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  • HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q)

Formerly HDFC Dynamic Debt Qt DR

HDFC Mutual Funds

HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q)

DebtDynamic Bond

12.1917

NAV (Oct 21)

6.4%
3 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in dynamic bond mutual funds.

However, Scripbox does not recommend investing in dynamic bond mutual funds.

Dynamic Bond Funds have the flexibility to invest in instruments across duration.The exposure is dependent on the outlook of the Fund Manager.

Such funds are also allowed to invest across the credit quality spectrum.They tend to be exposed to higher credit risk and longer maturity paper which makes them quite volatile.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

24 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

511 Cr. Medium within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

12.1917

NAV (Oct 21)

Fund Returns

Last 1Y
8.5%
Last 3Y
6.4%
Last 5Y
4.3%
Last 10Y
6.5%
Since Inception
7.4%
6 Month CAGR
7.4%
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Scheme Information

Investment Objective

To generate income / capital appreciation by investing in a range of debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Moderate Risk

Expense Ratio
1.81
Launched (24y ago)
Apr 28, 1997
AUM in Crores
510.019
ISIN
INF179K01889
Lock-in
No Lock-in
Benchmark
CRISIL Dynamic Debt TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Anil Bamboli

Fund Manager

user-avatar

Sankalp Baid

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Company Limited manages assets worth 475,688 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.

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  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    21.5%

    15.6%

    top-ranked-badge

    23.2%

    16.9%

    top-ranked-badge

    7%

    7.2%

    top-ranked-badge

    7.8%

    8.1%

    top-ranked-badge

    21.7%

    15.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q)

    About HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q)

    HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q) is a Dynamic Bond Debt fund and has delivered an annualised return of 7.4% over a period of 24 years. The fund was previously known as HDFC Dynamic Debt Qt DR . The fund is managed by HDFC Asset Management Company Limited. The fund managers are Anil Bamboli, Sankalp Baid

    HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q) Investment Objective

    To generate income / capital appreciation by investing in a range of debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q) NAV,AUM,Risk

    The HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q) fund was launched on Apr 28, 1997. The NAV (Net Asset Value) of this Dynamic Bond Debt fund as of 2021-10-21 is ₹12.19. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹510.019. The category risk of the HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q) fund is Moderate Risk. The fund charges 1.81 % as expense ratio.

    HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 85% in this asset class. The top three holdings of the fund are , 5.63% govt stock 2026 , treps - tri-party repo , 7.17% govt stock 2028 , 6.97% govt stock 2026 , 6.67% govt stock 2035 , 6.64% govt stock 2035 , state bank of india , 6.79% govt stock 2029 , mahanagar telephone nigam limited , reliance utilities and power private limited , 6.10% govt stock 2031 , 7.42% mh sdl 2022 , 6.79% govt stock 2027 , inox wind infrastructure services limited , net current assets , 8.68% gujrat sdl 2023 , 6.67% govt stock 2050 , reverse repo , 1.44% inflation index govt stock 2023 , 8.26% maharashtra sdl 2025 , ntpc limited

    HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Debt TR INR.

    HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q) Review

    HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q) has a score of 1 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Dynamic Debt Plan Inc Dist cum Cap Wdrl Opt (RIDCW-Q) has a score of 3out of 5 The credit risk of the fund is 2 out of 5 as compared to other debt funds.

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