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    • Franklin India Credit Risk Fund (Growth)

    Formerly Franklin India Corp Bond Opp Gr

    Franklin Templeton Mutual Funds

    Franklin India Credit Risk Fund (Growth)

    DebtCredit Risk

    21.6849

    NAV (Sep 21)

    5.5%
    3 Year CAGR
    Scripbox Opinion

    Not Recommended

    Click here for top ranked funds in credit risk mutual funds.

    However, Scripbox does not recommend investing in credit risk mutual funds.

    Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

    These instruments carry a high default risk.

    The events of the recent past have shown the impact of poor credit quality on such funds.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    10 Years. The Fund has Sufficient history for analysis and the track record is good.

    Relative Size

    621 Cr. Medium within the category

    Impact of Interest Rate Changes

    Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

    Credit Quality Of Fund's Portfolio

    Highest Credit Risk. The fund has poor credit quality compared to other debt funds

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      Historical growth rate of 6.5% per annum
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      Recommended Duration 1 - 5 years
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      No Lock-in
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      Expert Investing Only, Car, Down Payment

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    Historical NAV

    21.6849

    NAV (Sep 21)

    Fund Returns

    Last 1Y
    16.4%
    Last 3Y
    5.5%
    Last 5Y
    6.4%
    Last 10Y
    NA
    Since Inception
    8.2%
    6 Month CAGR
    6.2%
    info-icon-blue

    Scheme Information

    Investment Objective

    The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Very High Risk

    Expense Ratio
    0
    Launched (10y ago)
    Dec 07, 2011
    AUM in Crores
    620.697
    ISIN
    INF090I01ET7
    Lock-in
    No Lock-in
    Benchmark
    NIFTY Credit Risk Bond TR INR
    SIP Minimum
    1000
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Kunal Agrawal

    Fund Manager

    user-avatar

    Santosh Kamath

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

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    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    recommended-badge

    ₹ 14,236 cr

    5

    recommended-badge

    ₹ 32,671 cr

    5

    recommended-badge

    ₹ 11,134 cr

    5

    recommended-badge

    ₹ 34,969 cr

    5

    recommended-badge

    ₹ 24,210 cr

    5

    amc-icon

    About the AMC

    Franklin Templeton Asst Mgmt(IND)Pvt Ltd

    Franklin Templeton Asst Mgmt(IND)Pvt Ltd manages assets worth 69,726 crores and was set up on 6 October 1995. It's current offering of mutual fund schemes includes 39 equity,179 debt and 27 hybrid funds.

    amc-img

  • tel-amc-about
    022-67519100
  • mail-amc-about
    services@franklintempleton.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    22.4%

    20.1%

    top-ranked-badge

    22.4%

    20.1%

    top-ranked-badge

    22.4%

    20.1%

    top-ranked-badge

    18.7%

    14.2%

    top-ranked-badge

    11.1%

    12.7%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Franklin India Credit Risk Fund (G)

    About Franklin India Credit Risk Fund (G)

    Franklin India Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 8.2% over a period of 9 years. The fund was previously known as Franklin India Corp Bond Opp Gr . The fund is managed by Franklin Templeton Asst Mgmt(IND)Pvt Ltd. The fund managers are Kunal Agrawal, Santosh Kamath

    Franklin India Credit Risk Fund (G) Investment Objective

    The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities. . However, there is no assurance that the objective of the scheme will be realized.

    Franklin India Credit Risk Fund (G) NAV,AUM,Risk

    The Franklin India Credit Risk Fund (G) fund was launched on Dec 07, 2011. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2021-09-21 is ₹21.68. The total AUM (Asset Under Management) of the fund as of 22/09/2021 is ₹620.697. The category risk of the Franklin India Credit Risk Fund (G) fund is Very High Risk. The fund charges null % as expense ratio.

    Franklin India Credit Risk Fund (G) Holdings

    The fund’s highest allocation is towards Debt and has invested 88.8% in this asset class. The top three holdings of the fund are , andhra pradesh capital region development authority , andhra pradesh capital region development authority , hinduja leyland finance limited , hinduja leyland finance limited , edelweiss commodities services limited , edelweiss commodities services limited , hinduja leyland finance limited , call,cash & other assets , edelweiss agri value chain limited , u.p. power corporation limited , sbi overnight fund dir gr , dcb bank limited

    Franklin India Credit Risk Fund (G) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Franklin India Credit Risk Fund (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    Franklin India Credit Risk Fund (G) Review

    Franklin India Credit Risk Fund (G) has a score of 1 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, Franklin India Credit Risk Fund (G) has a score of 3out of 5 The credit risk of the fund is 1 out of 5 as compared to other debt funds.

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