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  • HDFC Asset Management Company Limited
  • HDFC Banking & PSU Debt Fund (Growth)
HDFC Banking & PSU Debt Fund (Growth)

HDFC Banking & PSU Debt Fund (Growth)

Debt

Banking And Psu

17.7118

NAV (Nov 20)

Scripbox Opinion

Neutral

Scripbox recommends other funds for investment in banking and psu.

Click here to see our recommendations.

Banking and psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Our analysis of this fundLearn how we rate funds ->

Track Record

6 Years

The fund has Relatively moderate history for analysis. We recommend funds with longer history.

Relative Size

10,156 Cr

Large within the category

Impact of Interest Rate Changes

High Interest Rate Risk

The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk

The fund has a moderate credit quality compared to other debt funds

Short Term Money

Short Term Money

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment
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Scheme Information

Investment Objective

To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs),Public Sector undertakings (PSUs),Public Financial Institutions (PFIs),Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized.

Low

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Moderately Low

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Moderate

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Moderately High

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High

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Moderate Risk

0.81 %

Expense Ratio

Mar 26, 2014

Launched (6y ago)

₹ 10,156

AUM in Crores

INF179KA1JC4

ISIN

No Lock-in

Lock-in

IISL NIFTY Banking and PSU Debt TR INR

Benchmark

₹ 1,000

SIP Minimum

₹ 5,000

Lumpsum Min.

Fund Managers
user-avatar

Anand Laddha

Fund Manager

user-avatar

Anil Bamboli

Fund Manager

user-avatar

Chirag Dagli

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
asset-allocation

Asset allocation and Holdings

Last updated on 2020-11-20

Top Stock Holdings

6.79% govt stock 2027

3.1%
3.1%

Net current assets

3.1%
3.1%

State bank of india

2.7%
2.7%

National bank for agriculture and rural development

2.7%
2.7%

Food corporation of india

2.4%
2.4%
See all holdingsright-arrow
allocation by market cap
comparison

Comparison with Debt Funds

Kotak Savings Fund (G)

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Aditya Birla Sun Life Liquid (G)

Aditya Birla Sun Life Liquid (G)

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Age

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Nippon India Liquid Fund (G)

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Liquid

Recommended

Top Ranked

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Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Low Duration

Recommended

Top Ranked

18 Years

Age

5

Track Record

amc-icon

About the AMC

HDFC Asset Management Company Limited

HDFC Asset Management Company Limited manages assets worth 375,826 crores and was set up on 3 July 2000. It's current offering of mutual fund schemes includes 32 equity,105 debt and 29 hybrid funds.

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  • tel-amc-about
    1800 3010 6767/ 1800 419 7676 (Toll-free)
  • mail-amc-about
    cliser@hdfcfund.com
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    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

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    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

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    Investment Calculator

    Investment Duration5 years

    ₹ 0

    Total Investment

    ₹ 0

    Wealth Gained

    ₹ 0

    Total Corpus Created (₹)

    With assumed returns of 6.5 %
    How does Scripbox rate funds?

    Proprietary system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Category View

    Category View

    We check if the sub-category of the fund is recommended by us.

    Consistency Of Performance

    Consistency Of Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Quality Of Fund’s Portfolio

    Credit Quality Of Fund’s Portfolio

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

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    Debt Funds

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    About HDFC Banking & PSU Debt Fund (G)

    About HDFC Banking & PSU Debt Fund (G)

    HDFC Banking & PSU Debt Fund (G) is a banking and psu debt fund and has delivered an annualised return of 9.0% over a period of 6 years ..The fund is managed by HDFC Asset Management Company Limited.The fund managers are Anand Laddha, Anil Bamboli, Chirag Dagli

    HDFC Banking & PSU Debt Fund (G) Investment Objective

    To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs),Public Sector undertakings (PSUs),Public Financial Institutions (PFIs),Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized. However, there is no assurance that the objective of the scheme will be realized.

    HDFC Banking & PSU Debt Fund (G) NAV,AUM,Risk

    The HDFC Banking & PSU Debt Fund (G) fund was launched on Mar 26, 2014. The NAV (Net Asset Value) of this banking and psu debt as of 2020-11-20 is ₹ 17.7118. The total AUM (Asset Under Management) of the fund as of 2020-11-22 is ₹ 10155.565. The category risk of the HDFC Banking & PSU Debt Fund (G) fund is Moderate Risk. The fund charges 0.81 % as expense ratio.

    HDFC Banking & PSU Debt Fund (G) Holdings

    The fund’s highest allocation is towards debt and has invested 95.6% in this asset class. The top three holdings of the fund are 6.79% govt stock 2027,state bank of india and national bank for agriculture and rural development

    HDFC Banking & PSU Debt Fund (G) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    HDFC Banking & PSU Debt Fund (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL NIFTY Banking and PSU Debt TR INR.

    HDFC Banking & PSU Debt Fund (G) Review

    HDFC Banking & PSU Debt Fund (G) has a score of 3 on a scale of 5. The fund scores 3 out of 5 based on historical performance. As compared to the other funds in its category, HDFC Banking & PSU Debt Fund (G) has a score of 4 out of 5. The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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