These are the top-ranked funds within short term mutual funds.However, Scripbox does not recommend investing in short term mutual funds.Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.
The category is one of the largest categories within the Debt Segment (9% of the total assets).
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
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Scheme Information
Investment Objective
An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
DSP Investment Managers Private Limited manages assets worth 109,296 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,157 debt and 26 hybrid funds.
We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.
What Scripbox recommendations mean?
Recommended
Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
Top Ranked
Neutral
Not Recommended
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Sub-asset Class View
We check if the sub-category of the fund is recommended by us.
Fund Performance
Consistency of performance over various tenures is analysed for a relative performance stack.
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Impact of Interest Rates
We check the relative interest rate risk of the sub-category of the fund. Lower the better.
Credit Attractiveness
We check the credit quality of the underlying instruments present in the fund. Higher the better.
Equity Funds
Debt Funds
About DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M)
About DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M)
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) is a short term debt fund and has delivered an annualised return of 6.1% over a period of 19 years .The fund was previously known as DSP BlackRock S/T Reg DR.The fund is managed by DSP Investment Managers Private Limited.The fund managers are Laukik Bagwe, Saurabh Bhatia
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) Investment Objective
An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. However, there is no assurance that the objective of the scheme will be realized.
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) NAV,AUM,Risk
The DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) fund was launched on Sep 09, 2002. The NAV (Net Asset Value) of this short term debt as of 2021-07-27 is ₹ 12.092. The total AUM (Asset Under Management) of the fund as of 2021-07-28 is ₹ 3433.011. The category risk of the DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) fund is Low to Moderate Risk.
The fund charges 0.95 % as expense ratio.
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) Holdings
The fund’s highest allocation is towards debt and has invested 93.8% in this asset class. The top three holdings of the fund are national bank for agriculture and rural development,5.22% goi 2025 and national highways authority of india
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) SIP
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) Investment volatility and Horizon
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) Review
DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) has a score of 4 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-6M) has a score of 4 out of 5.
The credit risk of the fund is 4 out of 5 as compared to other debt funds.
