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  • HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M)

Formerly HSBC Low Duration Mn DR

HSBC Mutual Funds

HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M)

DebtLow Duration

10.1303

NAV (Oct 13)

0.6%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in low duration mutual funds.

However, Scripbox does not recommend investing in low duration mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

15 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

263 Cr. Small within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.1303

NAV (Oct 13)

Fund Returns

Last 1Y
3.4%
Last 3Y
0.6%
Last 5Y
2.1%
Last 10Y
4.4%
Since Inception
4.9%
6 Month CAGR
1.8%
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Scheme Information

Investment Objective

To seek to provide liquidity and reasonable returns by investing primarily in a mix of debt and money market instruments such that theMacaulay duration of the portfolio is between 6 months to 12 months. However there can be no assurance or guarantee that the investment objective of thescheme would be achieved

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Low to Moderate Risk

Expense Ratio
1.02
Launched (15y ago)
Nov 07, 2006
AUM in Crores
262.608
ISIN
INF336L01AI9
Lock-in
No Lock-in
Benchmark
Crisil Low Duration Debt Index TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Kapil Punjabi

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 12,698 cr

5

recommended-badge

₹ 28,554 cr

5

recommended-badge

₹ 11,007 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 28,496 cr

5

amc-icon

About the AMC

HSBC Asset Management(India)Private Ltd

HSBC Asset Management(India)Private Ltd manages assets worth 13,287 crores and was set up on 12 December 2001. It's current offering of mutual fund schemes includes 20 equity,66 debt and 17 hybrid funds.

amc-img

  • tel-amc-about
    022-66145000
  • mail-amc-about
    hsbcmf@camsonline.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    4.6%

    5.5%

    top-ranked-badge

    4.9%

    7.3%

    top-ranked-badge

    4.1%

    6%

    top-ranked-badge

    0%

    0%

    top-ranked-badge

    4.6%

    5.5%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    About HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M)

    About HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M)

    HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M) is a Low Duration Debt fund and has delivered an annualised return of 4.9% over a period of 14 years. The fund was previously known as HSBC Low Duration Mn DR . The fund is managed by HSBC Asset Management(India)Private Ltd. The fund manager’s name is Kapil Punjabi

    HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M) Investment Objective

    To seek to provide liquidity and reasonable returns by investing primarily in a mix of debt and money market instruments such that theMacaulay duration of the portfolio is between 6 months to 12 months. However there can be no assurance or guarantee that the investment objective of thescheme would be achieved . However, there is no assurance that the objective of the scheme will be realized.

    HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M) NAV,AUM,Risk

    The HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M) fund was launched on Nov 07, 2006. The NAV (Net Asset Value) of this Low Duration Debt fund as of 2021-10-13 is ₹10.13. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹262.608. The category risk of the HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M) fund is Low to Moderate Risk. The fund charges 1.02 % as expense ratio.

    HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M) Holdings

    The fund’s highest allocation is towards Debt and has invested 92.3% in this asset class. The top three holdings of the fund are , 8.15% govt stock 2022 , export-import bank of india , food corporation of india , 6.30% govt stock 2023 , housing development finance corporation limited , rural electrification corporation limited , reliance industries limited , l&t infrastructure finance company limited , hdb financial services limited , lic housing finance limited , larsen and toubro limited , reverse repos , bajaj finance limited , net current assets (including cash & bank balances) , hdb financial services limited , power grid corporation of india limited , hdb financial services limited , treps

    HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Crisil Low Duration Debt Index TR INR.

    HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M) Review

    HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M) has a score of 3 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, HSBC Low Duration Fund Income Distribution cum Capital Withdrawal Opt (RIDCW-M) has a score of 2out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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