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  • HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

Formerly HDFC Low Duration Reg Dl DR

HDFC Mutual Funds

HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

DebtLow Duration

Top Ranked

10.1428

NAV (Oct 25)

5.9%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within low duration mutual funds.However, Scripbox does not recommend investing in low duration mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

14 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

22,907 Cr. Category leader in size

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.1428

NAV (Oct 25)

Fund Returns

Last 1Y
5%
Last 3Y
5.9%
Last 5Y
5.4%
Last 10Y
5.9%
Since Inception
5.7%
6 Month CAGR
2.6%
info-icon-blue

Scheme Information

Investment Objective

To generate income / capital appreciation through investment in debt securities and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Moderate Risk

Expense Ratio
1.04
Launched (14y ago)
Apr 24, 2007
AUM in Crores
22906.806
ISIN
INF179K01434
Lock-in
No Lock-in
Benchmark
NIFTY Low Duration Debt Index TR INR
SIP Minimum
1000
Lumpsum Min.
10000
Fund Managers
user-avatar

Anupam Joshi

Fund Manager

user-avatar

Sankalp Baid

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 22,849 cr

5

recommended-badge

₹ 33,722 cr

5

amc-icon

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Company Limited manages assets worth 475,688 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.

amc-img

  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    22.1%

    15.5%

    top-ranked-badge

    22.9%

    16.7%

    top-ranked-badge

    7%

    7.2%

    top-ranked-badge

    7.7%

    8.1%

    top-ranked-badge

    22.5%

    15.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

    About HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) is a Low Duration Debt fund and has delivered an annualised return of 5.7% over a period of 14 years. The fund was previously known as HDFC Low Duration Reg Dl DR . The fund is managed by HDFC Asset Management Company Limited. The fund managers are Anupam Joshi, Sankalp Baid

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Investment Objective

    To generate income / capital appreciation through investment in debt securities and money market instruments. There is no assurance that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) NAV,AUM,Risk

    The HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) fund was launched on Apr 24, 2007. The NAV (Net Asset Value) of this Low Duration Debt fund as of 2021-10-25 is ₹10.14. The total AUM (Asset Under Management) of the fund as of 26/10/2021 is ₹22906.806. The category risk of the HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) fund is Moderate Risk. The fund charges 1.04 % as expense ratio.

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Holdings

    The fund’s highest allocation is towards Debt and has invested 59.7% in this asset class. The top three holdings of the fund are , treps - tri-party repo , govt stock , national bank for agriculture and rural development , power finance corporation limited , 6.79% govt stock 2027 , net current assets , tata teleservices limited , 8.35% govt stock 2022 , axis bank limited , reliance industries limited , export-import bank of india , liquid gold series 6 , axis bank limited , muthoot finance limited , 5.63% govt stock 2026 , power finance corporation limited , 6.97% govt stock 2026 , food corporation of india , lic housing finance limited , l&t infrastructure finance company limited , housing development finance corporation limited , housing development finance corporation limited , axis bank limited , mahindra & mahindra financial services limited , 8.20% govt stock 2022 , tata teleservices limited , lic housing finance limited , reliance jio infocomm limited , power finance corporation limited , l&t infrastructure finance company limited , rec limited , l&t infrastructure finance company limited , larsen and toubro limited , rural electrification corporation limited , national bank for agriculture and rural development , 8.95% maharashtra sdl 2022 , kotak mahindra investments limited , tata teleservices (maharashtra) ltd , union bank of india , vedanta limited , manappuram finance limited , punjab national bank , upl limited , the indian hotels company limited , bharti hexacom limited , lic housing finance limited , vedanta limited , union bank of india , reverse repo , cholamandalam investment and fin. co. ltd , bharat petroleum corporation limited , food corporation of india , power finance corporation limited , national bank for agriculture and rural development , daimler financial services india private limited , tata realty and infrastructure limited , power grid corporation of india limited , vedanta limited , power finance corporation limited , rural electrification corporation limited , national bank for agriculture and rural development , rural electrification corporation limited , union bank of india , tata capital housing finance limited , national bank for agriculture and rural development , mangalore refinery & petrochemicals ltd. , infina finance private limited , housing development finance corporation limited , rec limited , embassy office parks reit , l&t housing finance limited , housing development finance corporation limited , lic housing finance limited , 06.82 br sdl 2028 , reliable devices trust , union bank of india , ntpc limited , housing and urban development corporation limited , rec limited , godrej industries limited , upl limited , bharti telecom limited , small industries development bank of india , housing development finance corporation limited , reliance industries limited , tmf holdings limited , john deere financial india private limited , tata capital financial services limited , rural electrification corporation limited , rural electrification corporation limited , lic housing finance limited , reliance industries limited , l&t infrastructure finance company limited , housing development finance corporation limited , lic housing finance limited , tata motors finance solutions limited , national bank for agriculture and rural development , lic housing finance limited , rural electrification corporation limited , fullerton india credit company limited , indian bank , jamnagar utilities & power private limited , britannia industries limited , bharat petroleum corporation limited , power finance corporation limited , rural electrification corporation limited , rural electrification corporation limited , power finance corporation limited , axis bank limited , indian bank , power finance corporation limited , tata motors finance limited , fedbank financial services ltd , hdb financial services limited , l&t housing finance limited , reliance industries limited , union bank of india , motherson sumi systems limited , lic housing finance limited , national bank for agriculture and rural development , rec limited , national highways authority of india , housing development finance corporation limited , l&t housing finance limited , l&t infrastructure finance company limited , union bank of india , rural electrification corporation limited , power finance corporation limited , hdb financial services limited , state bank of india , shriram - city union finance limited , jamnagar utilities & power private limited , housing development finance corporation limited , tata motors finance limited , credit suisse finance (india) private limited

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 10000.

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Low Duration Debt Index TR INR.

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Review

    HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Low Duration of Income Distribution cum Capital Wdrl Opt (RIDCW-D) has a score of 5out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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