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  • HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M)

Formerly HSBC Cash Mn DR

HSBC Mutual Funds

HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M)

DebtLiquid

Top Ranked

1003.069

NAV (Oct 13)

3.2%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within liquid mutual funds.However, Scripbox does not recommend investing in liquid mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

17 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

3,571 Cr. Large within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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Emergency Money

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
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    Emergency

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Historical NAV

1003.069

NAV (Oct 13)

Fund Returns

Last 1Y
3.2%
Last 3Y
3.2%
Last 5Y
3.9%
Last 10Y
4.5%
Since Inception
4.7%
6 Month CAGR
1.6%
info-icon-blue

Scheme Information

Investment Objective

Aims to provide reasonable returns,commensurate with low risk while providing a high level of liquidity,through a portfolio of money market and debt securities. However,there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Low to Moderate Risk

Expense Ratio
0.21
Launched (17y ago)
Jun 02, 2004
AUM in Crores
3570.138
ISIN
INF336L01BO5
Lock-in
No Lock-in
Benchmark
CRISIL Liquid Fund TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Kapil Punjabi

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • Inflation beating returns
    Inflation beating returns
  • Emergency
    Emergency
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 12,698 cr

5

recommended-badge

₹ 28,554 cr

5

recommended-badge

₹ 11,007 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 28,496 cr

5

amc-icon

About the AMC

HSBC Asset Management(India)Private Ltd

HSBC Asset Management(India)Private Ltd manages assets worth 13,287 crores and was set up on 12 December 2001. It's current offering of mutual fund schemes includes 20 equity,66 debt and 17 hybrid funds.

amc-img

  • tel-amc-about
    022-66145000
  • mail-amc-about
    hsbcmf@camsonline.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    4.6%

    5.5%

    top-ranked-badge

    4.9%

    7.3%

    top-ranked-badge

    4.1%

    6%

    top-ranked-badge

    0%

    0%

    top-ranked-badge

    4.6%

    5.5%

    growth

    Emergency Money

    Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Emergency
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Axis Liquid Fund (Growth)

    Axis Liquid Fund (Growth)

    Debt

    Liquid

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    About HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M)

    About HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M)

    HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M) is a Liquid Debt fund and has delivered an annualised return of 4.7% over a period of 17 years. The fund was previously known as HSBC Cash Mn DR . The fund is managed by HSBC Asset Management(India)Private Ltd. The fund manager’s name is Kapil Punjabi

    HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M) Investment Objective

    Aims to provide reasonable returns,commensurate with low risk while providing a high level of liquidity,through a portfolio of money market and debt securities. However,there can be no assurance or guarantee that the investment objective of the scheme would be achieved. . However, there is no assurance that the objective of the scheme will be realized.

    HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M) NAV,AUM,Risk

    The HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M) fund was launched on Jun 02, 2004. The NAV (Net Asset Value) of this Liquid Debt fund as of 2021-10-13 is ₹1003.07. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹3570.138. The category risk of the HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M) fund is Low to Moderate Risk. The fund charges 0.21 % as expense ratio.

    HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M) Holdings

    The fund’s highest allocation is towards Others and has invested 100% in this asset class. The top three holdings of the fund are , reverse repos , 91 dtb 28102021 , 91 dtb 21102021 , 91 dtb 16092021 , national bank for agriculture and rural development , 91 dtb 30092021 , 91 dtb 23092021 , 91 dtb 09092021 , icici securities limited , reliance industries limited , tata capital financial services limited , kotak securities limited , housing development finance corporation limited , indian oil corporation limited , hindustan petroleum corporation limited , 91 dtb 25112021 , bajaj finance limited , hdfc securities limited , treps , net current assets (including cash & bank balances) , 91 dtb 14102021 , hdfc securities limited , lic housing finance limited

    HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M) Review

    HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, HSBC Cash Fund of Income Distribution cum Capital Withdrawal (RIDCW-M) has a score of 4out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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