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    • HDFC Banking & PSU Debt Fund (Growth)
    HDFC Mutual Funds

    HDFC Banking & PSU Debt Fund (Growth)

    DebtBanking And Psu

    18.3523

    NAV (Sep 15)

    9%
    3 Year CAGR
    Scripbox Opinion

    Neutral

    Click here for top ranked funds in banking and psu mutual funds.

    However, Scripbox does not recommend investing in banking and psu mutual funds.

    Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

    They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

    The category accounts for close to 8% of the total assets in the Debt Segment.

    We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    7 Years. The Fund has Sufficient history for analysis and the track record is good.

    Relative Size

    9,736 Cr. Large within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

    Invest in this fund
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    Short Term Money

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    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
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      No Lock-in
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      Expert Investing Only, Car, Down Payment

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    Historical NAV

    18.3523

    NAV (Sep 15)

    Fund Returns

    5.8%
    Last 1Y
    9%
    Last 3Y
    7.7%
    Last 5Y
    NA
    Last 10Y
    8.5%
    Since Inception
    info-icon-blue

    Scheme Information

    Investment Objective

    To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs),Public Sector undertakings (PSUs),Public Financial Institutions (PFIs),Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Moderate Risk

    Expense Ratio
    0.82 %
    Launched (7y ago)
    Mar 26, 2014
    AUM in Crores
    ₹ 9,736
    ISIN
    INF179KA1JC4
    Lock-in
    No Lock-in
    Benchmark
    IISL NIFTY Banking and PSU Debt TR INR
    SIP Minimum
    ₹ 1,000
    Lumpsum Min.
    ₹ 5,000
    Fund Managers
    user-avatar

    Anil Bamboli

    Fund Manager

    user-avatar

    Sankalp Baid

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

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    17 Years

    Age

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    Aditya Birla Sun Life Liquid (G)

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    SBI Magnum Ultra Short Duration Fund (G)

    SBI Magnum Ultra Short Duration Fund (G)

    Ultra Short

    Recommended

    Top Ranked

    22 Years

    Age

    5

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    Nippon India Liquid Fund (G)

    Nippon India Liquid Fund (G)

    Liquid

    Recommended

    Top Ranked

    18 Years

    Age

    5

    Track Record

    ICICI Prudential Savings Fund (G)

    ICICI Prudential Savings Fund (G)

    Low Duration

    Recommended

    Top Ranked

    19 Years

    Age

    5

    Track Record

    amc-icon

    About the AMC

    HDFC Asset Management Company Limited

    HDFC Asset Management Company Limited manages assets worth 475,473 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 38 equity,111 debt and 29 hybrid funds.

    amc-img

  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
  • HDFC Index Nifty 50 fund (G)

    HDFC Index Nifty 50 fund (G)

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    Fund Size

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    5 Year CAGR

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    HDFC Mid Cap Opportunities Fund (G)

    HDFC Mid Cap Opportunities Fund (G)

    Mid Cap

    Top Ranked

    ₹ 30,948 Cr

    Fund Size

    15.20%

    5 Year CAGR

    5 Y CAGR

    HDFC Low Duration (G)

    HDFC Low Duration (G)

    Low Duration

    Top Ranked

    ₹ 25,627 Cr

    Fund Size

    7.10%

    3 Year CAGR

    3 Y CAGR

    HDFC Floating Rate Debt Wholesale Plan (G)

    HDFC Floating Rate Debt Wholesale Plan (G)

    Floater

    Top Ranked

    ₹ 22,077 Cr

    Fund Size

    7.90%

    3 Year CAGR

    3 Y CAGR

    HDFC Index Sensex fund (G)

    HDFC Index Sensex fund (G)

    Index Funds

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    ₹ 2,555 Cr

    Fund Size

    16.40%

    5 Year CAGR

    5 Y CAGR

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About HDFC Banking & PSU Debt Fund (G)

    About HDFC Banking & PSU Debt Fund (G)

    HDFC Banking & PSU Debt Fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of 8.5% over a period of 7 years. . The fund is managed by HDFC Asset Management Company Limited. The fund managers are Anil Bamboli, Sankalp Baid

    HDFC Banking & PSU Debt Fund (G) Investment Objective

    To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs),Public Sector undertakings (PSUs),Public Financial Institutions (PFIs),Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    HDFC Banking & PSU Debt Fund (G) NAV,AUM,Risk

    The HDFC Banking & PSU Debt Fund (G) fund was launched on Mar 26, 2014. The NAV (Net Asset Value) of this Banking And Psu Debt fund as of 2021-09-15 is ₹18.35. The total AUM (Asset Under Management) of the fund as of 16/09/2021 is ₹9735.479. The category risk of the HDFC Banking & PSU Debt Fund (G) fund is Moderate Risk. The fund charges 0.82 % as expense ratio.

    HDFC Banking & PSU Debt Fund (G) Holdings

    The fund’s highest allocation is towards Debt and has invested 77.8% in this asset class. The top three holdings of the fund are , treps - tri-party repo , national bank for agriculture and rural development , net current assets , reverse repo , state bank of india , 91 dtb 11112021 , nhpc limited (national hydroelectric power corporation limited) , food corporation of india , housing and urban development corporation limited , bank of baroda , 6.79% govt stock 2027 , national highways authority of india , rural electrification corporation limited , power finance corporation limited , indian railway finance corporation limited , union bank of india , syndicate bank , state bank of india , ongc petro additions limited , state bank of india , 6.97% govt stock 2026 , mahanagar telephone nigam limited , indian railway finance corporation limited , hindustan petroleum corporation limited , housing and urban development corporation limited , idfc first bank limited , power finance corporation limited , axis bank limited , axis bank limited , national bank for agriculture and rural development , rural electrification corporation limited , bank of baroda , indian railway finance corporation limited , hindustan petroleum corporation limited , power finance corporation limited , punjab national bank , indian oil corporation limited , 5.63% govt stock 2026 , hindustan petroleum corporation limited , the tata power company limited , state bank of india , rural electrification corporation limited , housing and urban development corporation limited , mahanagar telephone nigam limited , ongc petro additions limited , vedanta limited , housing and urban development corporation limited (hudco) , housing and urban development corporation limited (hudco) , union bank of india , 5.79% govt stock 2030 , export-import bank of india , power finance corporation ltd. , national bank for agriculture and rural development , sikka port and terminal limited , power grid corporation of india limited , power grid corporation of india limited , power finance corporation limited , power finance corporation limited , power finance corporation limited , rec limited , nhpc limited , ntpc limited , syndicate bank , rural electrification corporation limited , rural electrification corporation limited , 07.02 gj sdl 2026 , power finance corporation limited , rural electrification corporation limited , tata capital housing finance limited , l&t housing finance limited , national bank for agriculture and rural development , bank of baroda , indian railway finance corporation limited , union bank of india , ongc petro additions limited , punjab national bank , rec limited , lic housing finance limited , tmf holdings limited , punjab national bank , indian railway finance corporation limited , indian railway finance corporation limited , lic housing finance limited , state bank of india , lic housing finance limited , lic housing finance limited , l&t infrastructure finance company limited , power finance corporation limited , rural electrification corporation limited , vedanta limited , vedanta limited , national bank for agriculture and rural development , power finance corporation limited , rural electrification corporation limited , power finance corporation limited , l&t infrastructure finance company limited , shriram transport finance company limited , indian railway finance corporation limited , power grid corporation of india limited , power finance corporation limited , mahanagar telephone nigam limited , power finance corporation limited , vijaya bank , state bank of india , bank of baroda , icici bank limited , elena renewable energy private limited , aashman energy private limited , sei mihir energy private limited , shreyas renewable energy private limited , sei enerstar renewable energy private limited , pratyash renewable private limited , sei baskara power private limited , 5.85% govt stock 2030 , indian railway finance corporation limited , indian railway finance corporation limited , housing development finance corporation limited , power finance corporation limited , divyesh power private limited , andhra bank , zuvan energy private limited

    HDFC Banking & PSU Debt Fund (G) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HDFC Banking & PSU Debt Fund (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL NIFTY Banking and PSU Debt TR INR.

    HDFC Banking & PSU Debt Fund (G) Review

    HDFC Banking & PSU Debt Fund (G) has a score of 3 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Banking & PSU Debt Fund (G) has a score of 4out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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