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    • HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M)

    Formerly HDFC Floating Rate Debt Whls Mn DR

    HDFC Mutual Funds

    HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M)

    DebtFloater

    Top Ranked

    10.171

    NAV (Sep 21)

    6.7%
    3 Year CAGR
    Scripbox Opinion

    Top Ranked

    These are the top-ranked funds within floater mutual funds.However, Scripbox does not recommend investing in floater mutual funds.Floater Funds are mandated to invest a minimum of 65% of total assets in Floating Rate Instruments.

    This is a relatively small category with a limited number of funds.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

    Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    14 Years. The Fund has Sufficient history for analysis and the track record is good.

    Relative Size

    22,078 Cr. Category leader in size

    Impact of Interest Rate Changes

    Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

    Credit Quality Of Fund's Portfolio

    Low Credit Risk. The fund has a high credit quality compared to other debt funds

    Invest in this fund
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    Short Term Money

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment

    No single fund can achieve what a plan can. Learn why

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    Historical NAV

    10.171

    NAV (Sep 21)

    Fund Returns

    Last 1Y
    6.1%
    Last 3Y
    6.7%
    Last 5Y
    6%
    Last 10Y
    6.6%
    Since Inception
    5.7%
    6 Month CAGR
    3.3%
    info-icon-blue

    Scheme Information

    Investment Objective

    To generate income / capital appreciation through investment in a portfolio comprising substantially of floating rate debt,fixed rate debt instruments swapped for floating rate returns and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Moderate Risk

    Expense Ratio
    0.48
    Launched (14y ago)
    Oct 23, 2007
    AUM in Crores
    22077.291
    ISIN
    INF179K01723
    Lock-in
    No Lock-in
    Benchmark
    CRISIL Liquid Fund TR INR
    SIP Minimum
    1000
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Sankalp Baid

    Fund Manager

    user-avatar

    Shobhit Mehrotra

    Fund Manager

    user-avatar

    Vikas Agrawal

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

    build-long-item-wealth-img

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    recommended-badge

    ₹ 14,236 cr

    5

    recommended-badge

    ₹ 32,671 cr

    5

    recommended-badge

    ₹ 11,134 cr

    5

    recommended-badge

    ₹ 34,969 cr

    5

    recommended-badge

    ₹ 24,210 cr

    5

    amc-icon

    About the AMC

    HDFC Asset Management Company Limited

    HDFC Asset Management Company Limited manages assets worth 475,655 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.

    amc-img

  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    17%

    15.4%

    top-ranked-badge

    17.8%

    16.6%

    top-ranked-badge

    7.1%

    7.2%

    top-ranked-badge

    7.9%

    8.1%

    top-ranked-badge

    17.6%

    15.7%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M)

    About HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M)

    HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M) is a Floater Debt fund and has delivered an annualised return of 5.7% over a period of 13 years. The fund was previously known as HDFC Floating Rate Debt Whls Mn DR . The fund is managed by HDFC Asset Management Company Limited. The fund managers are Sankalp Baid, Shobhit Mehrotra, Vikas Agrawal

    HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M) Investment Objective

    To generate income / capital appreciation through investment in a portfolio comprising substantially of floating rate debt,fixed rate debt instruments swapped for floating rate returns and money market instruments. There is no assurance that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M) NAV,AUM,Risk

    The HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M) fund was launched on Oct 23, 2007. The NAV (Net Asset Value) of this Floater Debt fund as of 2021-09-21 is ₹10.17. The total AUM (Asset Under Management) of the fund as of 22/09/2021 is ₹22077.291. The category risk of the HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M) fund is Moderate Risk. The fund charges 0.48 % as expense ratio.

    HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M) Holdings

    The fund’s highest allocation is towards Debt and has invested 72.7% in this asset class. The top three holdings of the fund are , govt stock , 4.45% govt stock 2034 , treps - tri-party repo , axis bank limited , 91 dtb 11112021 , idfc first bank limited , power finance corporation ltd. , 91 dtb 19112021 , 182 dtb 25112021 , embassy office parks reit , housing development finance corporation limited , reverse repo , small industries development bank of india , muthoot finance limited , muthoot finance limited , tata teleservices limited , national bank for agriculture and rural development , national bank for agriculture and rural development , lic housing finance limited , reliance ports and terminals limited , embassy office parks reit , power finance corporation limited , l&t infrastructure finance company limited , small industries development bank of india , rural electrification corporation limited , national housing bank , syndicate bank , vedanta limited , 182 dtb 09122021 , lic housing finance limited , tata motors finance limited , 7.72% gs 2025 , reliance industries limited , lic housing finance limited , goi floating rate bond 2024 , grasim industries limited , rural electrification corporation limited , power finance corporation limited , indian railway finance corporation limited , rec limited , housing development finance corporation limited , ntpc limited , power finance corporation limited , indian railway finance corporation limited , tmf holdings limited , 7.59% govt stock 2026 , axis bank limited , sundaram home finance limited , tata capital housing finance limited , tata motors finance limited , hinduja leyland finance limited , 6.97% govt stock 2026 , lic housing finance limited , rural electrification corporation limited , power finance corporation ltd. , rec limited , rural electrification corporation limited , housing development finance corporation limited , bajaj housing finance limited , motilal oswal finvest limited , fullerton india home finance company limited , state bank of india , larsen and toubro limited , upl limited , rec limited , rural electrification corporation limited , muthoot finance limited , l&t infrastructure finance company limited , power finance corporation limited , housing development finance corporation limited , tmf holdings limited , housing development finance corporation limited , canara bank , union bank of india , tmf holdings limited , national housing bank , tata housing development company limited , housing and urban development corporation limited (hudco) , reliance industries limited , rec limited , india grid trust , vedanta limited , axis bank limited , housing development finance corporation limited , housing development finance corporation limited , housing development finance corporation limited , lic housing finance limited , indinfravit trust , tata motors finance solutions limited , power finance corporation limited , reliance industries limited , manappuram finance limited , lic housing finance limited , national bank for agriculture and rural development , lic housing finance limited , 07.89 gj sdl 2025 , 8.46% gujrat sdl 2026 , reliance industries limited , lic housing finance limited , 6.18% govt stock 2024 , larsen and toubro limited , power finance corporation limited , lic housing finance limited , power finance corporation limited , national bank for agriculture and rural development , vedanta limited , lic housing finance limited , national highways authority of india , manappuram finance limited , national bank for agriculture and rural development , lic housing finance limited , bajaj finance limited , punjab national bank , tmf holdings limited , rural electrification corporation limited , cholamandalam investment and fin. co. ltd (cholamandalam dbs finance ltd) , hindustan petroleum corporation limited , rural electrification corporation limited , power finance corporation limited , ntpc limited , power finance corporation limited , power finance corporation limited , 8.20% govt stock 2022 , manappuram finance limited , reliance industries limited , housing and urban development corporation limited (hudco) , 6.79% govt stock 2027 , fedbank financial services ltd , bahadur chand investments private limited , power finance corporation limited , 8.67% karnataka sdl 2026 , 08.28 ka sdl 2026 , power finance corporation limited , 7.32% govt stock 2024 , power finance corporation limited , power finance corporation limited , power finance corporation limited , l&t infrastructure finance company limited , power finance corporation limited , rural electrification corporation limited , sundaram home finance limited , rural electrification corporation limited , housing and urban development corporation limited (hudco) , housing and urban development corporation limited , ntpc limited , rural electrification corporation limited , rural electrification corporation limited , rec limited , national bank for agriculture and rural development , housing development finance corporation limited , 5.63% govt stock 2026 , power finance corporation limited , net current assets , indian bank , first business receivables trust , national bank for agriculture and rural development , housing and urban development corporation limited (hudco) , flometallic india private limited , fedbank financial services ltd , first business receivables trust , reliance ports and terminals limited , housing development finance corporation limited

    HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M) Review

    HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Floating Rate Debt Wholesale Plan Inc Dist cum Cap Wdrl Opt (RIDCW-M) has a score of 5out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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