Formerly HDFC Credit Risk Debt HY DR
₹ 10.5219
NAV (Feb 26)
Neutral
However, Scripbox does not recommend investing in credit risk mutual funds.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
7 Years. The fund has Relatively moderate history for analysis. We recommend funds with longer history.
Relative Size
6,848 Cr. Large within the category
Impact of Interest Rate Changes
High Interest Rate Risk. The impact on fund value is high when interest rates change
Credit Quality Of Fund's Portfolio
High Credit Risk. The fund has a lower credit quality compared to other debt funds
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
No single fund can achieve what a plan can. Learn why
Scheme Information
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
High Risk
1.71 %
Expense Ratio
Mar 25, 2014
Launched (7y ago)
₹ 6,848
AUM in Crores
INF179KA1GE6
ISIN
No Lock-in
Lock-in
IISL NIFTY Credit Risk Bond Index TR INR
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
Comparison with Debt Funds
Ultra Short
Recommended
Top Ranked
17 Years
Age
Track Record
Liquid
Recommended
Top Ranked
17 Years
Age
Track Record
Ultra Short
Recommended
Top Ranked
22 Years
Age
Track Record
Low Duration
Recommended
Top Ranked
19 Years
Age
Track Record
Liquid
Recommended
Top Ranked
18 Years
Age
Track Record
About the AMC
HDFC Asset Management Company Limited
HDFC Asset Management Company Limited manages assets worth 428,199 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 32 equity,111 debt and 29 hybrid funds.
Index Funds
Recommended
Top Ranked
₹ 2,343 Cr
Fund Size
12%
3Y returns
Large Cap
Recommended
Top Ranked
₹ 17,715 Cr
Fund Size
8.6%
3Y returns
Large Cap
Top Ranked
₹ 17,715 Cr
Fund Size
7.5%
3Y returns
Large Cap
Top Ranked
₹ 17,715 Cr
Fund Size
7.5%
3Y returns
Diversified
Top Ranked
₹ 1,725 Cr
Fund Size
9.6%
3Y returns
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing.
Choose a plan to invest to start investing
Create an account with Scripbox through a paperless process, to invest in this fund
Invest via netbanking, UPI or through an SIP (eNACH mandate).
Track, invest more and withdraw your investments through the Scripbox dashboard
You'll never have to worry about what funds to choose. We'll suggest what's best for you.
We will track our recommendations and suggest changes & fund exists whenever required.
Our customer champions are available 7 days a week from 8AM to 8PM.
We review your investments and make course corrections every year to make the best out of your investments
HDFC Credit Risk Debt Fund (DR-Q) is a credit risk debt fund and has delivered an annualised return of 6.9% over a period of 7 years .The fund was previously known as HDFC Credit Risk Debt HY DR.The fund is managed by HDFC Asset Management Company Limited.The fund managers are Anand Laddha, Chirag Dagli, Shobhit Mehrotra
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized. However, there is no assurance that the objective of the scheme will be realized.
The HDFC Credit Risk Debt Fund (DR-Q) fund was launched on Mar 25, 2014. The NAV (Net Asset Value) of this credit risk debt as of 2021-02-26 is ₹ 10.5219. The total AUM (Asset Under Management) of the fund as of 2021-02-27 is ₹ 6847.741. The category risk of the HDFC Credit Risk Debt Fund (DR-Q) fund is High Risk. The fund charges 1.71 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 83.7% in this asset class. The top three holdings of the fund are indinfravit trust,power finance corporation limited and pipeline infrastructure private limited
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL NIFTY Credit Risk Bond Index TR INR.
HDFC Credit Risk Debt Fund (DR-Q) has a score of 3 on a scale of 5. The fund scores 3 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Credit Risk Debt Fund (DR-Q) has a score of 4 out of 5. The credit risk of the fund is 2 out of 5 as compared to other debt funds.