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  • HDFC Banking and PSU Debt Fund (G)
HDFC Mutual Funds

HDFC Banking and PSU Debt Fund (G)

DebtBanking And Psu
Top Ranked

21.5698

NAV (Sep 13)

5.496%
3 Year CAGR
Scripbox Opinion
Top Ranked
These are the top-ranked funds within banking and psu mutual funds.Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Good

The performance of the fund on a Consistency of Credit Quality metric has been Good

Fund Size

Satisfactory

The performance of the fund on a Fund Size metric has been Satisfactory

Scripbox Recommended Debt Funds
Want the Debt funds that are right for your short term investment needs?Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

21.5698

NAV (Sep 13)

Fund Returns

Last 1Y
7.6%
Last 3Y
5.5%
Last 5Y
6.5%
Last 10Y
7.5%
Since Inception
7.6%
6 Month CAGR
3.8%

Scheme Information

Investment Objective

The scheme seeks to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies.

Expense Ratio
0.79
Launched (0y ago)
0.79
AUM in Crores
5919.3
ISIN
INF179KA1JC4
Lock-in
Benchmark
Nifty Banking & PSU Debt Index A-II
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
Standard Deviation
1
Beta
1.9
Sharpe Ratio
-0.2
YTM
Fund Managers

Anil Bamboli

Fund Manager

Dhruv Muchhal

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
HDFC Banking and PSU Debt Fund (G)70%8,56,537 1,23,9256.5%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-05-01

Top Debt Holdings

GOI

5%
5.02%

Indian Railway Finance Corporation Ltd.

4.6%
4.62%

Small Industries Devp. Bank of India Ltd.

3.8%
3.76%

GOI

3.7%
3.67%

Indian Railway Finance Corporation Ltd.

3.4%
3.37%
See all holdings

Comparison with Debt Funds

Fund NameFund Size
HDFC Overnight Fund (G)
HDFC Overnight Fund (G)

₹ 9,577 cr

₹ 15,209 cr

₹ 4,457 cr

₹ 8,093 cr

₹ 4,566 cr

amc-img

About the AMC

HDFC Mutual Fund

HDFC Asset Management Company was started in the year 1999. Initially it was setup as a joint venture between HDFC and Standard Life Investment Limited (SLI) but subsequently thereafter in August 2018 it carried out its first public offering and became a puclic listed company. The Compnay presently has about 210 branches countrywide and about 70 thousand empaneled distribution networks.amc-img
phone-img022 – 66316333
email-imgshareholders.relations@hdfcfund.com
Fund NameScripbox Opinion
Till Date CAGR

13.681%

6.283%

5.553%

5.86%

24.888%

13.427%

6.285%

7.786%

5.895%

8.095%

HDFC Banking and PSU Debt Fund (G) Review

HDFC Banking and PSU Debt Fund (G) is a Debt Debt fund and has delivered an annualised return of 7.607% over a period of 10 years. The fund is managed by HDFC Mutual Fund. The fund manager’s name is [object Object],[object Object].

Nav of HDFC Banking and PSU Debt Fund (G) as of 9/13/2024 is ₹21.57 with the total AUM as of 9/14/2024 is ₹5919.2638. With Scripbox you can compare and check the latest nav for all mutual funds in India. HDFC Banking and PSU Debt Fund (G) was launched on 2014-03-26. The category risk of the fund is Average.

The minimum SIP amount for HDFC Banking and PSU Debt Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

HDFC Banking and PSU Debt Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Banking & PSU Debt Index A-II.

HDFC Banking and PSU Debt Fund (G) is rated as a 4 fund in Debt and delivered 7.563% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HDFC Banking and PSU Debt Fund (G).

Frequently Asked Questions

What is HDFC Banking and PSU Debt Fund (G)?

HDFC Banking and PSU Debt Fund (G) is a Debt Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in HDFC Banking and PSU Debt Fund (G)?

You can invest in HDFC Banking and PSU Debt Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of HDFC Banking and PSU Debt Fund (G)?

The minimum sip amount for HDFC Banking and PSU Debt Fund (G) is ₹1000. You can invest in multiples of ₹5000.

Is HDFC Banking and PSU Debt Fund (G) good to invest in?

As per Scripbox experts, HDFC Banking and PSU Debt Fund (G) is a 4 fund. You can investHDFC Banking and PSU Debt Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the HDFC Banking and PSU Debt Fund (G)?

The expense ratio of the HDFC Banking and PSU Debt Fund (G) is 0.79% for regular plan.