- Mutual Funds
- HDFC Mutual Funds
- HDFC Income Fund Normal (PIDCW-A)
Formerly HDFC Income Reg Nor DP
HDFC Income Fund Normal (PIDCW-A)
₹ 16.5464
NAV (Apr 12)
Medium to long duration funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.
The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 16.5464
NAV (Apr 12)
Fund Returns
Last 1Y | 6.6% |
Last 3Y | 4.2% |
Last 5Y | 5.7% |
Last 10Y | NA |
Since Inception | 5.7% |
6 Month CAGR | 4.6% |
Scheme Information
To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.
Expense Ratio | 0.86 |
Launched (10y ago) | Dec 18, 2014 |
AUM in Crores | 771.061 |
ISIN | INF179KA1Q38 |
Lock-in | No Lock-in |
Benchmark | NIFTY Medium to Long Dur Debt TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 2.2 |
Standard Deviation (5yr) | 2.5 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -0.386 |
Sharpe Ratio (5yr) | 0.228 |
YTM | 7.33827 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| HDFC Income Fund Normal (PIDCW-A) | 8,40,245 | 1,07,633 | 5.7% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
7.18% govt stock 2037
22.2%7.41% govt stock 2036
13.3%7.54% govt stock 2036
12.8%7.18% govt stock 2033
11.1%7.26% govt stock 2032
4.6%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 4,923 cr | ||
₹ 10,293 cr | ||
₹ 45,349 cr | ||
₹ 13,848 cr | ||
₹ 13,895 cr |
About the AMC
HDFC Asset Management Company Limited
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
14.9% | 6.7% | ||
28% | 13% | ||
6% | 7.8% | ||
5.1% | 5.9% | ||
6.6% | 6% |
HDFC Income Fund Normal (PIDCW-A) Review
HDFC Income Fund Normal (PIDCW-A) is a Medium To Long Duration Debt fund and has delivered an annualised return of 5.7% over a period of 9 years. The fund was previously known as HDFC Income Reg Nor DP. The fund is managed by HDFC Asset Management Co Ltd. The fund managers are Dhruv Muchhal, Shobhit Mehrotra.
Nav of HDFC Income Fund Normal (PIDCW-A) as of 4/12/2024 is ₹16.55 with the total AUM as of 4/14/2024 is ₹771.061. With Scripbox you can compare and check the latest nav for all mutual funds in India. HDFC Income Fund Normal (PIDCW-A) was launched on Dec 18, 2014. The category risk of the fund is Moderate Risk.
The minimum SIP amount for HDFC Income Fund Normal (PIDCW-A) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
HDFC Income Fund Normal (PIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Medium to Long Dur Debt TR INR.
HDFC Income Fund Normal (PIDCW-A) is rated as a 2 fund in Debt and delivered 6.6% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HDFC Income Fund Normal (PIDCW-A).
Frequently Asked Questions
What is HDFC Income Fund Normal (PIDCW-A)?
How to invest in HDFC Income Fund Normal (PIDCW-A)?
You can invest in HDFC Income Fund Normal (PIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of HDFC Income Fund Normal (PIDCW-A)?
The minimum sip amount for HDFC Income Fund Normal (PIDCW-A) is ₹1000. You can invest in multiples of ₹5000.
Is HDFC Income Fund Normal (PIDCW-A) good to invest in?
As per Scripbox experts, HDFC Income Fund Normal (PIDCW-A) is a Neutral fund. You can investHDFC Income Fund Normal (PIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the HDFC Income Fund Normal (PIDCW-A)?
The expense ratio of the HDFC Income Fund Normal (PIDCW-A) is 0.86% for regular plan.