Formerly HSBC Monthly Income Plan Qt DP
₹ 15.4603
NAV (Feb 26)
Not Recommended
However, Scripbox does not recommend investing in conservative hybrid mutual funds.
Conservative hybrid funds are primarily debt funds which invest a small amount in Equity instruments.
They will tend to fluctuate a little in line with market movements - providing marginal extra gains when the market moves up and marginally lower returns when the market is down.It’ s better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
17 Years. The fund has an Extended history for analysis and the track record is excellent.
Relative Size
85 Cr. Small within the category
Category View
Relatively Poor. The category has a relatively poor investment outlook
Consistency Of Performance
Relatively moderate. The historical performance of the fund has been OK
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Scheme Information
Seeks to generate reasonable returns through investments in Debt and Money Market Instruments. The secondary objective of the scheme is to invest in equity and equity related instruments to seek capital appreciation.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
Moderately High Risk
2.28 %
Expense Ratio
Feb 24, 2004
Launched (17y ago)
₹ 85
AUM in Crores
INF336L01123
ISIN
No Lock-in
Lock-in
CRISIL Hybrid 85+15 - ConservativeTR INR
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.
Comparison with Hybrid Funds
Aggressive Hybrid
26 Years
Age
Track Record
Aggressive Hybrid
22 Years
Age
Track Record
Conservative Hybrid
17 Years
Age
Track Record
Aggressive Hybrid
22 Years
Age
Track Record
Conservative Hybrid
18 Years
Age
Track Record
About the AMC
HSBC Asset Management(India)Private Ltd
HSBC Asset Management(India)Private Ltd manages assets worth 10,110 crores and was set up on 12 December 2001. It's current offering of mutual fund schemes includes 20 equity,66 debt and 17 hybrid funds.
Liquid
Top Ranked
₹ 3,188 Cr
Fund Size
5.5%
3Y returns
Liquid
Top Ranked
₹ 3,188 Cr
Fund Size
5.8%
3Y returns
Liquid
Top Ranked
₹ 3,188 Cr
Fund Size
5%
3Y returns
Liquid
Top Ranked
₹ 3,188 Cr
Fund Size
N/A
3Y returns
Liquid
Top Ranked
₹ 3,188 Cr
Fund Size
5.5%
3Y returns
Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.
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HSBC Savings Fund (DP-Q) is a conservative hybrid hybrid fund and has delivered an annualised return of 7.8% over a period of 17 years .The fund was previously known as HSBC Monthly Income Plan Qt DP.The fund is managed by HSBC Asset Management(India)Private Ltd.The fund managers are Gautam Bhupal, Kapil Punjabi
Seeks to generate reasonable returns through investments in Debt and Money Market Instruments. The secondary objective of the scheme is to invest in equity and equity related instruments to seek capital appreciation. However, there is no assurance that the objective of the scheme will be realized.
The HSBC Savings Fund (DP-Q) fund was launched on Feb 24, 2004. The NAV (Net Asset Value) of this conservative hybrid hybrid as of 2021-02-26 is ₹ 15.4603. The total AUM (Asset Under Management) of the fund as of 2021-02-26 is ₹ 84.477. The category risk of the HSBC Savings Fund (DP-Q) fund is Moderately High Risk. The fund charges 2.28 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 61.9% in this asset class. The top three holdings of the fund are 7.27% govt stock 2026,8.15% govt stock 2026 and 08.19% rj sdl spl 2026
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to CRISIL Hybrid 85+15 - ConservativeTR INR
HSBC Savings Fund (DP-Q) has a score of 1 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, HSBC Savings Fund (DP-Q) has a score of 2 out of 5. Scipbox has rated this fund 3 out of 5 based on consistency of performance over various years / tenures.