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  • HDFC Mutual Funds
  • HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A)

Formerly HDFC M/T Debt Reg Normal DP

HDFC Mutual Funds

HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A)

DebtMedium Term

17.2102

NAV (Dec 02)

8.3%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in medium term mutual funds.

However, Scripbox does not recommend investing in medium term mutual funds.

Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.

This is a small category (less than 2% of the total debt fund assets).We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

4,227 Cr. Large within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

17.2102

NAV (Dec 2)

Fund Returns

Last 1Y

5.5%

Last 3Y

8.3%

Last 5Y

6.9%

Last 10Y

NA

Since Inception

7.9%

6 Month CAGR

2.9%

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Scheme Information

Investment Objective

To generate income / capital appreciation through investments in Debt and Money Market Instruments.There is no assurance that the investment objective of the Scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

1.34

Launched (7y ago)

Oct 22, 2014

AUM in Crores

4226.103

ISIN

INF179KA1E16

Lock-in

No Lock-in

Benchmark

NIFTY Medium to Long Dur Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Sankalp Baid

Fund Manager

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Shobhit Mehrotra

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 31,118 cr

5

₹ 27,296 cr

5

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About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Company Limited manages assets worth 489,108 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.

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  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    14.6%

    4.1%

    17.6%

    15.2%

    20.3%

    16.5%

    6.8%

    7.2%

    7.5%

    8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A)

    About HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A)

    HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A) is a Medium Term Debt fund and has delivered an annualised return of 7.9% over a period of 7 years. The fund was previously known as HDFC M/T Debt Reg Normal DP . The fund is managed by HDFC Asset Management Company Limited. The fund managers are Sankalp Baid, Shobhit Mehrotra

    HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A) Investment Objective

    To generate income / capital appreciation through investments in Debt and Money Market Instruments.There is no assurance that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A) NAV,AUM,Risk

    The HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A) fund was launched on Oct 22, 2014. The NAV (Net Asset Value) of this Medium Term Debt fund as of 2021-12-02 is ₹17.21. The total AUM (Asset Under Management) of the fund as of 03/12/2021 is ₹4226.103. The category risk of the HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A) fund is Moderate Risk. The fund charges 1.34 % as expense ratio.

    HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 88.1% in this asset class. The top three holdings of the fund are , treps - tri-party repo , 6.97% govt stock 2026 , 7.59% govt stock 2026 , 7.27% govt stock 2026 , green infra wind energy limited , net current assets , sikka ports & terminals limited , jamnagar utilities & power private limited , reverse repo , bajaj housing finance limited , tmf holdings limited , 7.26% govt stock 2029 , power finance corporation ltd. , national bank for agriculture and rural development , shriram - city union finance limited , inox wind limited , muthoot finance limited , tata projects limited , housing development finance corporation limited , embassy office parks reit , power finance corporation limited , embassy office parks reit , embassy office parks reit , 06.95 gj sdl 2031 , tmf holdings limited , union bank of india , bharti hexacom limited , national bank for agriculture and rural development , housing development finance corporation limited , ntpc limited , rec limited , tmf holdings limited , pipeline infrastructure private limited , govt stock , 06.88 gj sdl 2031 , tata motors finance solutions limited , inox wind infrastructure services limited , tata housing development company limited , coastal gujarat power limited , national bank for agriculture and rural development , vedanta limited , reliance ports and terminals limited , india grid trust , tvs credit services limited , jude 08 2021 , indinfravit trust , nuvoco vistas corporation limited , national housing bank , tata international limited , indian bank , rural electrification corporation limited , india grid trust , ntpc limited , rec limited , power finance corporation limited , lic housing finance limited , rec limited , housing development finance corporation limited , reliance industries limited , 7.98% gujarat sdl 2026 , reliance jio infocomm limited , indian railway finance corporation limited , mangalore refinery & petrochemicals ltd. , vedanta limited , indian railway finance corporation limited , 5.63% govt stock 2026 , union bank of india , john deere financial india private limited , motilal oswal finvest limited , bajaj finance limited , 5.79% govt stock 2030 , fedbank financial services ltd , 6.79% govt stock 2027 , reliance ports and terminals limited , 7.62% gj sdl 2027 , 6.18% govt stock 2024 , tvs credit services limited , hdfc life insurance company limited , 7.96% mh sdl 2026 , 8.05% gj sdl 2026 , indian oil corporation limited , indian bank , the tata power company limited , gera developments private limited , rural electrification corporation limited , tata motors limited , 5.85% govt stock 2030 , flometallic india private limited , 6.45% govt stock 2029 , 5.77% goi 2030 , 7.17% govt stock 2028 , fedbank financial services ltd , sei enerstar renewable energy private limited , zuvan energy private limited , sei baskara power private limited , sei mihir energy private limited , elena renewable energy private limited , india grid trust , aarish solar power private limited , shreyas renewable energy private limited , pratyash renewable private limited , divyesh power private limited , aashman energy private limited

    HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Medium to Long Dur Debt TR INR.

    HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A) Review

    HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A) has a score of 3 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Medium Term Debt Fund Normal of Income Dis cum Cptl Wdrl Opt (PIDCW-A) has a score of 4out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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