risk Fund (Growth)

Formerly IDBI Corporate Debt Opptys Reg Gr

IDBI Mutual Funds

IDBI Credit Risk Fund (Growth)

DebtCredit Risk

15.6014

NAV (Nov 25)

4.6%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in credit risk mutual funds.

Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Poor

The performance of the fund on a Fund Size metric has been Poor

Rolling Returns

Poor

The performance of the fund on a Rolling Returns metric has been Poor

Scripbox Recommended Debt Funds

Want the Debt funds that are right for your short term investment needs?

Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

15.6014

NAV (Nov 25)

Fund Returns

Last 1Y

3.2%

Last 3Y

4.6%

Last 5Y

2.9%

Last 10Y

NA

Since Inception

5.2%

6 Month CAGR

2.9%

Scheme Information

Investment Objective

The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum. However,there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Expense Ratio

1.35

Launched (8y ago)

Mar 03, 2014

AUM in Crores

25.957

ISIN

INF397L01GH0

Lock-in

No Lock-in

Benchmark

NIFTY Credit Risk Bond TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Standard Deviation (3yr)

10

Standard Deviation (5yr)

8.4

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

0.085

Sharpe Ratio (5yr)

-0.225

YTM

7.58

Fund Managers

Raju Sharma

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-11-25

Top Debt Holdings

jsw steel limited

13.5%
13.5%

tata motors limited

13%
13%

the tata power company limited

11.6%
11.6%

godrej industries limited

11.3%
11.3%

7.38% govt stock 2027

9.7%
9.7%
See all holdings

Compare IDBI Credit Risk Fund (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 46,469 cr

₹ 14,221 cr

₹ 18,664 cr

₹ 13,008 cr

₹ 46,469 cr

About the AMC

IDBI Asset Management Limited

IDBI Asset Management Limited manages assets worth 3,793 crores and was set up on 25 January 2010. It's current offering of mutual fund schemes includes 40 equity,35 debt and 8 hybrid funds.

amc-img

  • 022-66442800
  • contactus@idbimutual.co.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    4.2%

    7.1%

    17.6%

    14.5%

    3.9%

    4.8%

    17.3%

    14.3%

    4.1%

    5.4%

    IDBI Credit Risk Fund (G) Review

    IDBI Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 5.2% over a period of 8 years. The fund was previously known as IDBI Corporate Debt Opptys Reg Gr. The fund is managed by IDBI Asset Management Limited. The fund manager’s name is Raju Sharma.

    Nav of IDBI Credit Risk Fund (G) as of 11/25/2022 is ₹15.60 with the total AUM as of 11/28/2022 is ₹25.957. With Scripbox you can compare and check the latest nav for all mutual funds in India. IDBI Credit Risk Fund (G) was launched on Mar 03, 2014. The category risk of the fund is Moderately High risk.

    The minimum SIP amount for IDBI Credit Risk Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    IDBI Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    IDBI Credit Risk Fund (G) is rated as a 1 fund in Debt and delivered 3.2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with IDBI Credit Risk Fund (G).

    Frequently Asked Questions

    What is IDBI Credit Risk Fund (G)?

    IDBI Credit Risk Fund (G) is a Credit Risk Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in IDBI Credit Risk Fund (G)?

    You can invest in IDBI Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of IDBI Credit Risk Fund (G)?

    The minimum sip amount for IDBI Credit Risk Fund (G) is ₹1000. You can invest in multiples of ₹5000.

    Is IDBI Credit Risk Fund (G) good to invest in?

    As per Scripbox experts, IDBI Credit Risk Fund (G) is a Not Recommended fund. You can investIDBI Credit Risk Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the IDBI Credit Risk Fund (G)?

    The expense ratio of the IDBI Credit Risk Fund (G) is 1.35% for regular plan.