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  • HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q)

Formerly HSBC Flexi Debt Reg Qt DR

HSBC Mutual Funds

HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q)

DebtDynamic Bond

16.8224

NAV (Oct 20)

7.4%
3 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in dynamic bond mutual funds.

However, Scripbox does not recommend investing in dynamic bond mutual funds.

Dynamic Bond Funds have the flexibility to invest in instruments across duration.The exposure is dependent on the outlook of the Fund Manager.

Such funds are also allowed to invest across the credit quality spectrum.They tend to be exposed to higher credit risk and longer maturity paper which makes them quite volatile.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

13 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

59 Cr. Negligible within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

16.8224

NAV (Oct 20)

Fund Returns

Last 1Y
2.1%
Last 3Y
7.4%
Last 5Y
5.3%
Last 10Y
6.5%
Since Inception
6.8%
6 Month CAGR
1.9%
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Scheme Information

Investment Objective

Seeks to deliver returns in the form of interest income and capital gains,along with high liquidity,commensurate with the current view on the markets and the interest rate cycle,through active investment in debt and money market instruments.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Moderate Risk

Expense Ratio
1.73
Launched (13y ago)
Apr 09, 2008
AUM in Crores
58.127
ISIN
INF336L01594
Lock-in
No Lock-in
Benchmark
CRISIL Composite Bond Fund TR INR
SIP Minimum
0
Lumpsum Min.
10000
Fund Managers
user-avatar

Ritesh Jain

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
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    Expert Investing Only, Car, Down Payment
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 33,722 cr

5

amc-icon

About the AMC

HSBC Asset Management(India)Private Ltd

HSBC Asset Management(India)Private Ltd manages assets worth 12,915 crores and was set up on 12 December 2001. It's current offering of mutual fund schemes includes 20 equity,66 debt and 17 hybrid funds.

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  • tel-amc-about
    022-66145000
  • mail-amc-about
    hsbcmf@camsonline.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    4.6%

    5.5%

    top-ranked-badge

    4.9%

    7.3%

    top-ranked-badge

    4.1%

    6%

    top-ranked-badge

    0%

    0%

    top-ranked-badge

    4.6%

    5.5%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q)

    About HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q)

    HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q) is a Dynamic Bond Debt fund and has delivered an annualised return of 6.8% over a period of 13 years. The fund was previously known as HSBC Flexi Debt Reg Qt DR . The fund is managed by HSBC Asset Management(India)Private Ltd. The fund manager’s name is Ritesh Jain

    HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q) Investment Objective

    Seeks to deliver returns in the form of interest income and capital gains,along with high liquidity,commensurate with the current view on the markets and the interest rate cycle,through active investment in debt and money market instruments. . However, there is no assurance that the objective of the scheme will be realized.

    HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q) NAV,AUM,Risk

    The HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q) fund was launched on Apr 09, 2008. The NAV (Net Asset Value) of this Dynamic Bond Debt fund as of 2021-10-20 is ₹16.82. The total AUM (Asset Under Management) of the fund as of 21/10/2021 is ₹58.127. The category risk of the HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q) fund is Moderate Risk. The fund charges 1.73 % as expense ratio.

    HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 87.5% in this asset class. The top three holdings of the fund are , 6.64% govt stock 2035 , 6.79% govt stock 2027 , 5.15% govt stock 2025 , 7.72% gs 2025 , reverse repos , 6.68% govt stock 2031 , indian railway finance corporation limited , treps , net current assets (including cash & bank balances)

    HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 10000.

    HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Composite Bond Fund TR INR.

    HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q) Review

    HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q) has a score of 1 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, HSBC Flexi Debt Fund of Income Distribution cum Cptl Wdrl Opt (RIDCW-Q) has a score of 1out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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