- Mutual Funds
- HDFC Mutual Funds
- HDFC Medium Term Debt Fund Opt (RIDCW-15D)
Formerly HDFC M/T Debt DR
HDFC Medium Term Debt Fund Opt (RIDCW-15D)
₹ 10.1269
NAV (Sep 22)
Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.
This is a small category (less than 2% of the total debt fund assets).We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 10.1269
NAV (Sep 22)
Fund Returns
Last 1Y | 5.8% |
Last 3Y | 5.2% |
Last 5Y | 5.9% |
Last 10Y | 6% |
Since Inception | 6.4% |
6 Month CAGR | 3.7% |
Scheme Information
To generate income / capital appreciation through investments in Debt and Money Market Instruments.There is no assurance that the investment objective of the Scheme will be realized.
Expense Ratio | 1.29 |
Launched (21y ago) | Feb 06, 2002 |
AUM in Crores | 4316.066 |
ISIN | INF179K01905 |
Lock-in | No Lock-in |
Benchmark | Nifty Medium Duration Debt TR INR |
SIP Minimum | 0 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 1.8 |
Standard Deviation (5yr) | 2 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | 0.376 |
Sharpe Ratio (5yr) | 0.36 |
YTM | 7.92 |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| HDFC Medium Term Debt Fund Opt (RIDCW-15D) | 8,44,389 | 1,11,777 | 5.9% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
7.1% govt stock 2029
5.3%7.26% govt stock 2032
3.6%7.26% govt stock 2033
3.5%tata steel limited
3.4%net current assets
3.1%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 44,468 cr | ||
₹ 18,357 cr | ||
₹ 10,408 cr | ||
₹ 14,357 cr | ||
₹ 9,121 cr |
About the AMC
HDFC Asset Management Company Limited
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
31.6% | 12.5% | ||
3.5% | 5.2% | ||
5.8% | 7.8% | ||
4.4% | 5.8% | ||
6.4% | 5.9% |
HDFC Medium Term Debt Fund Opt (RIDCW-15D) Review
HDFC Medium Term Debt Fund Opt (RIDCW-15D) is a Medium Term Debt fund and has delivered an annualised return of 6.4% over a period of 21 years. The fund was previously known as HDFC M/T Debt DR. The fund is managed by HDFC Asset Management Co Ltd. The fund managers are Dhruv Muchhal, Priya Ranjan, Shobhit Mehrotra.
Nav of HDFC Medium Term Debt Fund Opt (RIDCW-15D) as of 9/22/2023 is ₹10.13 with the total AUM as of 9/23/2023 is ₹4316.066. With Scripbox you can compare and check the latest nav for all mutual funds in India. HDFC Medium Term Debt Fund Opt (RIDCW-15D) was launched on Feb 06, 2002. The category risk of the fund is Moderately High risk.
The minimum SIP amount for HDFC Medium Term Debt Fund Opt (RIDCW-15D) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
HDFC Medium Term Debt Fund Opt (RIDCW-15D) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Medium Duration Debt TR INR.
HDFC Medium Term Debt Fund Opt (RIDCW-15D) is rated as a 4 fund in Debt and delivered 5.8% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HDFC Medium Term Debt Fund Opt (RIDCW-15D).
Frequently Asked Questions
What is HDFC Medium Term Debt Fund Opt (RIDCW-15D)?
How to invest in HDFC Medium Term Debt Fund Opt (RIDCW-15D)?
You can invest in HDFC Medium Term Debt Fund Opt (RIDCW-15D) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of HDFC Medium Term Debt Fund Opt (RIDCW-15D)?
The minimum sip amount for HDFC Medium Term Debt Fund Opt (RIDCW-15D) is ₹0. You can invest in multiples of ₹5000.
Is HDFC Medium Term Debt Fund Opt (RIDCW-15D) good to invest in?
As per Scripbox experts, HDFC Medium Term Debt Fund Opt (RIDCW-15D) is a Top Ranked fund. You can investHDFC Medium Term Debt Fund Opt (RIDCW-15D) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the HDFC Medium Term Debt Fund Opt (RIDCW-15D)?
The expense ratio of the HDFC Medium Term Debt Fund Opt (RIDCW-15D) is 1.29% for regular plan.