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  • HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (Dividend Payout - Quarterly)

Formerly HDFC Credit Risk Debt Qt DP

HDFC Mutual Funds

HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (Dividend Payout - Quarterly)

DebtCredit Risk

10.4508

NAV (Oct 25)

8%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

8,809 Cr. Large within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.4508

NAV (Oct 25)

Fund Returns

Last 1Y
8.7%
Last 3Y
8%
Last 5Y
6.3%
Last 10Y
NA
Since Inception
7.1%
6 Month CAGR
4.2%
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Scheme Information

Investment Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Moderately High risk

Expense Ratio
1.63
Launched (7y ago)
Mar 25, 2014
AUM in Crores
8808.143
ISIN
INF179KA1GD8
Lock-in
No Lock-in
Benchmark
IISL NIFTY Credit Risk Bond Index TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Sankalp Baid

Fund Manager

user-avatar

Shobhit Mehrotra

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 22,849 cr

5

recommended-badge

₹ 33,722 cr

5

amc-icon

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Company Limited manages assets worth 475,688 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.

amc-img

  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    22.1%

    15.5%

    top-ranked-badge

    22.9%

    16.7%

    top-ranked-badge

    7%

    7.2%

    top-ranked-badge

    7.7%

    8.1%

    top-ranked-badge

    22.5%

    15.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    Create an Account

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

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    About HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q)

    About HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q)

    HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q) is a Credit Risk Debt fund and has delivered an annualised return of 7.1% over a period of 7 years. The fund was previously known as HDFC Credit Risk Debt Qt DP . The fund is managed by HDFC Asset Management Company Limited. The fund managers are Sankalp Baid, Shobhit Mehrotra

    HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q) Investment Objective

    To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q) NAV,AUM,Risk

    The HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q) fund was launched on Mar 25, 2014. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2021-10-25 is ₹10.45. The total AUM (Asset Under Management) of the fund as of 26/10/2021 is ₹8808.143. The category risk of the HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q) fund is Moderately High risk. The fund charges 1.63 % as expense ratio.

    HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 84.7% in this asset class. The top three holdings of the fund are , bharti hexacom limited , indinfravit trust , national fertilizers limited , pipeline infrastructure private limited , power finance corporation limited , shriram - city union finance limited , net current assets , punjab national bank , green infra wind energy limited , coastal gujarat power limited , tata motors limited , tata motors limited , jamnagar utilities & power private limited , dlf limited , treps - tri-party repo , 7.17% govt stock 2028 , powergrid infrastructure investment trust , tvs credit services limited , inox wind limited , embassy office parks reit , nuvoco vistas corporation limited , sikka ports & terminals limited , punjab national bank , tata projects limited , tmf holdings limited , 08.14 gj sdl 2029 , housing development finance corporation limited , varroc engineering limited , inox wind infrastructure services limited , tata steel limited , godrej industries limited , national bank for agriculture and rural development , 8.53% tamil nadu sdl 2026 , lic housing finance limited , 6.79% govt stock 2027 , ashoka concessions limited , rural electrification corporation limited , 5.63% govt stock 2026 , 7.27% govt stock 2026 , shreyas renewable energy private limited , godrej properties limited , tata steel limited , pratyash renewable private limited , divyesh power private limited , sei enerstar renewable energy private limited , godrej properties limited , zuvan energy private limited , aashman energy private limited , sei baskara power private limited , elena renewable energy private limited , aarish solar power private limited , sei mihir energy private limited , 6.97% govt stock 2026 , india grid trust , the tata power company limited , vedanta limited , indian oil corporation limited , india grid trust , varroc engineering limited , bajaj finance limited , aditya birla fashion and retail limited , motilal oswal finvest limited , lic housing finance limited , hdfc life insurance company limited , 07.89 gj sdl 2025 , the indian hotels company limited , 7.32% govt stock 2024 , ashoka concessions limited , ashoka concessions limited , ashoka concessions limited , 7.62% gj sdl 2027 , dilip buildcon limited , dilip buildcon limited , 7.98% tn sdl 2026 , rural electrification corporation limited , 07.02 gj sdl 2026 , dilip buildcon limited , dilip buildcon limited , dilip buildcon limited , tmf holdings limited , vedanta limited , indian railway finance corporation limited , ntpc limited , ntpc limited , rural electrification corporation limited , 7.72% gs 2025 , 7.59% govt stock 2026 , power finance corporation limited , shriram transport finance company limited , rec limited , tata projects limited , 06.18 gj sdl 2026 , gera developments private limited , nirma limited , gera developments private limited , gera developments private limited , jm financial products limited , indian bank , indian railway finance corporation limited , 5.15% govt stock 2025 , gera developments private limited , india grid trust , gateway distriparks limited , gateway distriparks limited , gateway distriparks limited , gateway distriparks limited , ntpc limited , reverse repo , rural electrification corporation limited , gera developments private limited

    HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL NIFTY Credit Risk Bond Index TR INR.

    HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q) Review

    HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q) has a score of 3 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Credit Risk Debt Fund Inc Dist cum Cap Wdrl Opt (D-Q) has a score of 4out of 5 The credit risk of the fund is 2 out of 5 as compared to other debt funds.

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