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  • Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D)

Formerly Franklin India Savings Dl DR

Franklin Templeton Mutual Funds

Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D)

DebtMoney Market

10.1068

NAV (Oct 21)

4.9%
3 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in money market mutual funds.

However, Scripbox does not recommend investing in money market mutual funds.

Money Market Funds invest in money market instruments with maturity upto 1 year.

This category accounts for close to 5% of the total Debt fund assets.

Funds in this category have a credit quality and return similar to Liquid Funds however they tend to have higher variations when interest rates change.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

8 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

1,005 Cr. Medium within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.1068

NAV (Oct 21)

Fund Returns

Last 1Y
3.2%
Last 3Y
4.9%
Last 5Y
5%
Last 10Y
NA
Since Inception
4.8%
6 Month CAGR
1.7%
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Scheme Information

Investment Objective

To provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.29
Launched (8y ago)
Apr 30, 2013
AUM in Crores
1004.417
ISIN
INF090I01KM9
Lock-in
No Lock-in
Benchmark
Nifty Money Market TR INR
SIP Minimum
0
Lumpsum Min.
10000
Fund Managers
user-avatar

Pallab Roy

Fund Manager

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Umesh Sharma

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

Franklin Templeton Asst Mgmt(IND)Pvt Ltd

Franklin Templeton Asst Mgmt(IND)Pvt Ltd manages assets worth 71,105 crores and was set up on 6 October 1995. It's current offering of mutual fund schemes includes 39 equity,179 debt and 27 hybrid funds.

amc-img

  • tel-amc-about
    022-67519100
  • mail-amc-about
    services@franklintempleton.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    26.1%

    20.4%

    top-ranked-badge

    26.1%

    20.4%

    top-ranked-badge

    26.1%

    20.4%

    top-ranked-badge

    25%

    14.6%

    top-ranked-badge

    15.3%

    12.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
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    About Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D)

    About Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D)

    Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D) is a Money Market Debt fund and has delivered an annualised return of 4.8% over a period of 8 years. The fund was previously known as Franklin India Savings Dl DR . The fund is managed by Franklin Templeton Asst Mgmt(IND)Pvt Ltd. The fund managers are Pallab Roy, Umesh Sharma

    Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D) Investment Objective

    To provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments. . However, there is no assurance that the objective of the scheme will be realized.

    Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D) NAV,AUM,Risk

    The Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D) fund was launched on Apr 30, 2013. The NAV (Net Asset Value) of this Money Market Debt fund as of 2021-10-21 is ₹10.11. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹1004.417. The category risk of the Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D) fund is Low to Moderate Risk. The fund charges 0.29 % as expense ratio.

    Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D) Holdings

    The fund’s highest allocation is towards Others and has invested 89.9% in this asset class. The top three holdings of the fund are , 182 dtb 23122021 , 8.20% govt stock 2022 , axis bank limited , housing development finance corporation limited , kotak mahindra bank limited , export-import bank of india , chennai petroleum corporation ltd , kotak mahindra prime limited , small industries development bank of india , l&t finance limited , bajaj housing finance limited , 182 dtb 30122021 , 91 dtb 16122021 , icici securities limited , call,cash & other assets , reliance retail ventures limited , national bank for agriculture and rural development , national bank for agriculture and rural development , bajaj finance limited , cholamandalam investment and fin. co. ltd

    Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 10000.

    Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Money Market TR INR.

    Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D) Review

    Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D) has a score of 1 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Franklin India Savings Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D) has a score of 3out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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