These are the top-ranked funds within short term mutual funds.However, Scripbox does not recommend investing in short term mutual funds.Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.
The category is one of the largest categories within the Debt Segment (9% of the total assets).
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
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Historical NAV
₹ 12.1771
NAV (Oct 13)
Fund Returns
Last 1Y
3.8%
Last 3Y
6.6%
Last 5Y
5.2%
Last 10Y
6.3%
Since Inception
6%
6 Month CAGR
2.2%
Scheme Information
Investment Objective
An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
DSP Investment Managers Private Limited manages assets worth 114,494 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,157 debt and 26 hybrid funds.
We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.
What Scripbox recommendations mean?
Recommended
Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
Top Ranked
Neutral
Not Recommended
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Sub-asset Class View
We check if the sub-category of the fund is recommended by us.
Fund Performance
Consistency of performance over various tenures is analysed for a relative performance stack.
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Impact of Interest Rates
We check the relative interest rate risk of the sub-category of the fund. Lower the better.
Credit Attractiveness
We check the credit quality of the underlying instruments present in the fund. Higher the better.
Equity Funds
Debt Funds
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3,600+
AUM
2,500+
Cities
2012
Established
About DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M)
About DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M)
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) is a Short Term Debt fund and has delivered an annualised return of 6% over a period of 19 years. The fund was previously known as DSP BlackRock S/T Reg DR . The fund is managed by DSP Investment Managers Private Limited. The fund managers are Laukik Bagwe, Vikram Chopra
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) Investment Objective
An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. . However, there is no assurance that the objective of the scheme will be realized.
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) NAV,AUM,Risk
The DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) fund was launched on Sep 09, 2002. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-10-13 is ₹12.18. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹3309.911. The category risk of the DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) fund is Low to Moderate Risk. The fund charges 0.93 % as expense ratio.
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) Holdings
The fund’s highest allocation is towards Debt and has invested 88.1% in this asset class. The top three holdings of the fund are , treps / reverse repo investments / corporate debt repo , national bank for agriculture and rural development , hindustan petroleum corporation limited , national housing bank , housing development finance corporation limited , indian railway finance corporation limited , 7.59% govt stock 2026 , reliance industries limited , bajaj finance limited , national housing bank , 07.89 gj sdl 2025 , small industries development bank of india , rural electrification corporation limited , power finance corporation limited , power finance corporation ltd. , lic housing finance limited , net receivables/payables , export-import bank of india , national housing bank , small industries development bank of india , reliance industries limited , national bank for agriculture and rural development , indian oil corporation limited , 6.97% govt stock 2026 , housing development finance corporation limited , rec limited , housing development finance corporation limited , lic housing finance limited , lic housing finance limited , 364 dtb 30032022 , housing development finance corporation limited , 8.22% tamil nadu sdl 2025 , export-import bank of india , national highways authority of india , indian railway finance corporation limited , hindustan petroleum corporation limited , power finance corporation limited , national highways authority of india , tata capital financial services limited , national housing bank , lic housing finance limited , small industries development bank of india , 05.75 tn sdl 2025 , bajaj housing finance limited , 5.63% govt stock 2026 , bajaj finance limited , rural electrification corporation limited , rec limited , small industries development bank of india , power grid corporation of india limited , nhpc limited , ntpc limited , export-import bank of india , national bank for agriculture and rural development , export-import bank of india , nhpc limited , housing development finance corporation limited , housing and urban development corporation limited
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) Sip
The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) Investment volatility and Horizon
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) Review
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) has a score of 4out of 5
The credit risk of the fund is 3 out of 5 as compared to other debt funds.
