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  • DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q)

Formerly DSP BlackRock Ultra Short Reg DR

DSP Mutual Funds

DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q)

DebtUltra Short

Top Ranked

1092.2558

NAV (Oct 25)

4.2%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within ultra short mutual funds.However, Scripbox does not recommend investing in ultra short mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

9 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

3,641 Cr. Large within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

1092.2558

NAV (Oct 25)

Fund Returns

Last 1Y
2.9%
Last 3Y
4.2%
Last 5Y
4.3%
Last 10Y
NA
Since Inception
5.4%
6 Month CAGR
1.4%
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Scheme Information

Investment Objective

An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.98
Launched (9y ago)
Oct 23, 2012
AUM in Crores
3640.296
ISIN
INF740K01ML3
Lock-in
No Lock-in
Benchmark
CRISIL Ultra Short Term Debt TR INR
SIP Minimum
0
Lumpsum Min.
5000
Fund Managers
user-avatar

Karan Mundhra

Fund Manager

user-avatar

Kedar Karnik

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 22,849 cr

5

recommended-badge

₹ 33,722 cr

5

amc-icon

About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 116,852 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,157 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66578000
  • mail-amc-about
    service@dspblackrock.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    17.6%

    16.8%

    top-ranked-badge

    16.1%

    15.3%

    top-ranked-badge

    16.1%

    15.3%

    top-ranked-badge

    8.5%

    8.4%

    top-ranked-badge

    26.7%

    15.4%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q)

    About DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q)

    DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q) is a Ultra Short Debt fund and has delivered an annualised return of 5.4% over a period of 9 years. The fund was previously known as DSP BlackRock Ultra Short Reg DR . The fund is managed by DSP Investment Managers Private Limited. The fund managers are Karan Mundhra, Kedar Karnik

    DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q) Investment Objective

    An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. . However, there is no assurance that the objective of the scheme will be realized.

    DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q) NAV,AUM,Risk

    The DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q) fund was launched on Oct 23, 2012. The NAV (Net Asset Value) of this Ultra Short Debt fund as of 2021-10-25 is ₹1092.26. The total AUM (Asset Under Management) of the fund as of 26/10/2021 is ₹3640.296. The category risk of the DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q) fund is Low to Moderate Risk. The fund charges 0.98 % as expense ratio.

    DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q) Holdings

    The fund’s highest allocation is towards Others and has invested 71.4% in this asset class. The top three holdings of the fund are , treps / reverse repo investments / corporate debt repo , export-import bank of india , 8.20% govt stock 2022 , national highways authority of india , icici securities limited , rural electrification corporation limited , bharti hexacom limited , lic housing finance limited , axis bank limited , 182 dtb 16122021 , tata capital housing finance limited , 182 dtb 02122021 , small industries development bank of india , idfc first bank limited , cholamandalam investment and fin. co. ltd , axis bank limited , 182 dtb 23122021 , axis bank limited , bahadur chand investments private limited , rec limited , national bank for agriculture and rural development , cholamandalam investment and fin. co. limited , power finance corporation limited , reliance industries limited , export-import bank of india , sharekhan bnp paribas financial services limited , idfc first bank limited , 364 dtb 30032022 , lic housing finance limited , national bank for agriculture and rural development , housing development finance corporation limited , housing development finance corporation limited , axis securities limited , hero fincorp limited , 182 dtb 09122021 , infina finance private limited , net receivables/payables , mahindra & mahindra financial services limited , sundaram home finance limited , housing development finance corporation limited , lic housing finance limited , housing development finance corporation limited

    DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Ultra Short Term Debt TR INR.

    DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q) Review

    DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, DSP Ultra Short Fund of Income Distribution cum capital Wdrl Opt (RIDCW-Q) has a score of 4out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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