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  • HDFC Credit Risk Debt Fund Normal (RIDCW-A)

Formerly HDFC Credit Risk Debt Reg DR

HDFC Mutual Funds

HDFC Credit Risk Debt Fund Normal (RIDCW-A)

DebtCredit Risk
Top Ranked

20.3437

NAV (Jun 18)

5.7%
3 Year CAGR
Scripbox Opinion
Top Ranked
These are the top-ranked funds within credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Category Leader

The fund has been a Category Leader on the Fund Size metric

Rolling Returns

Category Leader

The fund has been a Category Leader on the Rolling Returns metric

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Scripbox Recommended Debt Funds
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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

20.3437

NAV (Jun 18)

Fund Returns

Last 1Y
7.1%
Last 3Y
5.8%
Last 5Y
7.3%
Last 10Y
7.9%
Since Inception
8%
6 Month CAGR
4%

Scheme Information

Investment Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Expense Ratio
1.57
Launched (10y ago)
Nov 20, 2014
AUM in Crores
7987.131
ISIN
INF179KA1I79
Lock-in
No Lock-in
Benchmark
NIFTY Credit Risk Bond TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
1.1
Standard Deviation (5yr)
2.1
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
0.137
Sharpe Ratio (5yr)
0.934
YTM
8.58734
Fund Managers

Shobhit Mehrotra

Fund Manager

Dhruv Muchhal

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
HDFC Credit Risk Debt Fund Normal (RIDCW-A)70%8,74,154 1,41,5427.3%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-06-18

Top Debt Holdings

power finance corporation limited

3.7%
3.7%

tata projects limited

3.1%
3.1%

net current assets

3%
3%

the tata power company limited

2.9%
2.9%

embassy office parks reit

2.7%
2.7%
See all holdings

Allocation by Sector

financial services

1.7%
1.7%
See all sectors

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 26 60 40 fund (G)
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 26 60 40 fund (G)

₹ 10,797 cr

₹ 5,001 cr

₹ 46,422 cr

₹ 14,535 cr

₹ 15,157 cr

amc-img

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Co Ltd manages assets worth 701,995 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 62 equity,190 debt and 30 hybrid funds.amc-img
phone-img1800 3010 6767/ 1800 419 7676 (Toll-free)
Fund NameScripbox Opinion
Till Date CAGR

25.4%

13.3%

12.7%

6.4%

6%

7.8%

5.3%

5.9%

6.4%

6%

HDFC Credit Risk Debt Fund Normal (RIDCW-A) Review

HDFC Credit Risk Debt Fund Normal (RIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 7.7% over a period of 9 years. The fund was previously known as HDFC Credit Risk Debt Reg DR. The fund is managed by HDFC Asset Management Co Ltd. The fund managers are Dhruv Muchhal, Shobhit Mehrotra.

Nav of HDFC Credit Risk Debt Fund Normal (RIDCW-A) as of 6/18/2024 is ₹20.34 with the total AUM as of 6/19/2024 is ₹7987.131. With Scripbox you can compare and check the latest nav for all mutual funds in India. HDFC Credit Risk Debt Fund Normal (RIDCW-A) was launched on Nov 20, 2014. The category risk of the fund is Moderately High risk.

The minimum SIP amount for HDFC Credit Risk Debt Fund Normal (RIDCW-A) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

HDFC Credit Risk Debt Fund Normal (RIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

HDFC Credit Risk Debt Fund Normal (RIDCW-A) is rated as a 4 fund in Debt and delivered 7.1% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HDFC Credit Risk Debt Fund Normal (RIDCW-A).

Frequently Asked Questions

What is HDFC Credit Risk Debt Fund Normal (RIDCW-A)?

HDFC Credit Risk Debt Fund Normal (RIDCW-A) is a Credit Risk Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in HDFC Credit Risk Debt Fund Normal (RIDCW-A)?

You can invest in HDFC Credit Risk Debt Fund Normal (RIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of HDFC Credit Risk Debt Fund Normal (RIDCW-A)?

The minimum sip amount for HDFC Credit Risk Debt Fund Normal (RIDCW-A) is ₹1000. You can invest in multiples of ₹5000.

Is HDFC Credit Risk Debt Fund Normal (RIDCW-A) good to invest in?

As per Scripbox experts, HDFC Credit Risk Debt Fund Normal (RIDCW-A) is a Top Ranked fund. You can investHDFC Credit Risk Debt Fund Normal (RIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the HDFC Credit Risk Debt Fund Normal (RIDCW-A)?

The expense ratio of the HDFC Credit Risk Debt Fund Normal (RIDCW-A) is 1.57% for regular plan.