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  • ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (Dividend Payout - Quarterly)

Formerly ICICI Pru Banking & PSU Debt Qt DP

ICICI Mutual Funds

ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (Dividend Payout - Quarterly)

DebtBanking And Psu

Top Ranked

10.5837

NAV (Oct 21)

6.9%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within banking and psu mutual funds.However, Scripbox does not recommend investing in banking and psu mutual funds.Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

8 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

13,967 Cr. Category leader in size

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.5837

NAV (Oct 21)

Fund Returns

Last 1Y
4.9%
Last 3Y
6.9%
Last 5Y
5.8%
Last 10Y
NA
Since Inception
6.5%
6 Month CAGR
2.9%
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Scheme Information

Investment Objective

To generate income through predominantly investing in Debt instruments of banks,Public Sector Undertakings,Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield,safety and liquidity. However,there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
0.8
Launched (8y ago)
May 02, 2013
AUM in Crores
13966.030
ISIN
INF109K01YE1
Lock-in
No Lock-in
Benchmark
CRISIL Banking and PSU Debt TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Chandni Gupta

Fund Manager

user-avatar

Rahul Goswami

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

ICICI Prudential Asset Management Company Limited

ICICI Prudential Asset Management Company Limited manages assets worth 485,627 crores and was set up on 22 June 1993. It's current offering of mutual fund schemes includes 110 equity,526 debt and 64 hybrid funds.

amc-img

  • tel-amc-about
    022-26525000
  • mail-amc-about
    enquiry@icicipruamc.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    20.2%

    15.3%

    recommended-badge

    7.6%

    7.9%

    top-ranked-badge

    0.2%

    11.7%

    top-ranked-badge

    6.7%

    7.4%

    top-ranked-badge

    5.8%

    4.7%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q)

    About ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q)

    ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q) is a Banking And Psu Debt fund and has delivered an annualised return of 6.5% over a period of 8 years. The fund was previously known as ICICI Pru Banking & PSU Debt Qt DP . The fund is managed by ICICI Prudential Asset Management Company Limited. The fund managers are Chandni Gupta, Rahul Goswami

    ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q) Investment Objective

    To generate income through predominantly investing in Debt instruments of banks,Public Sector Undertakings,Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield,safety and liquidity. However,there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. . However, there is no assurance that the objective of the scheme will be realized.

    ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q) NAV,AUM,Risk

    The ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q) fund was launched on May 02, 2013. The NAV (Net Asset Value) of this Banking And Psu Debt fund as of 2021-10-21 is ₹10.58. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹13966.03. The category risk of the ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q) fund is Moderate Risk. The fund charges 0.8 % as expense ratio.

    ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 84.6% in this asset class. The top three holdings of the fund are , govt stock , 6.76% govt stock 2061 , indian railway finance corporation limited , 6.67% govt stock 2050 , axis bank limited , hdfc bank limited , icici bank limited , export-import bank of india , national bank for agriculture and rural development , indian railway finance corporation limited , net current assets , bharat sanchar nigam limited , hdfc bank limited , hindustan petroleum corporation limited , food corporation of india , 6.10% govt stock 2031 , state bank of india , axis bank limited , export-import bank of india , chennai petroleum corporation limited , state bank of india , power finance corporation limited , national bank for agriculture and rural development , icici bank limited , food corporation of india , rural electrification corporation limited , 06.58 gj sdl 2027 , mtnl , state bank of india , rural electrification corporation limited , rural electrification corporation limited , national bank for agriculture and rural development , indian oil corporation limited , indian oil corporation limited , national housing bank , power finance corporation limited , export-import bank of india , rec limited , power finance corporation limited , power finance corporation limited , national bank for agriculture and rural development , indian railway finance corporation limited , national highways authority of india , power finance corporation limited , national bank for agriculture and rural development , mahanagar telephone nigam limited , national bank for agriculture and rural development , state bank of india , state bank of india , rec limited , food corporation of india , chennai petroleum corporation ltd , 06.45 mh sdl 2027 , power grid corporation of india limited , power finance corporation limited , 7.33% mh sdl 2027 , rural electrification corporation limited , rural electrification corporation limited , rural electrification corporation limited , national highways authority of india , treps , 6.67% govt stock 2035 , national bank for agriculture and rural development , rural electrification corporation limited , rural electrification corporation limited , food corporation of india , rural electrification corporation limited , rural electrification corporation limited , national bank for agriculture and rural development , mahanagar telephone nigam limited , 06.53 hp sdl 2029 , housing and urban development corporation limited , icici bank limited , 07.42% ap sdl 2026 , bank of baroda , national highways authority of india , rec limited , mahanagar telephone nigam limited , rural electrification corporation limited , housing and urban development corporation limited (hudco) , housing and urban development corporation limited , power finance corporation limited , power finance corporation limited , national bank for agriculture and rural development , rec limited , national highways authority of india , 7.92% wb sdl 2027 , axis bank limited , icici bank limited , gail (india) limited , gail (india) limited , gail (india) limited , gail (india) limited , national bank for agriculture and rural development , rec limited , 7.27% jh sdl 2027 , icici bank limited , 7% fert cos goi spl bond 2022 , rural electrification corporation limited , 6.01% govt stock 2028 , reliable devices trust , nhpc limited (national hydroelectric power corporation limited) , 7.33% govt stock 2031 , 7.19% ga sdl 2027 , 8.35% sbi rts isu goi spl bd 2024 , 7.62% up sdl 2027 , 7.25% gj sdl 2027 , state bank of india , state bank of india , 7.19% mp sdl 2027 , 7.20% up sdl 2027 , hindustan petroleum corporation limited

    ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Banking and PSU Debt TR INR.

    ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q) Review

    ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, ICICI Prudential Banking and PSU Debt Fund of Inc Dist cum Cap Wdrl (D-Q) has a score of 5out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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