- Mutual Funds
- HDFC Mutual Funds
- HDFC Credit Risk Debt Fund (RIDCW-Q)
Formerly HDFC Credit Risk Debt Qt DR
HDFC Credit Risk Debt Fund (RIDCW-Q)
₹ 10.1867
NAV (Oct 03)
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 10.1867
NAV (Oct 3)
Fund Returns
Last 1Y | 5.1% |
Last 3Y | 6% |
Last 5Y | 6.5% |
Last 10Y | NA |
Since Inception | 6.5% |
6 Month CAGR | 2% |
Scheme Information
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.
Expense Ratio | 1.56 |
Launched (9y ago) | Mar 25, 2014 |
AUM in Crores | 8394.739 |
ISIN | INF179KA1GE6 |
Lock-in | No Lock-in |
Benchmark | IISL NIFTY Credit Risk Bond Index TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 1.8 |
Standard Deviation (5yr) | 2.4 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | 0.587 |
Sharpe Ratio (5yr) | 0.528 |
YTM | 8.46 |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| HDFC Credit Risk Debt Fund (RIDCW-Q) | 8,56,981 | 1,24,369 | 6.5% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
7.1% govt stock 2029
4.2%power finance corporation ltd.
3.5%dlf cyber city developers ltd
3.2%pipeline infrastructure limited
3.1%ongc petro additions limited
3%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 44,468 cr | ||
₹ 18,357 cr | ||
₹ 10,408 cr | ||
₹ 14,357 cr | ||
₹ 9,121 cr |
About the AMC
HDFC Asset Management Company Limited
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
32% | 12.5% | ||
3.4% | 5% | ||
5.7% | 7.8% | ||
4.4% | 5.8% | ||
9% | 6.2% |
HDFC Credit Risk Debt Fund (RIDCW-Q) Review
HDFC Credit Risk Debt Fund (RIDCW-Q) is a Credit Risk Debt fund and has delivered an annualised return of 6.5% over a period of 9 years. The fund was previously known as HDFC Credit Risk Debt Qt DR. The fund is managed by HDFC Asset Management Co Ltd. The fund managers are Dhruv Muchhal, Priya Ranjan, Shobhit Mehrotra.
Nav of HDFC Credit Risk Debt Fund (RIDCW-Q) as of 10/3/2023 is ₹10.19 with the total AUM as of 10/4/2023 is ₹8394.739. With Scripbox you can compare and check the latest nav for all mutual funds in India. HDFC Credit Risk Debt Fund (RIDCW-Q) was launched on Mar 25, 2014. The category risk of the fund is Moderately High risk.
The minimum SIP amount for HDFC Credit Risk Debt Fund (RIDCW-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
HDFC Credit Risk Debt Fund (RIDCW-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL NIFTY Credit Risk Bond Index TR INR.
HDFC Credit Risk Debt Fund (RIDCW-Q) is rated as a 4 fund in Debt and delivered 5.1% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HDFC Credit Risk Debt Fund (RIDCW-Q).
Frequently Asked Questions
What is HDFC Credit Risk Debt Fund (RIDCW-Q)?
How to invest in HDFC Credit Risk Debt Fund (RIDCW-Q)?
You can invest in HDFC Credit Risk Debt Fund (RIDCW-Q) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of HDFC Credit Risk Debt Fund (RIDCW-Q)?
The minimum sip amount for HDFC Credit Risk Debt Fund (RIDCW-Q) is ₹1000. You can invest in multiples of ₹5000.
Is HDFC Credit Risk Debt Fund (RIDCW-Q) good to invest in?
As per Scripbox experts, HDFC Credit Risk Debt Fund (RIDCW-Q) is a Top Ranked fund. You can investHDFC Credit Risk Debt Fund (RIDCW-Q) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the HDFC Credit Risk Debt Fund (RIDCW-Q)?
The expense ratio of the HDFC Credit Risk Debt Fund (RIDCW-Q) is 1.56% for regular plan.