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  • ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M)

Formerly ICICI Pru Short Term Instl Mn DR

ICICI Mutual Funds

ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M)

DebtShort Term

Top Ranked

12.6927

NAV (Jul 03)

5.4%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within short term mutual funds.However, Scripbox does not recommend investing in short term mutual funds.Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.

The category is one of the largest categories within the Debt Segment (9% of the total assets).

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

18 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

21,393 Cr. Category leader in size

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

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Historical NAV

12.6927

NAV (Jul 3)

Fund Returns

Last 1Y
5.9%
Last 3Y
5.4%
Last 5Y
6.1%
Last 10Y
6.3%
Since Inception
6.8%
6 Month CAGR
3.3%
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Scheme Information

Investment Objective

To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield,safety and liquidity. However,there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Moderate Risk

Expense Ratio
1.13
Launched (18y ago)
Apr 06, 2003
AUM in Crores
21392.859
ISIN
INF109K01670
Lock-in
No Lock-in
Benchmark
CRISIL Short Term Bond Fund TR INR
SIP Minimum
0
Lumpsum Min.
5000
Fund Managers
user-avatar

Manish Banthia

Fund Manager

user-avatar

Nikhil Kabra

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

ICICI Prudential Asset Management Company Limited

ICICI Prudential Asset Management Company Limited manages assets worth 485,627 crores and was set up on 22 June 1993. It's current offering of mutual fund schemes includes 110 equity,526 debt and 64 hybrid funds.

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  • tel-amc-about
    022-26525000
  • mail-amc-about
    enquiry@icicipruamc.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    20.2%

    15.3%

    recommended-badge

    7.6%

    7.9%

    top-ranked-badge

    0.2%

    11.7%

    top-ranked-badge

    6.7%

    7.4%

    top-ranked-badge

    5.8%

    4.7%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
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    About ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M)

    About ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M)

    ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M) is a Short Term Debt fund and has delivered an annualised return of 6.8% over a period of 18 years. The fund was previously known as ICICI Pru Short Term Instl Mn DR . The fund is managed by ICICI Prudential Asset Management Company Limited. The fund managers are Manish Banthia, Nikhil Kabra

    ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M) Investment Objective

    To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield,safety and liquidity. However,there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. . However, there is no assurance that the objective of the scheme will be realized.

    ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M) NAV,AUM,Risk

    The ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M) fund was launched on Apr 06, 2003. The NAV (Net Asset Value) of this Short Term Debt fund as of 2019-07-03 is ₹12.69. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹21392.859. The category risk of the ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M) fund is Moderate Risk. The fund charges 1.13 % as expense ratio.

    ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M) Holdings

    The fund’s highest allocation is towards Debt and has invested 60.9% in this asset class. The top three holdings of the fund are , treps , national bank for agriculture and rural development , 182 dtb 09122021 , govt stock , 6.64% govt stock 2035 , net current assets , pipeline infrastructure private limited , housing development finance corporation limited , 07.19 up sdl 2031 , panatone finvest limited , 182 dtb 30122021 , godrej industries limited , icici bank limited , housing development finance corporation limited , bharti telecom limited , motherson sumi systems limited , axis bank limited , india grid trust , jamnagar utilities & power private limited , jamnagar utilities & power private limited , 6.67% govt stock 2050 , tata motors finance solutions limited , tmf holdings limited , 6.79% govt stock 2027 , 06.58 gj sdl 2027 , embassy office parks reit , hdb financial services limited , 6.67% govt stock 2035 , national bank for agriculture and rural development , hindustan petroleum corporation limited , state bank of india , state bank of india , 7.52% tn sdl 2027 , food corporation of india , torrent power limited , power finance corporation limited , embassy office parks reit , john deere financial india pvt. limited , 8.15% govt stock 2026 , embassy office parks reit , rural electrification corporation limited , power finance corporation limited , tata projects limited , aditya birla fashion and retail limited , tata motors finance limited , flometallic india private limited , tata teleservices (maharashtra) ltd , vedanta limited , bank of baroda , tata capital financial services limited , housing development finance corporation limited , varanasi sangam expressway private limited , nabha power limited , chennai petroleum corporation limited , nabha power limited , 6.76% govt stock 2061 , icici bank limited , tmf holdings limited , godrej industries limited , cholamandalam investment and fin. co. ltd , 8.33% govt stock 2026 , state bank of india , state bank of india , mahindra & mahindra financial services limited , national highways authority of india , state bank of india , housing and urban development corporation limited (hudco) , icici bank limited , rec limited , idfc bank limited , tata cleantech capital limited , aditya birla finance limited , lic housing finance limited , national bank for agriculture and rural development , rural electrification corporation limited , sundaram home finance limited , mahanagar telephone nigam limited , tata capital housing finance limited , state bank of india , aditya birla finance limited , tata motors finance limited , 7.62% up sdl 2027 , power finance corporation limited , aditya birla housing finance limited , nabha power limited , jodhpur wind farms private limited , jodhpur wind farms private limited , jodhpur wind farms private limited , power finance corporation limited , national bank for agriculture and rural development , mahindra & mahindra limited , jamnagar utilities & power private limited , the tata power company limited , first business receivables trust , ongc petro additions limited , 06.45 mh sdl 2027 , john deere financial india private limited , national bank for agriculture and rural development , tmf holdings limited , axis bank limited , national bank for agriculture and rural development , rural electrification corporation limited , grasim industries limited , 07.40% ts sdl 2026 , 7.84% tn sdl 2026 , housing and urban development corporation limited , hdfc bank limited , bank of baroda , 08.31 rj sdl 2027 , 8.21% west bengal sdl 2025 , reliance industries limited , icici bank limited , housing development finance corporation limited , power finance corporation limited , first business receivables trust , rec limited , rural electrification corporation limited , rural electrification corporation limited , housing development finance corporation limited , 7.29% up sdl 2027 , 8.31% telangana sdl 2026 , rural electrification corporation limited , rec limited , britannia industries limited , reliable devices trust , national bank for agriculture and rural development , 7.27% jh sdl 2027 , rural electrification corporation limited , nhpc limited (national hydroelectric power corporation limited) , first business receivables trust , export-import bank of india , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust

    ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

    ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M) Review

    ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, ICICI Prudential Short Term Fund Institutional of Income Dist cum Cap Wdrl (RIDCW-M) has a score of 5out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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