- Mutual Funds
- DSP Mutual Funds
- DSP Short Term Fund (PIDCW-M)
Formerly DSP BlackRock S/T Reg Mn DP
DSP Short Term Fund (PIDCW-M)
₹ 11.4487
NAV (Oct 03)
Short term funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.
The category is one of the largest categories within the Debt Segment (9% of the total assets).
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 11.4487
NAV (Oct 3)
Fund Returns
Last 1Y | 6.5% |
Last 3Y | 4.4% |
Last 5Y | 5.4% |
Last 10Y | 5.3% |
Since Inception | 5.6% |
6 Month CAGR | 3.4% |
Scheme Information
An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Expense Ratio | 0.92 |
Launched (19y ago) | Mar 24, 2004 |
AUM in Crores | 3058.341 |
ISIN | INF740K01664 |
Lock-in | No Lock-in |
Benchmark | CRISIL Short Duration Fund TR INR |
SIP Minimum | 0 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 1.6 |
Standard Deviation (5yr) | 1.7 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -0.281 |
Sharpe Ratio (5yr) | 0.124 |
YTM | 7.56 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| DSP Short Term Fund (PIDCW-M) | 8,34,080 | 1,01,468 | 5.4% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
7.38% govt stock 2027
10.9%power finance corporation ltd.
5.3%treps / reverse repo investments / corporate debt repo
4.4%7.06% govt stock 2028
4.2%national bank for agriculture and rural development
3.9%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 44,468 cr | ||
₹ 18,357 cr | ||
₹ 10,408 cr | ||
₹ 14,357 cr | ||
₹ 9,121 cr |
About the AMC
DSP Investment Managers Private Limited
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
26.4% | 14.6% | ||
26.2% | 14.3% | ||
26.2% | 14.3% | ||
42% | 17.2% | ||
8.2% | 8.5% |
DSP Short Term Fund (PIDCW-M) Review
DSP Short Term Fund (PIDCW-M) is a Short Term Debt fund and has delivered an annualised return of 5.6% over a period of 19 years. The fund was previously known as DSP BlackRock S/T Reg Mn DP. The fund is managed by DSP Investment Managers Private Limited. The fund managers are Laukik Bagwe, Sandeep Yadav.
Nav of DSP Short Term Fund (PIDCW-M) as of 10/3/2023 is ₹11.45 with the total AUM as of 10/4/2023 is ₹3058.341. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Short Term Fund (PIDCW-M) was launched on Mar 24, 2004. The category risk of the fund is Low to Moderate Risk.
The minimum SIP amount for DSP Short Term Fund (PIDCW-M) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
DSP Short Term Fund (PIDCW-M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Duration Fund TR INR.
DSP Short Term Fund (PIDCW-M) is rated as a 2 fund in Debt and delivered 6.5% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Short Term Fund (PIDCW-M).
Frequently Asked Questions
What is DSP Short Term Fund (PIDCW-M)?
How to invest in DSP Short Term Fund (PIDCW-M)?
You can invest in DSP Short Term Fund (PIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of DSP Short Term Fund (PIDCW-M)?
The minimum sip amount for DSP Short Term Fund (PIDCW-M) is ₹0. You can invest in multiples of ₹5000.
Is DSP Short Term Fund (PIDCW-M) good to invest in?
As per Scripbox experts, DSP Short Term Fund (PIDCW-M) is a Neutral fund. You can investDSP Short Term Fund (PIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the DSP Short Term Fund (PIDCW-M)?
The expense ratio of the DSP Short Term Fund (PIDCW-M) is 0.92% for regular plan.