Formerly DSP BlackRock S/T Reg Mn DR
₹ 11.352
NAV (Mar 05)
Neutral
However, Scripbox does not recommend investing in short term mutual funds.
Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.
The category is one of the largest categories within the Debt Segment (9% of the total assets).
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
17 Years. The fund has an Extended history for analysis and the track record is excellent.
Relative Size
3,846 Cr. Large within the category
Impact of Interest Rate Changes
High Interest Rate Risk. The impact on fund value is high when interest rates change
Credit Quality Of Fund's Portfolio
Low Credit Risk. The fund has a high credit quality compared to other debt funds
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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Scheme Information
An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
Low to Moderate Risk
1 %
Expense Ratio
Mar 24, 2004
Launched (17y ago)
₹ 3,846
AUM in Crores
INF740K01AG8
ISIN
No Lock-in
Lock-in
CRISIL Short Term Bond Fund TR INR
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
Comparison with Debt Funds
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Ultra Short
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Low Duration
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Liquid
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About the AMC
DSP Investment Managers Private Limited
DSP Investment Managers Private Limited manages assets worth 95,150 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 51 equity,156 debt and 26 hybrid funds.
US Equity
Recommended
Top Ranked
₹ 320 Cr
Fund Size
16.8%
3Y returns
US Equity
Top Ranked
₹ 320 Cr
Fund Size
14.5%
3Y returns
US Equity
Top Ranked
₹ 320 Cr
Fund Size
14.5%
3Y returns
Tax Saving
Top Ranked
₹ 7,332 Cr
Fund Size
13.4%
3Y returns
Large Cap
Top Ranked
₹ 2,544 Cr
Fund Size
9.1%
3Y returns
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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DSP Short Term Fund (DR-M) is a short term debt fund and has delivered an annualised return of 5.8% over a period of 17 years .The fund was previously known as DSP BlackRock S/T Reg Mn DR.The fund is managed by DSP Investment Managers Private Limited.The fund managers are Laukik Bagwe, Saurabh Bhatia
An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. However, there is no assurance that the objective of the scheme will be realized.
The DSP Short Term Fund (DR-M) fund was launched on Mar 24, 2004. The NAV (Net Asset Value) of this short term debt as of 2021-03-05 is ₹ 11.352. The total AUM (Asset Under Management) of the fund as of 2021-03-05 is ₹ 3845.755. The category risk of the DSP Short Term Fund (DR-M) fund is Low to Moderate Risk. The fund charges 1.0 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 97.6% in this asset class. The top three holdings of the fund are 7.35% govt stock 2024,5.15% govt stock 2025 and rural electrification corporation limited
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.
DSP Short Term Fund (DR-M) has a score of 3 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Short Term Fund (DR-M) has a score of 4 out of 5. The credit risk of the fund is 4 out of 5 as compared to other debt funds.