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  • HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M)

Formerly HSBC Regular Savings Mthly DP

HSBC Mutual Funds

HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M)

HybridConservative Hybrid

12.944

NAV (Nov 29)

4.4%
5 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in conservative hybrid mutual funds.

However, Scripbox does not recommend investing in conservative hybrid mutual funds.

Conservative hybrid funds are primarily debt funds which invest a small amount in Equity instruments.

They will tend to fluctuate a little in line with market movements - providing marginal extra gains when the market moves up and marginally lower returns when the market is down.It’ s better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

17 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

88 Cr. Small within the category

Category View

Relatively Poor. The category has a relatively poor investment outlook

Consistency Of Performance

Relatively moderate. The historical performance of the fund has been OK

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only

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Historical NAV

12.944

NAV (Nov 29)

Fund Returns

Last 1Y

9.9%

Last 3Y

6.8%

Last 5Y

4.4%

Last 10Y

7%

Since Inception

7.3%

6 Month CAGR

4.8%

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Scheme Information

Investment Objective

Seeks to generate reasonable returns through investments in Debt and Money Market Instruments. The secondary objective of the scheme is to invest in equity and equity related instruments to seek capital appreciation.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderately High risk

Expense Ratio

2.22

Launched (17y ago)

Feb 24, 2004

AUM in Crores

87.194

ISIN

INF336L01107

Lock-in

No Lock-in

Benchmark

CRISIL Hybrid 85+15 - ConservativeTR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Gautam Bhupal

Fund Manager

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Kapil Punjabi

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
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comparison

Comparison with Hybrid Funds

Fund NameScripbox OpinionFund SizeTrack Record
Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

₹ 8,193 cr

5

₹ 18,740 cr

5

₹ 106 cr

5

₹ 1,979 cr

5

₹ 471 cr

5

amc-icon

About the AMC

HSBC Asset Management(India)Private Ltd

HSBC Asset Management(India)Private Ltd manages assets worth 13,910 crores and was set up on 12 December 2001. It's current offering of mutual fund schemes includes 20 equity,66 debt and 17 hybrid funds.

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  • tel-amc-about
    022-66145000
  • mail-amc-about
    hsbcmf@camsonline.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    4.4%

    5.4%

    4.8%

    7.2%

    3.9%

    6%

    -

    0%

    4.4%

    5.4%

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Parag Parikh Flexi Cap fund (Growth)

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    Equity

    Diversified

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    Equity

    Large Cap

    Axis Bluechip Fund (Growth)

    Axis Bluechip Fund (Growth)

    Equity

    Large Cap

    Invesco India Growth Opportunities Fund (Growth)

    Invesco India Growth Opportunities Fund (Growth)

    Equity

    Diversified

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M)

    About HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M)

    HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) is a Conservative Hybrid Hybrid fund and has delivered an annualised return of 7.3% over a period of 17 years. The fund was previously known as HSBC Regular Savings Mthly DP . The fund is managed by HSBC Asset Management(India)Private Ltd. The fund managers are Gautam Bhupal, Kapil Punjabi

    HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) Investment Objective

    Seeks to generate reasonable returns through investments in Debt and Money Market Instruments. The secondary objective of the scheme is to invest in equity and equity related instruments to seek capital appreciation. . However, there is no assurance that the objective of the scheme will be realized.

    HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) NAV,AUM,Risk

    The HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) fund was launched on Feb 24, 2004. The NAV (Net Asset Value) of this Conservative Hybrid Hybrid fund as of 2021-11-29 is ₹12.94. The total AUM (Asset Under Management) of the fund as of 29/11/2021 is ₹87.194. The category risk of the HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) fund is Moderately High risk. The fund charges 2.22 % as expense ratio.

    HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) Holdings

    The fund’s highest allocation is towards Debt and has invested 70% in this asset class. The top three holdings of the fund are , 6.97% govt stock 2026 , 5.63% govt stock 2026 , 08.19% rj sdl spl 2026 , 6.79% govt stock 2027 , 6.10% govt stock 2031 , reverse repos , icici bank ltd , infosys ltd , hdfc bank ltd , 6.64% govt stock 2035 , bajaj finance ltd , net current assets (including cash & bank balances) , reliance industries ltd , larsen & toubro ltd , axis bank ltd , sun pharmaceuticals industries ltd , tata consultancy services ltd , dlf ltd , tata motors ltd , titan co ltd , kei industries ltd , pi industries ltd , hindustan unilever ltd , state bank of india , mphasis ltd , ashok leyland ltd , voltas ltd , j.b. chemicals & pharmaceuticals ltd , srf ltd , amber enterprises india ltd ordinary shares , kajaria ceramics ltd , sbi life insurance company limited , godrej consumer products ltd , alkem laboratories ltd , ipca laboratories ltd , quess corp ltd , emami ltd , jindal steel & power ltd , kotak mahindra bank ltd

    HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

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