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  • HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D)

Formerly HDFC S/T Debt Ft DR

HDFC Mutual Funds

HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D)

DebtShort Term

Top Ranked

10.2051

NAV (Nov 29)

7.2%
3 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

11 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

19,369 Cr. Category leader in size

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.2051

NAV (Nov 29)

Fund Returns

Last 1Y

4.2%

Last 3Y

7.2%

Last 5Y

6.1%

Last 10Y

6.8%

Since Inception

6.3%

6 Month CAGR

2.3%

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Scheme Information

Investment Objective

To generate income / capital appreciation through investments in Debt and Money Market Instruments.There is no assurance that the investment objective of the Scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

0.79

Launched (11y ago)

Jun 25, 2010

AUM in Crores

19368.768

ISIN

INF179K01CW2

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Bond Fund TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers
user-avatar

Anil Bamboli

Fund Manager

user-avatar

Sankalp Baid

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 27,296 cr

5

₹ 31,118 cr

5

amc-icon

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Company Limited manages assets worth 489,108 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.

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  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    14.8%

    4.2%

    17.7%

    15.1%

    19.9%

    16.3%

    6.8%

    7.2%

    7.5%

    8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D)

    About HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D)

    HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D) is a Short Term Debt fund and has delivered an annualised return of 6.3% over a period of 11 years. The fund was previously known as HDFC S/T Debt Ft DR . The fund is managed by HDFC Asset Management Company Limited. The fund managers are Anil Bamboli, Sankalp Baid

    HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D) Investment Objective

    To generate income / capital appreciation through investments in Debt and Money Market Instruments.There is no assurance that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D) NAV,AUM,Risk

    The HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D) fund was launched on Jun 25, 2010. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-11-29 is ₹10.21. The total AUM (Asset Under Management) of the fund as of 29/11/2021 is ₹19368.768. The category risk of the HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D) fund is Moderate Risk. The fund charges 0.79 % as expense ratio.

    HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D) Holdings

    The fund’s highest allocation is towards Debt and has invested 76.6% in this asset class. The top three holdings of the fund are , treps - tri-party repo , reverse repo , 5.63% govt stock 2026 , reliance industries limited , net current assets , 6.67% govt stock 2035 , 6.79% govt stock 2027 , housing development finance corporation limited , 6.97% govt stock 2026 , housing development finance corporation limited , state bank of india , indinfravit trust , infina finance private limited , 5.77% goi 2030 , motherson sumi systems limited , rural electrification corporation limited , state bank of india , 4.04% govt stock 2028 , power finance corporation limited , lic housing finance limited , housing development finance corporation limited , mahanagar telephone nigam limited , state bank of india , larsen and toubro limited , housing and urban development corporation limited , bharti hexacom limited , cholamandalam investment and fin. co. ltd , 5.22% goi 2025 , 5.79% govt stock 2030 , mahanagar telephone nigam limited , rec limited , l&t infrastructure finance company limited , fullerton india credit company limited , rural electrification corporation limited , rural electrification corporation limited , 7.59% govt stock 2026 , 08.48 ka sdl 2022 , vedanta limited , pipeline infrastructure private limited , 6.10% govt stock 2031 , coastal gujarat power limited , indian railway finance corporation limited , hdb financial services limited , idfc first bank limited , axis bank limited , 7.59% gj sdl 2027 , lic housing finance limited , lic housing finance limited , tata steel limited , britannia industries limited , axis bank limited , coastal gujarat power limited , 7.63% gj sdl 2027 , vedanta limited , ongc petro additions limited , reliance industries limited , govt stock , hdb financial services limited , national bank for agriculture and rural development , tata steel limited , cholamandalam investment and fin. co. ltd , cholamandalam investment & finance co limited , vedanta limited , kotak mahindra prime limited , hindustan petroleum corporation limited , rural electrification corporation limited , lic housing finance limited , john deere financial india pvt. ltd. , tata motors finance limited , jamnagar utilities & power private limited , housing and urban development corporation limited , jamnagar utilities & power private limited , national highways authority of india , 07.89 gj sdl 2025 , reliance ports and terminals limited , 7.17% govt stock 2028 , indian railway finance corporation limited , power finance corporation limited , rural electrification corporation limited , bajaj finance limited , housing development finance corporation limited , 6.45% govt stock 2029 , britannia industries limited , national bank for agriculture and rural development , national bank for agriculture and rural development , larsen and toubro limited , larsen and toubro limited , power finance corporation limited , 6.18% govt stock 2024 , tata capital housing finance limited , sikka port and terminal limited , 08.38 ka sdl 2022 , national bank for agriculture and rural development , indian railway finance corporation limited , housing development finance corporation limited , national bank for agriculture and rural development , 7.27% govt stock 2026 , tata capital housing finance limited , state bank of india , national bank for agriculture and rural development , icici bank limited , power finance corporation limited , john deere financial india private limited , tmf holdings limited , union bank of india , flometallic india private limited , power grid corporation of india limited , hindalco industries limited , national bank for agriculture and rural development , grasim industries limited , indinfravit trust , housing development finance corporation limited , rural electrification corporation limited , icici bank limited , sikka ports & terminals limited , tata motors finance solutions limited , lic housing finance limited , indian oil corporation limited , fullerton india credit company limited , telesonic networks limited , bharti telecom limited , national bank for agriculture and rural development , bharti telecom limited , bharti telecom limited , jamnagar utilities & power private limited , nhpc limited (national hydroelectric power corporation limited) , state bank of india , tata teleservices (maharashtra) ltd , tata teleservices limited , axis bank limited , the tata power company limited , 7.26% govt stock 2029 , national bank for agriculture and rural development , rural electrification corporation limited , manappuram finance limited , punjab national bank , 7.32% govt stock 2024 , 6.64% govt stock 2035 , power grid corporation of india limited , power finance corporation limited , 8.39% rj sdl spl 2023 , rec limited , housing development finance corporation limited , rec limited , rural electrification corporation limited , housing and urban development corporation limited , housing development finance corporation limited , lic housing finance limited , power finance corporation ltd. , power finance corporation limited , l&t housing finance limited , bank of baroda , 07.15% mh sdl 2026 , 5.85% govt stock 2030 , coastal gujarat power limited , reliance ports and terminals limited , indian railway finance corporation limited , l&t housing finance limited , first business receivables trust , reliance utilities and power private limited , rec limited , lic housing finance limited , larsen and toubro limited , first business receivables trust , inox air products limited , national bank for agriculture and rural development , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , first business receivables trust , indian railway finance corporation limited , mahanagar telephone nigam limited , power finance corporation limited , punjab national bank , housing development finance corporation limited , vijaya bank

    HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

    HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D) Review

    HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Short Term Debt Fund of Income Dis cum Cptl Wdrl Opt (RIDCW-15D) has a score of 5out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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