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HDFC Mutual Funds

HDFC Banking & PSU Debt Fund (Growth)

DebtBanking And Psu
Top Ranked

20.9934

NAV (May 17)

5.2%
3 Year CAGR
Scripbox Opinion
Top Ranked
These are the top-ranked funds within banking and psu mutual funds.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Satisfactory

The performance of the fund on a Fund Size metric has been Satisfactory

Rolling Returns

Satisfactory

The performance of the fund on a Rolling Returns metric has been Satisfactory

Scripbox Recommended Debt Funds
Want the Debt funds that are right for your short term investment needs?Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

20.9934

NAV (May 17)

Fund Returns

Last 1Y
6.7%
Last 3Y
5.2%
Last 5Y
6.8%
Last 10Y
7.5%
Since Inception
7.6%
6 Month CAGR
3.7%

Scheme Information

Investment Objective

To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs),Public Sector undertakings (PSUs),Public Financial Institutions (PFIs),Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized.

Expense Ratio
0.71
Launched (10y ago)
Mar 26, 2014
AUM in Crores
6205.467
ISIN
INF179KA1JC4
Lock-in
No Lock-in
Benchmark
NIFTY Banking & PSU Debt TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
1
Standard Deviation (5yr)
1.8
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.406
Sharpe Ratio (5yr)
0.85
YTM
7.68
Fund Managers

Dhruv Muchhal

Fund Manager

Anil Bamboli

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
HDFC Banking & PSU Debt Fund (Growth)70%8,63,369 1,30,7576.8%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-05-17

Top Debt Holdings

7.18% govt stock 2033

4.7%
4.7%

indian railway finance corp ltd.

4.4%
4.4%

hdfc bank limited

3.7%
3.7%

small industries development bank of india

3.6%
3.6%

7.26% govt stock 2033

3.5%
3.5%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 26 60 40 fund (G)
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 26 60 40 fund (G)

₹ 10,779 cr

₹ 4,984 cr

₹ 43,472 cr

₹ 14,482 cr

₹ 14,796 cr

amc-img

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Co Ltd manages assets worth 691,267 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 62 equity,190 debt and 30 hybrid funds.amc-img
phone-img1800 3010 6767/ 1800 419 7676 (Toll-free)
Fund NameScripbox Opinion
Till Date CAGR

25.9%

13.1%

13.7%

6.7%

6%

7.8%

5.2%

5.9%

9.2%

6.2%

HDFC Banking & PSU Debt Fund (G) Review

HDFC Banking & PSU Debt Fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of 7.6% over a period of 10 years. The fund is managed by HDFC Asset Management Co Ltd. The fund managers are Anil Bamboli, Dhruv Muchhal.

Nav of HDFC Banking & PSU Debt Fund (G) as of 5/17/2024 is ₹20.99 with the total AUM as of 5/20/2024 is ₹6205.467. With Scripbox you can compare and check the latest nav for all mutual funds in India. HDFC Banking & PSU Debt Fund (G) was launched on Mar 26, 2014. The category risk of the fund is Moderate Risk.

The minimum SIP amount for HDFC Banking & PSU Debt Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

HDFC Banking & PSU Debt Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.

HDFC Banking & PSU Debt Fund (G) is rated as a 4 fund in Debt and delivered 6.7% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with HDFC Banking & PSU Debt Fund (G).

Frequently Asked Questions

What is HDFC Banking & PSU Debt Fund (G)?

HDFC Banking & PSU Debt Fund (G) is a Banking And Psu Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in HDFC Banking & PSU Debt Fund (G)?

You can invest in HDFC Banking & PSU Debt Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of HDFC Banking & PSU Debt Fund (G)?

The minimum sip amount for HDFC Banking & PSU Debt Fund (G) is ₹1000. You can invest in multiples of ₹5000.

Is HDFC Banking & PSU Debt Fund (G) good to invest in?

As per Scripbox experts, HDFC Banking & PSU Debt Fund (G) is a Top Ranked fund. You can investHDFC Banking & PSU Debt Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the HDFC Banking & PSU Debt Fund (G)?

The expense ratio of the HDFC Banking & PSU Debt Fund (G) is 0.71% for regular plan.