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  • DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M)

Formerly DSP BlackRock S/T Reg Mn DR

DSP Mutual Funds

DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M)

DebtShort Term

Top Ranked

11.4151

NAV (Oct 13)

6.1%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within short term mutual funds.However, Scripbox does not recommend investing in short term mutual funds.Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.

The category is one of the largest categories within the Debt Segment (9% of the total assets).

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

17 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

3,310 Cr. Large within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

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    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
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    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

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Historical NAV

11.4151

NAV (Oct 13)

Fund Returns

Last 1Y
3.8%
Last 3Y
6.1%
Last 5Y
4.4%
Last 10Y
5.8%
Since Inception
5.7%
6 Month CAGR
2.2%
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Scheme Information

Investment Objective

An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.93
Launched (17y ago)
Mar 24, 2004
AUM in Crores
3309.911
ISIN
INF740K01AG8
Lock-in
No Lock-in
Benchmark
CRISIL Short Term Bond Fund TR INR
SIP Minimum
0
Lumpsum Min.
5000
Fund Managers
user-avatar

Laukik Bagwe

Fund Manager

user-avatar

Vikram Chopra

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 12,698 cr

5

recommended-badge

₹ 11,007 cr

5

recommended-badge

₹ 28,554 cr

5

recommended-badge

₹ 8,617 cr

5

recommended-badge

₹ 21,654 cr

5

amc-icon

About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 114,494 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,157 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66578000
  • mail-amc-about
    service@dspblackrock.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    15.8%

    16.4%

    top-ranked-badge

    14.3%

    14.9%

    top-ranked-badge

    14.3%

    14.9%

    top-ranked-badge

    6.1%

    6.7%

    top-ranked-badge

    7.8%

    7.2%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    About DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M)

    About DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M)

    DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M) is a Short Term Debt fund and has delivered an annualised return of 5.7% over a period of 17 years. The fund was previously known as DSP BlackRock S/T Reg Mn DR . The fund is managed by DSP Investment Managers Private Limited. The fund managers are Laukik Bagwe, Vikram Chopra

    DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M) Investment Objective

    An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. . However, there is no assurance that the objective of the scheme will be realized.

    DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M) NAV,AUM,Risk

    The DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M) fund was launched on Mar 24, 2004. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-10-13 is ₹11.42. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹3309.911. The category risk of the DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M) fund is Low to Moderate Risk. The fund charges 0.93 % as expense ratio.

    DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M) Holdings

    The fund’s highest allocation is towards Debt and has invested 88.1% in this asset class. The top three holdings of the fund are , treps / reverse repo investments / corporate debt repo , national bank for agriculture and rural development , hindustan petroleum corporation limited , national housing bank , housing development finance corporation limited , indian railway finance corporation limited , 7.59% govt stock 2026 , reliance industries limited , bajaj finance limited , national housing bank , 07.89 gj sdl 2025 , small industries development bank of india , rural electrification corporation limited , power finance corporation limited , power finance corporation ltd. , lic housing finance limited , net receivables/payables , export-import bank of india , national housing bank , small industries development bank of india , reliance industries limited , national bank for agriculture and rural development , indian oil corporation limited , 6.97% govt stock 2026 , housing development finance corporation limited , rec limited , housing development finance corporation limited , lic housing finance limited , lic housing finance limited , 364 dtb 30032022 , housing development finance corporation limited , 8.22% tamil nadu sdl 2025 , export-import bank of india , national highways authority of india , indian railway finance corporation limited , hindustan petroleum corporation limited , power finance corporation limited , national highways authority of india , tata capital financial services limited , national housing bank , lic housing finance limited , small industries development bank of india , 05.75 tn sdl 2025 , bajaj housing finance limited , 5.63% govt stock 2026 , bajaj finance limited , rural electrification corporation limited , rec limited , small industries development bank of india , power grid corporation of india limited , nhpc limited , ntpc limited , export-import bank of india , national bank for agriculture and rural development , export-import bank of india , nhpc limited , housing development finance corporation limited , housing and urban development corporation limited

    DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

    DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M) Review

    DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Short Term Fund of Income Distribution cum capital Wdrl Opt (RIDCW-M) has a score of 4out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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