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  • HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

Formerly HDFC Liquid Dl DR

HDFC Mutual Funds

HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

DebtLiquid

Top Ranked

1019.82

NAV (Oct 13)

4%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within liquid mutual funds.However, Scripbox does not recommend investing in liquid mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

16 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

45,348 Cr. Category leader in size

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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Emergency Money

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Emergency

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Historical NAV

1019.82

NAV (Oct 13)

Fund Returns

Last 1Y
3.1%
Last 3Y
4%
Last 5Y
4.2%
Last 10Y
5.4%
Since Inception
5.3%
6 Month CAGR
1.6%
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Scheme Information

Investment Objective

To generate income through a portfolio comprising money market and debt instruments. There is no assurance that the investment objective of the Scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.3
Launched (16y ago)
Oct 10, 2005
AUM in Crores
45347.119
ISIN
INF179KB1IC5
Lock-in
No Lock-in
Benchmark
CRISIL Liquid Fund TR INR
SIP Minimum
0
Lumpsum Min.
10000
Fund Managers
user-avatar

Anupam Joshi

Fund Manager

user-avatar

Sankalp Baid

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • Inflation beating returns
    Inflation beating returns
  • Emergency
    Emergency
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 12,698 cr

5

recommended-badge

₹ 28,554 cr

5

recommended-badge

₹ 11,007 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 28,496 cr

5

amc-icon

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Company Limited manages assets worth 471,319 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.

amc-img

  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    20.8%

    15.6%

    top-ranked-badge

    23.9%

    17.1%

    top-ranked-badge

    7.1%

    7.2%

    top-ranked-badge

    7.8%

    8.1%

    top-ranked-badge

    21.1%

    15.8%

    growth

    Emergency Money

    Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Emergency
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Axis Liquid Fund (Growth)

    Axis Liquid Fund (Growth)

    Debt

    Liquid

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    04

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    About HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

    About HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D)

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D) is a Liquid Debt fund and has delivered an annualised return of 5.3% over a period of 16 years. The fund was previously known as HDFC Liquid Dl DR . The fund is managed by HDFC Asset Management Company Limited. The fund managers are Anupam Joshi, Sankalp Baid

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Investment Objective

    To generate income through a portfolio comprising money market and debt instruments. There is no assurance that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D) NAV,AUM,Risk

    The HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D) fund was launched on Oct 10, 2005. The NAV (Net Asset Value) of this Liquid Debt fund as of 2021-10-13 is ₹1019.82. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹45347.119. The category risk of the HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D) fund is Low to Moderate Risk. The fund charges 0.3 % as expense ratio.

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Holdings

    The fund’s highest allocation is towards Others and has invested 100% in this asset class. The top three holdings of the fund are , 91 dtb 21102021 , 91 dtb 07102021 , treps - tri-party repo , 91 dtb 19112021 , national bank for agriculture and rural development , hindalco industries limited , reliance jio infocomm limited , reliance industries limited , reliance jio infocomm limited , reliance industries limited , bajaj finance limited , bajaj finance limited , hindustan petroleum corporation limited , national bank for agriculture and rural development , 91 dtb 11112021 , 91 dtb 28102021 , steel authority of india limited , reliance industries limited , hindustan petroleum corporation limited , reliance industries limited , reverse repo , adani ports and special economic zone limited , nlc india limited , the federal bank limited , tata steel limited , reliance jio infocomm limited , the tata power company limited , tata steel limited , aditya birla finance limited , the tata power company limited , tata steel limited , net current assets , 8.79% govt stock 2021 , muthoot finance limited , nlc india limited , birla group holdings private limited , reliance industries limited , reliance industries limited , 91 dtb 25112021 , sundaram finance limited , nirma limited , bharti airtel limited , icici home finance company limited , birla group holdings private limited , steel authority of india limited , muthoot finance limited , 91 dtb 14102021 , gic housing finance limited , mangalore refinery & petrochemicals limited , icici securities limited , upl limited , nirma limited , bharat oman refineries limited , bharat heavy electricals limited , icici securities limited , daimler financial services india private limited , mangalore refinery & petrochemicals limited , axis finance limited , tata cleantech capital limited , julius baer capital (india) private limited , indusind bank limited , godrej industries limited , godrej industries limited , julius baer capital (india) private limited , godrej industries limited , godrej industries limited , aditya birla money limited , network18 media & investments limited , hindustan petroleum corporation limited , l&t housing finance limited , housing development finance corporation limited , 364 dtb 25112021 , fullerton india credit company limited , 182 dtb 04112021 , 182 dtb 09122021 , housing development finance corporation limited , ht media limited , l&t finance limited , ht media limited , infina finance private limited , bharat oman refineries limited , axis securities limited , ht media limited , ht media limited

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 10000.

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D) Review

    HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Liquid Fund of Income Distribution cum Capital Wdrl Opt (RIDCW-D) has a score of 5out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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