- Mutual Funds
- HDFC Mutual Fund
- HDFC Credit Risk Debt Fund Regular Growth
HDFC Credit Risk Debt Fund Regular Plan Growth
₹ 23.61
NAV (Apr 04)
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
HDFC Credit Risk Debt Fund Regular Growth Calculator
Investment Duration5 years
7,32,612
Total Investment1,40,478
Wealth Gained8,73,090
Total Corpus Created (₹)
With CAGR of 7.251 % in 5 yearsHistorical NAV
₹ 23.6147
NAV (Apr 4)
Fund Returns
Last 1Y | 8.3% |
Last 3Y | 6.6% |
Last 5Y | 7.3% |
Last 10Y | 7.7% |
Since Inception | 8.1% |
6 Month CAGR | 3.9% |
Scheme Information
The scheme seeks to generate income/capital appreciation by investing predominantly in AA and below rated corporate debt.
Expense Ratio | 1.59 % |
Launched 11Y ago | 2014-03-25 |
AUM in Crores | 7252.4 |
ISIN | INF179KA1GC0 |
Lock-in (days) | No Lock-in |
Benchmark | NIFTY Credit Risk Bond Index B-II |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation | 1.2 |
Beta | 2.3 |
Sharpe Ratio | - |
YTM | - |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| HDFC Credit Risk Debt Fund (G) | 8,73,090 | 1,40,478 | 7.3% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
Power Finance Corporation Ltd.
3.8%Others
3.44%Tata Projects Ltd.
3.24%Tata Power Company Ltd.
2.99%Embassy Office Parks REIT
2.84%
Comparison with Debt Funds
| Fund Name | Fund Size | |
|---|---|---|
₹ 4,444 cr | ||
₹ 7,712 cr | ||
₹ 15,117 cr | ||
₹ 12,517 cr | ||
₹ 14,987 cr |
About the AMC
HDFC Mutual Fund
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
16.5% | 12.6% | ||
7.3% | 7.8% | ||
6.2% | 5.9% | ||
18.8% | 7.7% | ||
20.7% | 16% |
HDFC Credit Risk Debt Fund Regular Growth Calculator
Investment Duration5 years
7,32,612
Total Investment1,40,478
Wealth Gained8,73,090
Total Corpus Created (₹)
With CAGR of 7.251 % in 5 yearsHDFC Credit Risk Debt Fund Regular Plan Growth Review
HDFC Credit Risk Debt Fund Regular Plan Growth is a Credit Risk Debt fund and has delivered an annualised return of 8.1% over 11 years. The fund has grown over a period of 11 years. The fund is managed by HDFC Mutual Fund. The fund managers are Dhruv Muchhal, Shobhit Mehrotra.
Nav of HDFC Credit Risk Debt Fund as of 4/4/2025 is ₹23.61 with the total AUM as of 4/7/2025 is ₹7252.42. With Scripbox you can compare and check the latest nav for all mutual funds in India. HDFC Credit Risk Debt Fund was launched on 2014-03-25. The category risk of the fund is High.
The minimum SIP amount for HDFC Credit Risk Debt Fund Regular Plan Growth is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
HDFC Credit Risk Debt Fund Regular Growth is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond Index B-II.
Scripbox has rated it 4 stars, indicating it's a top ranking fund in the Debt category and delivered 8.28% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HDFC Credit Risk Debt Fund.
Frequently Asked Questions
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