- Mutual Funds
- HSBC Mutual Fund
- HSBC Credit Risk Fund Direct Growth
HSBC Credit Risk Fund Direct Plan Growth
₹ 30.22
NAV (Mar 12)
Credit Risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
HSBC Credit Risk Fund Direct Growth Calculator
Investment Duration5 years
7,32,612
Total Investment1,17,749
Wealth Gained8,50,361
Total Corpus Created (₹)
With CAGR of 6.186 % in 5 yearsHistorical NAV
₹ 30.2216
NAV (Mar 12)
Fund Returns
Last 1Y | 7.8% |
Last 3Y | 6.8% |
Last 5Y | 6.2% |
Last 10Y | 6.8% |
Since Inception | 7.2% |
6 Month CAGR | 3.6% |
Scheme Information
The scheme seeks to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.
Expense Ratio | 0.86 % |
Launched 12Y ago | 2013-01-01 |
AUM in Crores | 581.6 |
ISIN | INF917K01UH8 |
Lock-in (days) | No Lock-in |
Benchmark | NIFTY Credit Risk Bond Index B-II |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation | 0.9 |
Beta | 1.9 |
Sharpe Ratio | 0.4 |
YTM | - |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| HSBC Credit Risk Fund Direct (G) | 8,50,361 | 1,17,749 | 6.2% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
GOI
11.92%GOI
8.17%Godrej Housing Finance Ltd.
5.59%Godrej Industries Ltd.
4.85%Nuvoco Vistas Corporation Ltd.
4.67%
Comparison with Debt Funds
| Fund Name | Fund Size | |
|---|---|---|
₹ 4,714 cr | ||
₹ 4,444 cr | ||
₹ 12,517 cr | ||
₹ 55,112 cr | ||
₹ 15,117 cr |
About the AMC
HSBC Mutual Fund
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
20% | 19% | ||
7.1% | 7.9% | ||
17.5% | 19.8% | ||
7% | 6.6% | ||
16.6% | 14.2% |
HSBC Credit Risk Fund Direct Growth Calculator
Investment Duration5 years
7,32,612
Total Investment1,17,749
Wealth Gained8,50,361
Total Corpus Created (₹)
With CAGR of 6.186 % in 5 yearsFrequently Asked Questions
What is the expense ratio for HSBC Credit Risk Fund Direct Plan Growth?
What is the current AUM of HSBC Credit Risk Fund Direct Growth?
What is the latest NAV of HSBC Credit Risk Fund Direct Growth?
What is the Riskometer rating for HSBC Credit Risk Fund Direct Plan Growth?
Which are the top sector holdings in HSBC Credit Risk Fund Direct Plan?
Which are the top stock holdings in HSBC Credit Risk Fund Direct Plan?
What is the asset allocation of HSBC Credit Risk Fund Direct Plan Growth?
What has been the performance of HSBC Credit Risk Fund Direct Growth returns?
Does HSBC Credit Risk Fund Direct Growth have a lock-in period?
Can I invest in both SIP and lump sum options in HSBC Credit Risk Fund Direct Plan Growth?
How to invest in HSBC Credit Risk Fund Direct Growth?
How can I redeem my investment in HSBC Credit Risk Fund Direct Plan?