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  • HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M)

Formerly HDFC Liquid Mn DR

HDFC Mutual Funds

HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M)

DebtLiquid

Top Ranked

1028.355

NAV (Oct 21)

4%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within liquid mutual funds.However, Scripbox does not recommend investing in liquid mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

16 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

51,108 Cr. Category leader in size

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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Emergency Money

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Emergency

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Historical NAV

1028.355

NAV (Oct 21)

Fund Returns

Last 1Y
3.1%
Last 3Y
4%
Last 5Y
4.3%
Last 10Y
5.6%
Since Inception
5.5%
6 Month CAGR
1.6%
info-icon-blue

Scheme Information

Investment Objective

To generate income through a portfolio comprising money market and debt instruments. There is no assurance that the investment objective of the Scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.3
Launched (16y ago)
Oct 10, 2005
AUM in Crores
51107.726
ISIN
INF179KB1HL8
Lock-in
No Lock-in
Benchmark
CRISIL Liquid Fund TR INR
SIP Minimum
0
Lumpsum Min.
5000
Fund Managers
user-avatar

Anupam Joshi

Fund Manager

user-avatar

Sankalp Baid

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • Inflation beating returns
    Inflation beating returns
  • Emergency
    Emergency
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Company Limited manages assets worth 475,688 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.

amc-img

  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    21.5%

    15.6%

    top-ranked-badge

    23.2%

    16.9%

    top-ranked-badge

    7%

    7.2%

    top-ranked-badge

    7.8%

    8.1%

    top-ranked-badge

    21.7%

    15.8%

    growth

    Emergency Money

    Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Emergency
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Axis Liquid Fund (Growth)

    Axis Liquid Fund (Growth)

    Debt

    Liquid

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    01

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    02

    Create an Account

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    03

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    04

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M)

    About HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M)

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) is a Liquid Debt fund and has delivered an annualised return of 5.5% over a period of 16 years. The fund was previously known as HDFC Liquid Mn DR . The fund is managed by HDFC Asset Management Company Limited. The fund managers are Anupam Joshi, Sankalp Baid

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) Investment Objective

    To generate income through a portfolio comprising money market and debt instruments. There is no assurance that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) NAV,AUM,Risk

    The HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) fund was launched on Oct 10, 2005. The NAV (Net Asset Value) of this Liquid Debt fund as of 2021-10-21 is ₹1028.36. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹51107.726. The category risk of the HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) fund is Low to Moderate Risk. The fund charges 0.3 % as expense ratio.

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) Holdings

    The fund’s highest allocation is towards Others and has invested 100% in this asset class. The top three holdings of the fund are , 91 dtb 21102021 , 91 dtb 19112021 , 182 dtb 18112021 , 91 dtb 06012022 , national bank for agriculture and rural development , 182 dtb 12112021 , hindalco industries limited , 364 dtb 09122021 , reliance jio infocomm limited , net current assets , reliance industries limited , reliance jio infocomm limited , reliance industries limited , reliance jio infocomm limited , bajaj finance limited , national bank for agriculture and rural development , steel authority of india limited , bajaj finance limited , 91 dtb 11112021 , bharat heavy electricals limited , 364 dtb 18112021 , steel authority of india limited , adani ports and special economic zone limited , adani ports and special economic zone limited , reliance industries limited , 91 dtb 28102021 , reverse repo , hindustan petroleum corporation limited , adani ports and special economic zone limited , reliance jio infocomm limited , nlc india limited , the federal bank limited , reliance industries limited , tata steel limited , the tata power company limited , tata steel limited , aditya birla finance limited , the tata power company limited , tata steel limited , 8.79% govt stock 2021 , muthoot finance limited , hindustan petroleum corporation limited , nlc india limited , tata capital financial services limited , birla group holdings private limited , 91 dtb 25112021 , reliance industries limited , reliance industries limited , rural electrification corporation limited , sundaram finance limited , hindustan petroleum corporation limited , bharti airtel limited , bharat petroleum corporation limited , birla group holdings private limited , steel authority of india limited , 182 dtb 02122021 , ntpc limited , nirma limited , icici home finance company limited , gic housing finance limited , mangalore refinery & petrochemicals limited , muthoot finance limited , indusind bank limited , icici securities limited , upl limited , nirma limited , nirma limited , bharat heavy electricals limited , icici securities limited , daimler financial services india private limited , 364 dtb 04112021 , 182 dtb 23122021 , tata cleantech capital limited , hindustan petroleum corporation limited , axis finance limited , julius baer capital (india) private limited , mangalore refinery & petrochemicals limited , indusind bank limited , deutsche bank , upl limited , bharat oman refineries limited , treps - tri-party repo , aditya birla money limited , 182 dtb 04112021 , l&t housing finance limited , housing development finance corporation limited , 364 dtb 25112021 , network18 media & investments limited , hdb financial services limited , 182 dtb 09122021 , godrej industries limited , ht media limited , infina finance private limited , 8.69% karanataka sdl 2022 , ht media limited , deutsche investments india private limited , barclays investments & loans (india) private limited , bharat oman refineries limited , godrej industries limited , barclays investments & loans (india) limited , godrej industries limited , sbi global factors limited , julius baer capital (india) private limited , godrej industries limited , ht media limited , ht media limited , axis securities limited , aditya birla finance limited

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) Review

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-M) has a score of 5out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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