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HDFC Mutual Funds

HDFC Income Fund (Growth)

DebtMedium To Long Duration

48.3057

NAV (Dec 02)

4.1%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in medium to long duration mutual funds.

Medium to long duration funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.

The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Good

The performance of the fund on a Fund Size metric has been Good

Rolling Returns

Poor

The performance of the fund on a Rolling Returns metric has been Poor

Scripbox Recommended Debt Funds

Want the Debt funds that are right for your short term investment needs?

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

48.3057

NAV (Dec 2)

Fund Returns

Last 1Y

0.8%

Last 3Y

4.1%

Last 5Y

4.7%

Last 10Y

6.4%

Since Inception

7.3%

6 Month CAGR

3.6%

Scheme Information

Investment Objective

To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Expense Ratio

2.06

Launched (22y ago)

Sep 11, 2000

AUM in Crores

532.344

ISIN

INF179K01962

Lock-in

No Lock-in

Benchmark

NIFTY Medium to Long Dur Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Standard Deviation (3yr)

2.7

Standard Deviation (5yr)

2.9

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

-0.059

Sharpe Ratio (5yr)

-0.133

YTM

7.15776

Fund Managers

Shobhit Mehrotra

Fund Manager

Priya Ranjan

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-12-02

Top Debt Holdings

6.54% govt stock 2032

16.9%
16.9%

treps - tri-party repo

11.7%
11.7%

7.69% govt stock 2034

9.2%
9.2%

7.54% govt stock 2036

6.6%
6.6%

ntpc limited

4.9%
4.9%
See all holdings

Compare HDFC Income Fund (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 46,469 cr

₹ 14,221 cr

₹ 18,664 cr

₹ 13,008 cr

₹ 46,469 cr

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Company Limited manages assets worth 482,534 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,120 debt and 23 hybrid funds.

amc-img

  • 1800 3010 6767/ 1800 419 7676 (Toll-free)
  • cliser@hdfcfund.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    11%

    4.7%

    5.9%

    7.8%

    3.6%

    5.8%

    6.3%

    5.8%

    5.3%

    5.3%

    HDFC Income Fund (G) Review

    HDFC Income Fund (G) is a Medium To Long Duration Debt fund and has delivered an annualised return of 7.3% over a period of 22 years. The fund is managed by HDFC Asset Management Company Limited. The fund managers are Priya Ranjan, Shobhit Mehrotra.

    Nav of HDFC Income Fund (G) as of 12/2/2022 is ₹48.31 with the total AUM as of 12/5/2022 is ₹532.344. With Scripbox you can compare and check the latest nav for all mutual funds in India. HDFC Income Fund (G) was launched on Sep 11, 2000. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for HDFC Income Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    HDFC Income Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Medium to Long Dur Debt TR INR.

    HDFC Income Fund (G) is rated as a 3 fund in Debt and delivered 0.8% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HDFC Income Fund (G).

    Frequently Asked Questions

    What is HDFC Income Fund (G)?

    HDFC Income Fund (G) is a Medium To Long Duration Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in HDFC Income Fund (G)?

    You can invest in HDFC Income Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of HDFC Income Fund (G)?

    The minimum sip amount for HDFC Income Fund (G) is ₹1000. You can invest in multiples of ₹5000.

    Is HDFC Income Fund (G) good to invest in?

    As per Scripbox experts, HDFC Income Fund (G) is a Neutral fund. You can investHDFC Income Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the HDFC Income Fund (G)?

    The expense ratio of the HDFC Income Fund (G) is 2.06% for regular plan.