scripbox logo
    scripbox logo
    search iconsearch icon
    user avatarLogin
    • right-arrow
    • Mutual Funds
      right-arrow
    • HDFC Mutual Funds
      right-arrow
    • HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A)

    Formerly HDFC Credit Risk Debt Reg DP

    HDFC Mutual Funds

    HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A)

    DebtCredit Risk

    17.5344

    NAV (Sep 16)

    9.4%
    3 Year CAGR
    Scripbox Opinion

    Neutral

    Click here for top ranked funds in credit risk mutual funds.

    However, Scripbox does not recommend investing in credit risk mutual funds.

    Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

    These instruments carry a high default risk.

    The events of the recent past have shown the impact of poor credit quality on such funds.

    Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    7 Years. The Fund has Sufficient history for analysis and the track record is good.

    Relative Size

    8,311 Cr. Large within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    High Credit Risk. The fund has a lower credit quality compared to other debt funds

    Invest in this fund
    Explore a better alternative to this fund with a Scripbox plan.
    Short Term Money

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment

    No single fund can achieve what a plan can. Learn why

    chart-amc-about

    Historical NAV

    17.5344

    NAV (Sep 16)

    Fund Returns

    10.3%
    Last 1Y
    9.4%
    Last 3Y
    8%
    Last 5Y
    NA
    Last 10Y
    8.6%
    Since Inception
    info-icon-blue

    Scheme Information

    Investment Objective

    To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    High Risk

    Expense Ratio
    1.64 %
    Launched (7y ago)
    Nov 20, 2014
    AUM in Crores
    ₹ 8,311
    ISIN
    INF179KA1I87
    Lock-in
    No Lock-in
    Benchmark
    IISL NIFTY Credit Risk Bond Index TR INR
    SIP Minimum
    ₹ 1,000
    Lumpsum Min.
    ₹ 5,000
    Fund Managers
    user-avatar

    Sankalp Baid

    Fund Manager

    user-avatar

    Shobhit Mehrotra

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

    build-long-item-wealth-img

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Kotak Savings Fund (G)

    Kotak Savings Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    17 Years

    Age

    5

    Track Record

    Aditya Birla Sun Life Liquid (G)

    Aditya Birla Sun Life Liquid (G)

    Liquid

    Recommended

    Top Ranked

    17 Years

    Age

    5

    Track Record

    SBI Magnum Ultra Short Duration Fund (G)

    SBI Magnum Ultra Short Duration Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    22 Years

    Age

    5

    Track Record

    ICICI Prudential Savings Fund (G)

    ICICI Prudential Savings Fund (G)

    Low Duration

    Recommended

    Top Ranked

    19 Years

    Age

    5

    Track Record

    Nippon India Liquid Fund (G)

    Nippon India Liquid Fund (G)

    Liquid

    Recommended

    Top Ranked

    18 Years

    Age

    5

    Track Record

    amc-icon

    About the AMC

    HDFC Asset Management Company Limited

    HDFC Asset Management Company Limited manages assets worth 475,473 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.

    amc-img

  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
  • HDFC Index Nifty 50 fund (G)

    HDFC Index Nifty 50 fund (G)

    Index Funds

    Recommended

    Top Ranked

    ₹ 3,705 Cr

    Fund Size

    15.80%

    5 Year CAGR

    5 Y CAGR

    HDFC Mid Cap Opportunities Fund (G)

    HDFC Mid Cap Opportunities Fund (G)

    Mid Cap

    Top Ranked

    ₹ 30,948 Cr

    Fund Size

    15.30%

    5 Year CAGR

    5 Y CAGR

    HDFC Low Duration (G)

    HDFC Low Duration (G)

    Low Duration

    Top Ranked

    ₹ 25,627 Cr

    Fund Size

    7.10%

    3 Year CAGR

    3 Y CAGR

    HDFC Floating Rate Debt Wholesale Plan (G)

    HDFC Floating Rate Debt Wholesale Plan (G)

    Floater

    Top Ranked

    ₹ 22,077 Cr

    Fund Size

    7.90%

    3 Year CAGR

    3 Y CAGR

    HDFC Index Sensex fund (G)

    HDFC Index Sensex fund (G)

    Index Funds

    Top Ranked

    ₹ 2,555 Cr

    Fund Size

    16.40%

    5 Year CAGR

    5 Y CAGR

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How to invest in best mutual funds?

    Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing.

    01

    Choose a plan

    Choose a plan to invest to start investing

    02

    Create an Account

    Create an account with Scripbox through a paperless process, to invest in this fund.

    03

    Invest online & transfer

    Invest via netbanking, UPI or through an SIP (eNACH mandate).

    04

    Track your investments

    Track, invest more and withdraw your investments through the Scripbox dashboard

    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A)

    About HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A)

    HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 8.6% over a period of 6 years. The fund was previously known as HDFC Credit Risk Debt Reg DP . The fund is managed by HDFC Asset Management Company Limited. The fund managers are Sankalp Baid, Shobhit Mehrotra

    HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A) Investment Objective

    To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A) NAV,AUM,Risk

    The HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A) fund was launched on Nov 20, 2014. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2021-09-16 is ₹17.53. The total AUM (Asset Under Management) of the fund as of 17/09/2021 is ₹8310.804. The category risk of the HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A) fund is High Risk. The fund charges 1.64 % as expense ratio.

    HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 79.3% in this asset class. The top three holdings of the fund are , treps - tri-party repo , net current assets , bharti hexacom limited , indinfravit trust , pipeline infrastructure private limited , power finance corporation limited , shriram - city union finance limited , punjab national bank , vedanta limited , coastal gujarat power limited , green infra wind energy limited , tata motors limited , tata motors limited , embassy office parks reit , dlf limited , reverse repo , 7.17% govt stock 2028 , powergrid infrastructure investment trust , inox wind limited , indiabulls housing finance limited , tvs credit services limited , sikka ports & terminals limited , nuvoco vistas corporation limited , inox wind infrastructure services limited , punjab national bank , tmf holdings limited , jm financial asset reconstruction company limited , tata projects limited , ashoka concessions limited , national bank for agriculture and rural development , 6.79% govt stock 2027 , lic housing finance limited , 8.53% tamil nadu sdl 2026 , 7.27% govt stock 2026 , rural electrification corporation limited , jm financial asset reconstruction company limited , divyesh power private limited , elena renewable energy private limited , sei baskara power private limited , pratyash renewable private limited , zuvan energy private limited , shreyas renewable energy private limited , sei enerstar renewable energy private limited , aarish solar power private limited , sei mihir energy private limited , aashman energy private limited , india grid trust , the tata power company limited , vedanta limited , lic housing finance limited , motilal oswal finvest limited , indian oil corporation limited , 07.89 gj sdl 2025 , 7.32% govt stock 2024 , ashoka concessions limited , ashoka concessions limited , ashoka concessions limited , dilip buildcon limited , 7.62% gj sdl 2027 , dilip buildcon limited , dilip buildcon limited , 7.98% tn sdl 2026 , rural electrification corporation limited , shriram transport finance company limited , dilip buildcon limited , dilip buildcon limited , dilip buildcon limited , 7.59% govt stock 2026 , vedanta limited , indian railway finance corporation limited , ntpc limited , ntpc limited , rural electrification corporation limited , 7.72% gs 2025 , indian bank , gera developments private limited , power finance corporation limited , 07.02 gj sdl 2026 , rec limited , tata projects limited , gera developments private limited , 06.18 gj sdl 2026 , 5.15% govt stock 2025 , indian railway finance corporation limited , indiabulls housing finance limited , india grid trust , nuvoco vistas corporation limited , gateway distriparks limited , gera developments private limited , gateway distriparks limited , ntpc limited , gateway distriparks limited , rural electrification corporation limited , gateway distriparks limited

    HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL NIFTY Credit Risk Bond Index TR INR.

    HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A) Review

    HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A) has a score of 3 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Credit Risk Debt Fund Normal Inc Dist cum Cap Wdrl Opt (PIDCW-A) has a score of 4out of 5 The credit risk of the fund is 2 out of 5 as compared to other debt funds.

    Get started with investing today

    Invest in the best mutual funds recommended by Scripbox that are algorithmically selected that best suit your needs.

    filter
    Show Calculator