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  • Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M)

Formerly Franklin India S/T Income Instl Mn DR

Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M)

Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M)

DebtShort Term

0

NAV (Apr 27)

6.1%
3 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in short term mutual funds.

However, Scripbox does not recommend investing in short term mutual funds.

Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.

The category is one of the largest categories within the Debt Segment (9% of the total assets).

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

16 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

3,174 Cr. Large within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Highest Credit Risk. The fund has poor credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
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    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

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Scheme Information

Investment Objective

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Very High Risk

Expense Ratio
0 %
Launched (16y ago)
Sep 06, 2005
AUM in Crores
₹ 3,174
ISIN
INF090I01395
Lock-in
No Lock-in
Benchmark
CRISIL Short Term Bond Fund TR INR
SIP Minimum
₹ 0
Lumpsum Min.
₹ 5,000
Fund Managers
user-avatar

Kunal Agrawal

Fund Manager

user-avatar

Santosh Kamath

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Kotak Savings Fund (G)

Kotak Savings Fund (G)

Ultra Short

Recommended

Top Ranked

17 Years

Age

5

Track Record

Aditya Birla Sun Life Liquid (G)

Aditya Birla Sun Life Liquid (G)

Liquid

Recommended

Top Ranked

17 Years

Age

5

Track Record

SBI Magnum Ultra Short Duration Fund (G)

SBI Magnum Ultra Short Duration Fund (G)

Ultra Short

Recommended

Top Ranked

22 Years

Age

5

Track Record

Nippon India Liquid Fund (G)

Nippon India Liquid Fund (G)

Liquid

Recommended

Top Ranked

18 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Low Duration

Recommended

Top Ranked

19 Years

Age

5

Track Record

amc-icon

About the AMC

Franklin Templeton Asst Mgmt(IND)Pvt Ltd

Franklin Templeton Asst Mgmt(IND)Pvt Ltd manages assets worth 73,524 crores and was set up on 6 October 1995. It's current offering of mutual fund schemes includes 39 equity,179 debt and 27 hybrid funds.

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  • tel-amc-about
    022-67519100
  • mail-amc-about
    services@franklintempleton.com
  • Franklin India Feeder Franklin U S Opportunities Fund (G)

    Franklin India Feeder Franklin U S Opportunities Fund (G)

    US Equity

    Recommended

    Top Ranked

    ₹ 3,610 Cr

    Fund Size

    23.40%

    5 Year CAGR

    5 Y CAGR

    Franklin India Feeder Franklin U S Opportunities Fund Inc Dist cum Cap Wdrl (PIDCW-A)

    Franklin India Feeder Franklin U S Opportunities Fund Inc Dist cum Cap Wdrl (PIDCW-A)

    US Equity

    Top Ranked

    ₹ 3,610 Cr

    Fund Size

    23.40%

    5 Year CAGR

    5 Y CAGR

    Franklin India Feeder Franklin U S Opportunities Fund Inc Dist cum Cap Wdrl (RIDCW-A)

    Franklin India Feeder Franklin U S Opportunities Fund Inc Dist cum Cap Wdrl (RIDCW-A)

    US Equity

    Top Ranked

    ₹ 3,610 Cr

    Fund Size

    23.40%

    5 Year CAGR

    5 Y CAGR

    Templeton India Equity Income Fund (G)

    Templeton India Equity Income Fund (G)

    Diversified

    Top Ranked

    ₹ 1,141 Cr

    Fund Size

    16.30%

    5 Year CAGR

    5 Y CAGR

    Templeton India Equity Income Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M)

    Templeton India Equity Income Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M)

    Diversified

    Top Ranked

    ₹ 1,141 Cr

    Fund Size

    11.80%

    5 Year CAGR

    5 Y CAGR

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M)

    About Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M)

    Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M) is a short term debt fund and has delivered an annualised return of 7.7% over a period of 16 years .The fund was previously known as Franklin India S/T Income Instl Mn DR.The fund is managed by Franklin Templeton Asst Mgmt(IND)Pvt Ltd.The fund managers are Kunal Agrawal, Santosh Kamath

    Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M) Investment Objective

    The objective of the Scheme is to provide investors stable returns by investing in fixed income securities. However, there is no assurance that the objective of the scheme will be realized.

    Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M) NAV,AUM,Risk

    The Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M) fund was launched on Sep 06, 2005. The NAV (Net Asset Value) of this short term debt as of 2018-04-27 is ₹ 0.0. The total AUM (Asset Under Management) of the fund as of 2021-08-04 is ₹ 3173.726. The category risk of the Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M) fund is Very High Risk. The fund charges 0.0 % as expense ratio.

    Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M) Holdings

    The fund’s highest allocation is towards debt and has invested 85.1% in this asset class. The top three holdings of the fund are shriram transport finance company limited,edelweiss agri value chain limited and renew power ventures private limited

    Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 0 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

    Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M) Review

    Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M) has a score of 1 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, Franklin India Short Term Income Plan Institutional Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-M) has a score of 4 out of 5. The credit risk of the fund is 1 out of 5 as compared to other debt funds.

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