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  • HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M)

Formerly HSBC Short Duration Wk DR

HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M)

HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M)

DebtShort Term

10.1969

NAV (Jul 29)

2.2%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in short term mutual funds.

However, Scripbox does not recommend investing in short term mutual funds.

Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.

The category is one of the largest categories within the Debt Segment (9% of the total assets).

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

15 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

190 Cr. Small within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

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    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Scheme Information

Investment Objective

To provide reasonable income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 1 year to 3 years. However,there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
1.29 %
Launched (15y ago)
Nov 17, 2006
AUM in Crores
₹ 190
ISIN
INF336L01982
Lock-in
No Lock-in
Benchmark
CRISIL Short Term Bond Fund TR INR
SIP Minimum
₹ 1,000
Lumpsum Min.
₹ 5,000
Fund Managers
user-avatar

Ritesh Jain

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Kotak Savings Fund (G)

Kotak Savings Fund (G)

Ultra Short

Recommended

Top Ranked

17 Years

Age

5

Track Record

Aditya Birla Sun Life Liquid (G)

Aditya Birla Sun Life Liquid (G)

Liquid

Recommended

Top Ranked

17 Years

Age

5

Track Record

SBI Magnum Ultra Short Duration Fund (G)

SBI Magnum Ultra Short Duration Fund (G)

Ultra Short

Recommended

Top Ranked

22 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Low Duration

Recommended

Top Ranked

19 Years

Age

5

Track Record

Nippon India Liquid Fund (G)

Nippon India Liquid Fund (G)

Liquid

Recommended

Top Ranked

18 Years

Age

5

Track Record

amc-icon

About the AMC

HSBC Asset Management(India)Private Ltd

HSBC Asset Management(India)Private Ltd manages assets worth 11,404 crores and was set up on 12 December 2001. It's current offering of mutual fund schemes includes 20 equity,66 debt and 17 hybrid funds.

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  • tel-amc-about
    022-66145000
  • mail-amc-about
    hsbcmf@camsonline.com
  • HSBC Cash Fund (G)

    HSBC Cash Fund (G)

    Liquid

    Top Ranked

    ₹ 3,600 Cr

    Fund Size

    5.20%

    3 Year CAGR

    3 Y CAGR

    HSBC Cash Fund (G)

    HSBC Cash Fund (G)

    Liquid

    Top Ranked

    ₹ 3,600 Cr

    Fund Size

    4.40%

    3 Year CAGR

    3 Y CAGR

    HSBC Cash Fund Unclaimed Redemption Below 3 years (G)

    HSBC Cash Fund Unclaimed Redemption Below 3 years (G)

    Liquid

    Top Ranked

    ₹ 3,600 Cr

    Fund Size

    4.90%

    3 Year CAGR

    3 Y CAGR

    HSBC Cash Fund Unclaimed Dividend Above 3 years (G)

    HSBC Cash Fund Unclaimed Dividend Above 3 years (G)

    Liquid

    Top Ranked

    ₹ 3,600 Cr

    Fund Size

    0.00%

    3 Year CAGR

    3 Y CAGR

    HSBC Cash Fund Unclaimed Dividend Below 3 years (G)

    HSBC Cash Fund Unclaimed Dividend Below 3 years (G)

    Liquid

    Top Ranked

    ₹ 3,600 Cr

    Fund Size

    4.90%

    3 Year CAGR

    3 Y CAGR

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M)

    About HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M)

    HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) is a short term debt fund and has delivered an annualised return of 5.1% over a period of 15 years .The fund was previously known as HSBC Short Duration Wk DR.The fund is managed by HSBC Asset Management(India)Private Ltd.The fund manager’s name is Ritesh Jain.

    HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) Investment Objective

    To provide reasonable income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 1 year to 3 years. However,there can be no assurance or guarantee that the investment objective of the scheme would be achieved. However, there is no assurance that the objective of the scheme will be realized.

    HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) NAV,AUM,Risk

    The HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) fund was launched on Nov 17, 2006. The NAV (Net Asset Value) of this short term debt as of 2021-07-29 is ₹ 10.1969. The total AUM (Asset Under Management) of the fund as of 2021-07-29 is ₹ 189.161. The category risk of the HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) fund is Low to Moderate Risk. The fund charges 1.29 % as expense ratio.

    HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) Holdings

    The fund’s highest allocation is towards debt and has invested 81.7% in this asset class. The top three holdings of the fund are 5.22% goi 2025,national bank for agriculture and rural development and lic housing finance limited

    HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

    HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) Review

    HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) has a score of 3 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, HSBC Short Duration fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) has a score of 2 out of 5. The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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