- Mutual Funds
- HSBC Mutual Funds
- HSBC Liquid Fund (PIDCW-M)
Formerly HSBC Cash Mn IDCW-P
Liquid funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 1008.9854
NAV (Apr 23)
Fund Returns
Last 1Y | 7.3% |
Last 3Y | 5.5% |
Last 5Y | 4.4% |
Last 10Y | 4.9% |
Since Inception | 4.8% |
6 Month CAGR | 3.7% |
Scheme Information
Aims to provide reasonable returns,commensurate with low risk while providing a high level of liquidity,through a portfolio of money market and debt securities. However,there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Expense Ratio | 0.22 |
Launched (20y ago) | Jun 02, 2004 |
AUM in Crores | 20235.748 |
ISIN | INF336L01BP2 |
Lock-in | No Lock-in |
Benchmark | IISL Nifty Liquid TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 0.5 |
Standard Deviation (5yr) | 0.6 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -0.258 |
Sharpe Ratio (5yr) | -1.606 |
YTM | 7.42 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| HSBC Liquid Fund (PIDCW-M) | 8,13,950 | 81,338 | 4.4% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
treps
11.2%india (republic of)
5.1%india (republic of)
4.9%axis bank limited
3.9%91 Days Treasury Bill 23-05-2024
2.9%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 10,293 cr | ||
₹ 4,923 cr | ||
₹ 35,428 cr | ||
₹ 13,848 cr | ||
₹ 13,895 cr |
About the AMC
HSBC Asset Management(India)Private Ltd
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
33.5% | 22.2% | ||
5.3% | 5.9% | ||
27.8% | 17% | ||
21.4% | 15.6% | ||
4.5% | 5.1% |
HSBC Liquid Fund (PIDCW-M) Review
HSBC Liquid Fund (PIDCW-M) is a Liquid Debt fund and has delivered an annualised return of 4.8% over a period of 19 years. The fund was previously known as HSBC Cash Mn IDCW-P. The fund is managed by HSBC Asset Management(India)Private Ltd. The fund managers are Kapil Punjabi, Shriram Ramanathan.
Nav of HSBC Liquid Fund (PIDCW-M) as of 4/23/2024 is ₹1008.99 with the total AUM as of 4/24/2024 is ₹20235.748. With Scripbox you can compare and check the latest nav for all mutual funds in India. HSBC Liquid Fund (PIDCW-M) was launched on Jun 02, 2004. The category risk of the fund is Low to Moderate Risk.
The minimum SIP amount for HSBC Liquid Fund (PIDCW-M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
HSBC Liquid Fund (PIDCW-M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL Nifty Liquid TR INR.
HSBC Liquid Fund (PIDCW-M) is rated as a 2 fund in Debt and delivered 7.3% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HSBC Liquid Fund (PIDCW-M).
Frequently Asked Questions
What is HSBC Liquid Fund (PIDCW-M)?
How to invest in HSBC Liquid Fund (PIDCW-M)?
You can invest in HSBC Liquid Fund (PIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of HSBC Liquid Fund (PIDCW-M)?
The minimum sip amount for HSBC Liquid Fund (PIDCW-M) is ₹1000. You can invest in multiples of ₹5000.
Is HSBC Liquid Fund (PIDCW-M) good to invest in?
As per Scripbox experts, HSBC Liquid Fund (PIDCW-M) is a Neutral fund. You can investHSBC Liquid Fund (PIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the HSBC Liquid Fund (PIDCW-M)?
The expense ratio of the HSBC Liquid Fund (PIDCW-M) is 0.22% for regular plan.