Click here for top ranked funds in conservative hybrid mutual funds.
However, Scripbox does not recommend investing in conservative hybrid mutual funds.
Conservative hybrid funds are primarily debt funds which invest a small amount in Equity instruments.
They will tend to fluctuate a little in line with market movements - providing marginal extra gains when the market moves up and marginally lower returns when the market is down.It’ s better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.
No single fund can achieve what a plan can. Learn why
Scheme Information
Investment Objective
Seeks to generate reasonable returns through investments in Debt and Money Market Instruments. The secondary objective of the scheme is to invest in equity and equity related instruments to seek capital appreciation.
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
HSBC Asset Management(India)Private Ltd manages assets worth 11,675 crores and was set up on 12 December 2001. It's current offering of mutual fund schemes includes 20 equity,66 debt and 17 hybrid funds.
We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.
What Scripbox recommendations mean?
Recommended
Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
Top Ranked
Neutral
Not Recommended
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Sub-asset Class View
We check if the sub-category of the fund is recommended by us.
Fund Performance
Consistency of performance over various tenures is analysed for a relative performance stack.
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Impact of Interest Rates
We check the relative interest rate risk of the sub-category of the fund. Lower the better.
Credit Attractiveness
We check the credit quality of the underlying instruments present in the fund. Higher the better.
Equity Funds
Debt Funds
About HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M)
About HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M)
HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) is a conservative hybrid hybrid fund and has delivered an annualised return of 7.2% over a period of 17 years .The fund was previously known as HSBC Regular Savings Mthly DP.The fund is managed by HSBC Asset Management(India)Private Ltd.The fund managers are Gautam Bhupal, Kapil Punjabi
HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) Investment Objective
Seeks to generate reasonable returns through investments in Debt and Money Market Instruments. The secondary objective of the scheme is to invest in equity and equity related instruments to seek capital appreciation. However, there is no assurance that the objective of the scheme will be realized.
HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) NAV,AUM,Risk
The HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) fund was launched on Feb 24, 2004. The NAV (Net Asset Value) of this conservative hybrid hybrid as of 2021-07-30 is ₹ 12.7644. The total AUM (Asset Under Management) of the fund as of 2021-08-02 is ₹ 83.663. The category risk of the HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) fund is Moderately High risk.
The fund charges 2.27 % as expense ratio.
HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) Holdings
The fund’s highest allocation is towards debt and has invested 62.3% in this asset class. The top three holdings of the fund are 7.27% govt stock 2026,8.15% govt stock 2026 and 08.19% rj sdl spl 2026
HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) SIP
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) Investment volatility and Horizon
This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to CRISIL Hybrid 85+15 - ConservativeTR INR
HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) Review
HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) has a score of 1 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, HSBC Savings Fund of Income Dis cum Cptl Wdrl Opt (PIDCW-M) has a score of 2 out of 5.
Scipbox has rated this fund 2 out of 5 based on consistency of performance over various years / tenures.
