ICICI Mutual Fund

ICICI Prudential Banking & PSU Debt Fund Regular Plan Growth

₹ 32.28

NAV (Apr 11)

7.373%
3 Year CAGR
Scripbox Opinion
not-recommended
Top Ranked
These are the top-ranked funds within banking and psu mutual funds.Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Consistency of Credit quality

Poor

The performance of the fund on a Consistency of Credit Quality metric has been Poor

Fund Size

Category Leader

The fund has been a Category Leader on the Fund Size metric

View all 7 analysis

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ICICI Prudential Banking & PSU Debt Fund Regular Growth Calculator

Investment Duration5 years

7,32,612

Total Investment

1,37,834

Wealth Gained

8,70,446

Total Corpus Created (₹)

With CAGR of 7.129 % in 5 years

Historical NAV

₹ 32.2787

NAV (Apr 11)

Fund Returns

Last 1Y
8.7%
Last 3Y
7.4%
Last 5Y
7.1%
Last 10Y
7.6%
Since Inception
8%
6 Month CAGR
4.5%

Scheme Information

Investment Objective

The Scheme seeks to generate income through predominantly investing in Debt instruments of banks, Public Sector

Expense Ratio
0.74 %
Launched 15Y ago
2010-01-01
AUM in Crores
10368.3
ISIN
INF109K01RT3
Lock-in (days)
No Lock-in
Benchmark
Nifty Banking & PSU Debt Index A-II
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation
0.8
Beta
1.3
Sharpe Ratio
0.6
YTM
-
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Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
ICICI Prudential Banking & PSU Debt Fund (G)70%8,70,446 1,37,8347.1%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

asset-allocation

Asset allocation and Holdings

Last updated on 2025-03-12

Top Debt Holdings

GOI

8.28%
8.284%

Small Industries Devp. Bank of India Ltd.

6.21%
6.214%

HDFC Bank Ltd.

4.13%
4.126%

GOI

3.89%
3.886%

GOI

3.82%
3.819%
See all holdings
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comparison

Comparison with Debt Funds

amc-img

About the AMC

ICICI Prudential Mutual Fund

ICICI Mutual Fund, incorporated in 1998. It is a joint venture between ICICI Bank and Prudential Plc. Prudential Plc is a UK based financial services company.amc-img

ICICI Prudential Banking & PSU Debt Fund Regular Growth Calculator

Investment Duration5 years

7,32,612

Total Investment

1,37,834

Wealth Gained

8,70,446

Total Corpus Created (₹)

With CAGR of 7.129 % in 5 years

ICICI Prudential Banking & PSU Debt Fund Regular Plan Growth Review

ICICI Prudential Banking & PSU Debt Fund Regular Plan Growth is a Banking And Psu Debt fund and has delivered an annualised return of 7.97% over 15 years. The fund has grown over a period of 15 years. The fund is managed by ICICI Prudential Mutual Fund. The fund managers are Manish Banthia, Rohan Maru, Rohit Lakhotia.

Nav of ICICI Prudential Banking & PSU Debt Fund as of 4/11/2025 is ₹32.28 with the total AUM as of 4/14/2025 is ₹10368.32. With Scripbox you can compare and check the latest nav for all mutual funds in India. ICICI Prudential Banking & PSU Debt Fund was launched on 2010-01-01. The category risk of the fund is Moderate.

The minimum SIP amount for ICICI Prudential Banking & PSU Debt Fund Regular Plan Growth is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

ICICI Prudential Banking & PSU Debt Fund Regular Growth is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Banking & PSU Debt Index A-II.

Scripbox has rated it 4 stars, indicating it's a top ranking fund in the Debt category and delivered 8.68% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with ICICI Prudential Banking & PSU Debt Fund.

Frequently Asked Questions

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Is ICICI Prudential Banking & PSU Debt Fund Regular Plan good to invest in?

What is the expense ratio of the ICICI Prudential Banking & PSU Debt Fund Regular Plan Growth?

What is the NAV of ICICI Prudential Banking & PSU Debt Fund?

ICICI Prudential Banking & PSU Debt Fund Regular Growth Calculator

Investment Duration5 years

7,32,612

Total Investment

1,37,834

Wealth Gained

8,70,446

Total Corpus Created (₹)

With CAGR of 7.129 % in 5 years