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  • ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M)

Formerly ICICI Pru Savings Mn DP

ICICI Mutual Funds

ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M)

DebtLow Duration

Top Ranked

101.8539

NAV (Oct 21)

6.3%
3 Year CAGR
Scripbox Opinion

Top Ranked

ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) is recommended for investment within low duration mutual funds.

Low duration funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

8 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

33,723 Cr. Category leader in size

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

101.8539

NAV (Oct 21)

Fund Returns

Last 1Y
5%
Last 3Y
6.3%
Last 5Y
5.8%
Last 10Y
NA
Since Inception
6.3%
6 Month CAGR
2.9%
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Scheme Information

Investment Objective

To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield,safety and liquidity. However,there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Low to Moderate Risk

Expense Ratio
0.52
Launched (8y ago)
May 07, 2013
AUM in Crores
33722.276
ISIN
INF109K014Z5
Lock-in
No Lock-in
Benchmark
NIFTY Low Duration Debt Index TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Rahul Goswami

Fund Manager

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Rohan Maru

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

ICICI Prudential Asset Management Company Limited

ICICI Prudential Asset Management Company Limited manages assets worth 485,627 crores and was set up on 22 June 1993. It's current offering of mutual fund schemes includes 110 equity,526 debt and 64 hybrid funds.

amc-img

  • tel-amc-about
    022-26525000
  • mail-amc-about
    enquiry@icicipruamc.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    20.2%

    15.3%

    recommended-badge

    7.6%

    7.9%

    top-ranked-badge

    0.2%

    11.7%

    top-ranked-badge

    6.7%

    7.4%

    top-ranked-badge

    5.8%

    4.7%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M)

    About ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M)

    ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) is a Low Duration Debt fund and has delivered an annualised return of 6.3% over a period of 8 years. The fund was previously known as ICICI Pru Savings Mn DP . The fund is managed by ICICI Prudential Asset Management Company Limited. The fund managers are Rahul Goswami, Rohan Maru

    ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) Investment Objective

    To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield,safety and liquidity. However,there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. . However, there is no assurance that the objective of the scheme will be realized.

    ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) NAV,AUM,Risk

    The ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) fund was launched on May 07, 2013. The NAV (Net Asset Value) of this Low Duration Debt fund as of 2021-10-21 is ₹101.85. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹33722.276. The category risk of the ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) fund is Low to Moderate Risk. The fund charges 0.52 % as expense ratio.

    ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) Holdings

    The fund’s highest allocation is towards Debt and has invested 59.2% in this asset class. The top three holdings of the fund are , govt stock , treps , goi floating rate bond 2024 , 91 dtb 04112021 , state bank of india , panatone finvest limited , 182 dtb 16122021 , 182 dtb 30122021 , 5.09% govt stock 2022 , national bank for agriculture and rural development , 182 dtb 09122021 , pipeline infrastructure private limited , 6.79% govt stock 2027 , net current assets , 8.20% govt stock 2022 , bharti telecom limited , axis bank limited , lic housing finance limited , housing development finance corporation limited , 6.10% govt stock 2031 , 05.93 rj sdl 2025 , sikka ports & terminals limited , 7.59% govt stock 2026 , national bank for agriculture and rural development , bahadur chand investments private limited , bharat heavy electricals limited , 7.33% govt stock 2031 , reliance industries limited , citicorp finance (india) limited , hdfc bank limited , 8.20% govt stock 2025 , cholamandalam investment and fin. co. ltd , grasim industries limited , housing development finance corporation limited , embassy office parks reit , nabha power limited , tata teleservices limited , john deere financial india pvt. limited , 06.58 gj sdl 2027 , embassy office parks reit , state bank of india , 06.18 gj sdl 2026 , cholamandalam investment and fin. co. ltd , tata teleservices (maharashtra) ltd , axis finance limited , tata capital financial services limited , 8.60% goa sdl 2023 , reliance industries limited , tata cleantech capital limited , india grid trust , state bank of india , mahindra & mahindra financial services limited , icici bank limited , reliance industries limited , 06.69 mp sdl 2025 , 06.35 br sdl 2023 , ultratech cement limited , 182 dtb 02122021 , tata motors finance limited , tata capital financial services limited , state bank of india , bank of baroda , rec limited , 7.32% govt stock 2024 , state bank of india , 7.27% govt stock 2026 , national bank for agriculture and rural development , 6.90% oil mktg cos goi sb 2026 , rural electrification corporation limited , reliance industries limited , coastal gujarat power limited , grasim industries limited , tata capital housing finance limited , aditya birla housing finance limited , aditya birla finance limited , 8.21% hr sdl spl 2024 , axis bank limited , 05.88 gj sdl 2025 , aditya birla finance limited , rec limited , rural electrification corporation limited , tata teleservices (maharashtra) ltd , reliable devices trust , syndicate bank , 0% goi - 15022022 strips , 8.58% meghalaya sdl 2023 , 91 dtb 19112021 , nabha power limited , icici bank limited , syndicate bank , icici bank limited , lic housing finance limited , union bank of india , rec limited , power finance corporation limited , rural electrification corporation limited , 7% fert cos goi spl bond 2022 , bank of baroda , 8.57% puducherry sdl 2023 , 7.16% govt stock 2023 , sbm bank (india) limited

    ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Low Duration Debt Index TR INR.

    ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) Review

    ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) has a score of 5 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, ICICI Prudential Savings Fund of Income Dist cum Cap Wdrl (PIDCW-M) has a score of 5out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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