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  • HDFC Asset Management Company Limited
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  • HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

Formerly HDFC Low Duration Reg Dl DR

HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

DebtLow Duration

Top Ranked

10.1428

NAV (Jul 29)

5.9%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within low duration mutual funds.However, Scripbox does not recommend investing in low duration mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

14 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

26,074 Cr. Category leader in size

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Scheme Information

Investment Objective

To generate income / capital appreciation through investment in debt securities and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
1.04 %
Launched (14y ago)
Apr 24, 2007
AUM in Crores
₹ 26,074
ISIN
INF179K01434
Lock-in
No Lock-in
Benchmark
NIFTY Low Duration Debt Index TR INR
SIP Minimum
₹ 1,000
Lumpsum Min.
₹ 10,000
Fund Managers
user-avatar

Anupam Joshi

Fund Manager

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Sankalp Baid

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Kotak Savings Fund (G)

Kotak Savings Fund (G)

Ultra Short

Recommended

Top Ranked

17 Years

Age

5

Track Record

Aditya Birla Sun Life Liquid (G)

Aditya Birla Sun Life Liquid (G)

Liquid

Recommended

Top Ranked

17 Years

Age

5

Track Record

SBI Magnum Ultra Short Duration Fund (G)

SBI Magnum Ultra Short Duration Fund (G)

Ultra Short

Recommended

Top Ranked

22 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Low Duration

Recommended

Top Ranked

19 Years

Age

5

Track Record

Nippon India Liquid Fund (G)

Nippon India Liquid Fund (G)

Liquid

Recommended

Top Ranked

18 Years

Age

5

Track Record

amc-icon

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Company Limited manages assets worth 451,798 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.

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  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
  • HDFC Index Nifty 50 fund (G)

    HDFC Index Nifty 50 fund (G)

    Index Funds

    Recommended

    Top Ranked

    ₹ 3,343 Cr

    Fund Size

    13.40%

    5 Year CAGR

    5 Y CAGR

    HDFC Large and Mid Cap Fund (G)

    HDFC Large and Mid Cap Fund (G)

    Diversified

    Top Ranked

    ₹ 2,526 Cr

    Fund Size

    13.00%

    5 Year CAGR

    5 Y CAGR

    HDFC Mid Cap Opportunities Fund (G)

    HDFC Mid Cap Opportunities Fund (G)

    Mid Cap

    Top Ranked

    ₹ 29,507 Cr

    Fund Size

    14.70%

    5 Year CAGR

    5 Y CAGR

    HDFC Low Duration (G)

    HDFC Low Duration (G)

    Low Duration

    Top Ranked

    ₹ 26,073 Cr

    Fund Size

    7.10%

    3 Year CAGR

    3 Y CAGR

    HDFC Floating Rate Debt Wholesale Plan (G)

    HDFC Floating Rate Debt Wholesale Plan (G)

    Floater

    Top Ranked

    ₹ 18,739 Cr

    Fund Size

    7.90%

    3 Year CAGR

    3 Y CAGR

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

    About HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) is a low duration debt fund and has delivered an annualised return of 5.7% over a period of 14 years .The fund was previously known as HDFC Low Duration Reg Dl DR.The fund is managed by HDFC Asset Management Company Limited.The fund managers are Anupam Joshi, Sankalp Baid

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Investment Objective

    To generate income / capital appreciation through investment in debt securities and money market instruments. There is no assurance that the investment objective of the Scheme will be realized. However, there is no assurance that the objective of the scheme will be realized.

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) NAV,AUM,Risk

    The HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) fund was launched on Apr 24, 2007. The NAV (Net Asset Value) of this low duration debt as of 2021-07-29 is ₹ 10.1428. The total AUM (Asset Under Management) of the fund as of 2021-07-29 is ₹ 26073.326. The category risk of the HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) fund is Moderate Risk. The fund charges 1.04 % as expense ratio.

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Holdings

    The fund’s highest allocation is towards debt and has invested 61.8% in this asset class. The top three holdings of the fund are govt stock,182 dtb 02122021 and national bank for agriculture and rural development

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 10000.

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Low Duration Debt Index TR INR.

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Review

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) has a score of 4 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) has a score of 5 out of 5. The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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