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- HSBC Mutual Funds
- HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q)
Formerly HSBC Debt IDCW-R
HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q)
₹ 10.5043
NAV (Oct 03)
Medium to long duration funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.
The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 10.5043
NAV (Oct 3)
Fund Returns
Last 1Y | 4.1% |
Last 3Y | 2.4% |
Last 5Y | 3.8% |
Last 10Y | 4.3% |
Since Inception | 5.1% |
6 Month CAGR | 0.9% |
Scheme Information
To provide reasonable income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 4 years to 7 years. However,there can be no guarantee that the investment objective of the scheme would be achieved.
Expense Ratio | 1.91 |
Launched (21y ago) | Dec 10, 2002 |
AUM in Crores | 43.667 |
ISIN | INF336L01792 |
Lock-in | No Lock-in |
Benchmark | NIFTY Med to Long Dur Debt A-III TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 3 |
Standard Deviation (5yr) | 3.5 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -0.81 |
Sharpe Ratio (5yr) | -0.359 |
YTM | 7.29 |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) | 8,02,178 | 69,566 | 3.8% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
7.17% govt stock 2030
23.5%7.06% govt stock 2028
23.4%treps
18.3%net current assets (including cash & bank balances)
11.8%7.1% govt stock 2029
11.7%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 44,468 cr | ||
₹ 18,357 cr | ||
₹ 10,408 cr | ||
₹ 14,357 cr | ||
₹ 9,121 cr |
About the AMC
HSBC Asset Management(India)Private Ltd
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
4.7% | 7.3% | ||
29.2% | 15.8% | ||
4.4% | 6.2% | ||
26.6% | 15.2% | ||
4.7% | % |
HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) Review
HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) is a Medium To Long Duration Debt fund and has delivered an annualised return of 5.1% over a period of 20 years. The fund was previously known as HSBC Debt IDCW-R. The fund is managed by HSBC Asset Management(India)Private Ltd. The fund managers are Jalpan Shah, Kapil Punjabi, Shriram Ramanathan.
Nav of HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) as of 10/3/2023 is ₹10.50 with the total AUM as of 10/4/2023 is ₹43.667. With Scripbox you can compare and check the latest nav for all mutual funds in India. HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) was launched on Dec 10, 2002. The category risk of the fund is Moderate Risk.
The minimum SIP amount for HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Med to Long Dur Debt A-III TR INR.
HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) is rated as a 3 fund in Debt and delivered 4.1% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q).
Frequently Asked Questions
What is HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q)?
How to invest in HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q)?
You can invest in HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q)?
The minimum sip amount for HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) is ₹1000. You can invest in multiples of ₹5000.
Is HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) good to invest in?
As per Scripbox experts, HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) is a Neutral fund. You can investHSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q)?
The expense ratio of the HSBC Medium to Long Duration Fund of IDCW (RIDCW-Q) is 1.91% for regular plan.