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  • ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M)

Formerly ICICI Pru Credit Risk HY DR

ICICI Mutual Funds

ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M)

DebtCredit Risk

10.5017

NAV (Nov 30)

7.2%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

11 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

8,355 Cr. Large within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

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Short Term Money

Short Term Money

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.5017

NAV (Nov 30)

Fund Returns

Last 1Y

6.4%

Last 3Y

7.2%

Last 5Y

6.1%

Last 10Y

6.8%

Since Inception

6.6%

6 Month CAGR

3.1%

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Scheme Information

Investment Objective

To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield,safety and liquidity. However,there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

High Risk

Expense Ratio

1.55

Launched (11y ago)

Dec 03, 2010

AUM in Crores

8354.155

ISIN

INF109K01GY6

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Credit Risk TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Akhil Kakkar

Fund Manager

user-avatar

Manish Banthia

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
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    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 31,118 cr

5

₹ 27,296 cr

5

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About the AMC

ICICI Prudential Asset Management Company Limited

ICICI Prudential Asset Management Company Limited manages assets worth 486,915 crores and was set up on 22 June 1993. It's current offering of mutual fund schemes includes 116 equity,526 debt and 64 hybrid funds.

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  • tel-amc-about
    022-26525000
  • mail-amc-about
    enquiry@icicipruamc.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    7.3%

    7.9%

    16.8%

    14.7%

    0.2%

    11.7%

    6.7%

    7.4%

    4.8%

    5.7%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

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    About ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M)

    About ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M)

    ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M) is a Credit Risk Debt fund and has delivered an annualised return of 6.6% over a period of 10 years. The fund was previously known as ICICI Pru Credit Risk HY DR . The fund is managed by ICICI Prudential Asset Management Company Limited. The fund managers are Akhil Kakkar, Manish Banthia

    ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M) Investment Objective

    To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield,safety and liquidity. However,there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. . However, there is no assurance that the objective of the scheme will be realized.

    ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M) NAV,AUM,Risk

    The ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M) fund was launched on Dec 03, 2010. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2021-11-30 is ₹10.50. The total AUM (Asset Under Management) of the fund as of 01/12/2021 is ₹8354.155. The category risk of the ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M) fund is High Risk. The fund charges 1.55 % as expense ratio.

    ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M) Holdings

    The fund’s highest allocation is towards Debt and has invested 74.1% in this asset class. The top three holdings of the fund are , treps , prestige estates projects limited , nayara energy limited , aditya birla fashion and retail limited , embassy office parks reit , net current assets , ongc petro additions limited , tmf holdings limited , the great eastern shipping company limited , jm financial credit solutions limited , 6.64% govt stock 2035 , adarsh advisory services private limited , torrent power limited , mahindra rural housing finance limited , pune solapur expressways private limited , rbl bank limited , security and intelligence services india ltd. , dlf limited , vedanta limited , nuvoco vistas corporation limited , indusind bank limited , varanasi sangam expressway private limited , indusind bank limited , tata motors limited , 07.19 up sdl 2031 , tata teleservices limited , 182 dtb 09122021 , india infrastructure trust , nuvoco vistas corporation limited , motherson sumi systems limited , nirma limited , mahindra rural housing finance limited , jhajjar power limited , 6.67% govt stock 2035 , jm financial products limited , prism johnson limited , flometallic india private limited , aadhar housing finance limited , vedanta limited , ntpc-sail power company limited , prism johnson limited , icici bank limited , jmc projects (india) limited , aadhar housing finance limited , g r infraprojects limited , tmf holdings limited , coastal gujarat power limited , the tata power company limited , mtnl , manappuram finance limited , nuvoco vistas corporation limited , au small finance bank limited , the bombay burmah trading corporation limited , jm financial home loans limited , aadhar housing finance limited , tata motors finance limited , bahadur chand investments private limited , bangalore airport hotel limited , gr phagwara expressway limited , sadbhav engineering limited , godrej industries limited , shriram transport finance company limited , muthoot finance limited , the great eastern shipping company limited , jmc projects (india) limited , the tata power company limited , tata motors finance solutions limited , tmf holdings limited , the tata power company limited , tata steel limited , au housing finance limited , sadbhav engineering limited , jhajjar power limited , jhajjar power limited , the great eastern shipping company limited , prism johnson limited , hindalco industries limited , the great eastern shipping company limited , writers and publishers private limited , first business receivables trust , ashiana housing limited , first business receivables trust , the tata power company limited , indusind bank limited , idbi bank limited , tata motors limited , power grid corporation of india limited

    ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Credit Risk TR INR.

    ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M) Review

    ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M) has a score of 2 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, ICICI Prudential Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-6M) has a score of 4out of 5 The credit risk of the fund is 2 out of 5 as compared to other debt funds.

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