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  • HDFC Income Fund Normal (RIDCW-A)

Formerly HDFC Income Reg Nor DR

HDFC Mutual Funds

HDFC Income Fund Normal (RIDCW-A)

DebtMedium To Long Duration

16.9039

NAV (Jun 20)

4.7%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in medium to long duration mutual funds.

Medium to long duration funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.

The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Good

The performance of the fund on a Fund Size metric has been Good

Rolling Returns

Neutral

The performance of the fund on a Rolling Returns metric has been Neutral

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

16.9039

NAV (Jun 20)

Fund Returns

Last 1Y
7%
Last 3Y
4.4%
Last 5Y
5.3%
Last 10Y
6.5%
Since Inception
7.3%
6 Month CAGR
4.8%

Scheme Information

Investment Objective

To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Expense Ratio
1.39
Launched (10y ago)
Dec 18, 2014
AUM in Crores
754.302
ISIN
INF179KA1Q20
Lock-in
No Lock-in
Benchmark
NIFTY Medium to Long Dur Debt TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
2.3
Standard Deviation (5yr)
2.5
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.479
Sharpe Ratio (5yr)
0.158
YTM
7.3
Fund Managers

Shobhit Mehrotra

Fund Manager

Dhruv Muchhal

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
HDFC Income Fund Normal (RIDCW-A)70%8,36,128 1,03,5165.5%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-06-20

Top Debt Holdings

7.18% govt stock 2037

22.7%
22.7%

7.41% govt stock 2036

13.6%
13.6%

7.54% govt stock 2036

13.1%
13.1%

7.18% govt stock 2033

11.4%
11.4%

7.1% govt stock 2034

3.8%
3.8%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 5,001 cr

₹ 10,797 cr

₹ 46,422 cr

₹ 14,535 cr

₹ 15,157 cr

amc-img

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Co Ltd manages assets worth 702,703 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 62 equity,190 debt and 30 hybrid funds.amc-img
phone-img1800 3010 6767/ 1800 419 7676 (Toll-free)
Fund NameScripbox Opinion
Till Date CAGR

13.7%

6.4%

26.1%

13.3%

6.1%

7.8%

5.3%

5.9%

6.5%

6%

HDFC Income Fund Normal (RIDCW-A) Review

HDFC Income Fund Normal (RIDCW-A) is a Medium To Long Duration Debt fund and has delivered an annualised return of 5.8% over a period of 9 years. The fund was previously known as HDFC Income Reg Nor DR. The fund is managed by HDFC Asset Management Co Ltd. The fund managers are Dhruv Muchhal, Shobhit Mehrotra.

Nav of HDFC Income Fund Normal (RIDCW-A) as of 6/20/2024 is ₹16.90 with the total AUM as of 6/21/2024 is ₹754.302. With Scripbox you can compare and check the latest nav for all mutual funds in India. HDFC Income Fund Normal (RIDCW-A) was launched on Dec 18, 2014. The category risk of the fund is Moderate Risk.

The minimum SIP amount for HDFC Income Fund Normal (RIDCW-A) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

HDFC Income Fund Normal (RIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Medium to Long Dur Debt TR INR.

HDFC Income Fund Normal (RIDCW-A) is rated as a 2 fund in Debt and delivered 7% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HDFC Income Fund Normal (RIDCW-A).

Frequently Asked Questions

What is HDFC Income Fund Normal (RIDCW-A)?

HDFC Income Fund Normal (RIDCW-A) is a Medium To Long Duration Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in HDFC Income Fund Normal (RIDCW-A)?

You can invest in HDFC Income Fund Normal (RIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of HDFC Income Fund Normal (RIDCW-A)?

The minimum sip amount for HDFC Income Fund Normal (RIDCW-A) is ₹1000. You can invest in multiples of ₹5000.

Is HDFC Income Fund Normal (RIDCW-A) good to invest in?

As per Scripbox experts, HDFC Income Fund Normal (RIDCW-A) is a Neutral fund. You can investHDFC Income Fund Normal (RIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the HDFC Income Fund Normal (RIDCW-A)?

The expense ratio of the HDFC Income Fund Normal (RIDCW-A) is 1.39% for regular plan.