Formerly HDFC Income Div
₹ 11.2091
NAV (Apr 20)
Neutral
However, Scripbox does not recommend investing in medium to long duration mutual funds.
Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.
The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
21 Years. The fund has an Extended history for analysis and the track record is excellent.
Relative Size
686 Cr. Medium within the category
Impact of Interest Rate Changes
Highest Interest Rate Risk. The impact on fund value is very high when interest rates change
Credit Quality Of Fund's Portfolio
Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds
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Scheme Information
To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
Moderately High risk
2.29 %
Expense Ratio
Sep 11, 2000
Launched (21y ago)
₹ 686
AUM in Crores
INF179K01947
ISIN
No Lock-in
Lock-in
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
Comparison with Debt Funds
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About the AMC
HDFC Asset Management Company Limited
HDFC Asset Management Company Limited manages assets worth 438,373 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.
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3Y returns
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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HDFC Income Fund (DP-Q) is a medium to long duration debt fund and has delivered an annualised return of 6.6% over a period of 21 years .The fund was previously known as HDFC Income Div.The fund is managed by HDFC Asset Management Company Limited.The fund managers are Anand Laddha, Chirag Dagli, Chirag Setalvad, Shobhit Mehrotra
To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized. However, there is no assurance that the objective of the scheme will be realized.
The HDFC Income Fund (DP-Q) fund was launched on Sep 11, 2000. The NAV (Net Asset Value) of this medium to long duration debt as of 2021-04-20 is ₹ 11.2091. The total AUM (Asset Under Management) of the fund as of 2021-04-21 is ₹ 685.373. The category risk of the HDFC Income Fund (DP-Q) fund is Moderately High risk. The fund charges 2.29 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 84.9% in this asset class. The top three holdings of the fund are 5.77% goi 2030,7.57% govt stock 2033 and punjab national bank
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to .
HDFC Income Fund (DP-Q) has a score of 2 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Income Fund (DP-Q) has a score of 3 out of 5. The credit risk of the fund is 5 out of 5 as compared to other debt funds.