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HDFC Short Term Debt fund (Growth)

Debt

Short Term

Top Ranked

₹ 23.91

NAV (SEP 22)

Scripbox Opinion

Top Ranked

These are the top-ranked funds within short term mutual funds.

However, Scripbox does not recommend investing in short term mutual funds.

Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change. The category is one of the largest categories within the Debt Segment (9% of the total assets). We assess the credit quality of funds in this category as relatively poor.

We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fund Learn how we rate funds ->
Our analysis of this fund Learn how we rate funds ->

Track Record

10 Years

The fund has sufficient history for analysis and the track record is good

Relative Size

13,153 Cr

Category leader in size

Impact of Interest Rate Changes

High Interest Rate Risk

The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk

The fund has a moderate credit quality compared to other debt funds

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

Learn why choose a plan over a fund ->
  • Historical growth rate of 6.50% per annum
  • Recommended Duration 1-5 years
  • No Lock-in
  • Expert investing only
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Historical NAV

23.91

NAV (SEP 22)

SIP Calculator

Investing Duration 5 years

Total Investment

Wealth Gained

Total Corpus Created

With assumed returns of 6.25%
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Scheme Information

Investment Objective

To generate income / capital appreciation through investments in Debt and Money Market Instruments. There is no assurance that the investment objective of the Scheme will be realized.

Low

Moderately Low

Moderate

Moderately High

High

Moderately Low risk

0.76%

Expense Ratio

25th Jun, 2010

Launched (10y ago)

₹ 13,153

AUM in Crores

INF179K01CU6

No Lock-in

CRISIL Short Term Bond Fund TR INR

Benchmark

₹ 1000

SIP Minimum

₹ 5000

Lumpsum Min.

Fund Managers

Anil Bamboli

Fund Manager

Chirag Dagli

Fund Manager

Returns Calculator Comparison

of

for

Instrument Returns Total Corpus Gains Annualised %
Mutual Fund 70% 11.25%
EPF 70%
Property 70%
PPF 70%
Bank FD 70%
Gold 70%
Savings Bank 70%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 23rd September 2020

Top Stock Holdings

5.77% Goi 2030

3%

Housing Development Finance Corporation Limited

3%

7.32% Govt Stock 2024

3%

Net Current Assets

3%

5.79% Govt Stock 2030

3%
See all holdings
allocation by market cap

Comparison with Debt Funds

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Indicative returns of 6.50% annually
  • Recommended Duration 1-5 years
  • No Lock-in
  • Expert investing only
  • One-click investing and tracking
  • Zero fees for all your investments

SIP Calculator

Investment Duration 5 years

₹12,37,295

Total Investment

₹12,37,295

Wealth Gained

₹12,37,295

Total Corpus Created

With assumed returns of 6.25%
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How does Scripbox rate funds?

Proprietary system to rate mutual funds

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

What Scripbox recommendations mean?

Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.

Top Ranked

Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.

Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.

calender

Track Record

We look at consistent and long historical performance for our analysis

calender

Relative Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred

calender

Category View

We check if the sub-category of the fund is recommended by us

calender

Consistency Of Performance

Consistency of performance over various tenures is analysed for a relative performance stack

calender

Track Record

We look at consistent and long historical performance for our analysis

calender

Relative Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred

calender

Impact of Interest Rates

We check the relative interest rate risk of the sub-category of the fund. Lower the better

calender

Credit Quality Of Fund’s Portfolio

We check the relative interest rate risk of the sub-category of the fund. Lower the better

Equity Funds

Debt Funds

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About HDFC Short Term Debt fund (Growth)

About HDFC Short Term Debt fund (Growth)

HDFC Short Term Debt fund (Growth) is a Short Term Debt fund and has delivered an annualised return of 8.88% over a period of 10 years. The fund was previously known as HDFC S/T Opp Gr. The fund is managed by HDFC Asset Management Company Limited. The fund managers are Anil Bamboli, Chirag Dagli.

HDFC Short Term Debt fund (Growth) Investment Objective

To generate income / capital appreciation through investments in Debt and Money Market Instruments. There is no assurance that the investment objective of the Scheme will be realized. However, there is no assurance that the objective of the scheme will be realized.

HDFC Short Term Debt fund (Growth) NAV, AUM and Risk

The fund was launched on 2010-06-25. The NAV of the fund as of 2020-09-22 is ₹ 23.91. The total AUM of the fund as of 2020-09-22 is ₹ 13,153 Cr. The category risk of the fund is Moderately Low risk

The fund charges 0.76 % as expense ratio.

HDFC Short Term Debt fund (Growth) Holdings

The fund’s highest allocation is towards debt and has invested 92.91% in this asset class. The top three holdings of the fund are 5.77% goi 2030, housing development finance corporation limited and 7.32% govt stock 2024.

HDFC Short Term Debt fund (Growth) SIP

The minimum SIP(Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

HDFC Short Term Debt fund (Growth) Investment volatility and Horizon

This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.