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    • DSP Short Term Fund (Growth)

    Formerly DSP BlackRock S/T Reg Gr

    DSP Mutual Funds

    DSP Short Term Fund (Growth)

    DebtShort Term

    Top Ranked

    37.617

    NAV (Sep 23)

    7.9%
    3 Year CAGR
    Scripbox Opinion

    Top Ranked

    These are the top-ranked funds within short term mutual funds.However, Scripbox does not recommend investing in short term mutual funds.Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.

    The category is one of the largest categories within the Debt Segment (9% of the total assets).

    We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    19 Years. The fund has an Extended history for analysis and the track record is excellent.

    Relative Size

    3,398 Cr. Large within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

    Invest in this fund
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    Short Term Money

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment

    No single fund can achieve what a plan can. Learn why

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    Historical NAV

    37.617

    NAV (Sep 23)

    Fund Returns

    Last 1Y
    4.9%
    Last 3Y
    7.9%
    Last 5Y
    6.9%
    Last 10Y
    8%
    Since Inception
    7.2%
    6 Month CAGR
    2.7%
    info-icon-blue

    Scheme Information

    Investment Objective

    An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Low to Moderate Risk

    Expense Ratio
    0.93
    Launched (19y ago)
    Sep 09, 2002
    AUM in Crores
    3397.908
    ISIN
    INF740K01656
    Lock-in
    No Lock-in
    Benchmark
    CRISIL Short Term Bond Fund TR INR
    SIP Minimum
    1000
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Laukik Bagwe

    Fund Manager

    user-avatar

    Vikram Chopra

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

    build-long-item-wealth-img

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    recommended-badge

    ₹ 13,951 cr

    5

    recommended-badge

    ₹ 33,662 cr

    5

    recommended-badge

    ₹ 11,134 cr

    5

    recommended-badge

    ₹ 31,274 cr

    5

    recommended-badge

    ₹ 24,210 cr

    5

    amc-icon

    About the AMC

    DSP Investment Managers Private Limited

    DSP Investment Managers Private Limited manages assets worth 113,770 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,157 debt and 26 hybrid funds.

    amc-img

  • tel-amc-about
    022-66578000
  • mail-amc-about
    service@dspblackrock.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    14.2%

    16.4%

    top-ranked-badge

    12.8%

    14.9%

    top-ranked-badge

    12.8%

    14.9%

    top-ranked-badge

    18.5%

    12.3%

    top-ranked-badge

    8.8%

    8.5%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About DSP Short Term Fund (G)

    About DSP Short Term Fund (G)

    DSP Short Term Fund (G) is a Short Term Debt fund and has delivered an annualised return of 7.2% over a period of 19 years. The fund was previously known as DSP BlackRock S/T Reg Gr . The fund is managed by DSP Investment Managers Private Limited. The fund managers are Laukik Bagwe, Vikram Chopra

    DSP Short Term Fund (G) Investment Objective

    An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. . However, there is no assurance that the objective of the scheme will be realized.

    DSP Short Term Fund (G) NAV,AUM,Risk

    The DSP Short Term Fund (G) fund was launched on Sep 09, 2002. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-09-23 is ₹37.62. The total AUM (Asset Under Management) of the fund as of 24/09/2021 is ₹3397.908. The category risk of the DSP Short Term Fund (G) fund is Low to Moderate Risk. The fund charges 0.93 % as expense ratio.

    DSP Short Term Fund (G) Holdings

    The fund’s highest allocation is towards Debt and has invested 94.3% in this asset class. The top three holdings of the fund are , national bank for agriculture and rural development , treps / reverse repo investments / corporate debt repo , hindustan petroleum corporation limited , national housing bank , housing development finance corporation limited , indian railway finance corporation limited , reliance industries limited , 5.22% goi 2025 , rec limited , 07.89 gj sdl 2025 , national housing bank , small industries development bank of india , bajaj finance limited , 5.63% govt stock 2026 , rural electrification corporation limited , lic housing finance limited , power finance corporation limited , export-import bank of india , power finance corporation ltd. , national housing bank , 364 dtb 11032022 , small industries development bank of india , national bank for agriculture and rural development , reliance industries limited , indian oil corporation limited , national highways authority of india , indian oil corporation limited , housing development finance corporation limited , housing development finance corporation limited , lic housing finance limited , lic housing finance limited , housing development finance corporation limited , 364 dtb 30032022 , power finance corporation limited , 8.22% tamil nadu sdl 2025 , export-import bank of india , net receivables/payables , national highways authority of india , small industries development bank of india , hindustan petroleum corporation limited , rural electrification corporation limited , rec limited , power finance corporation limited , national highways authority of india , tata capital financial services limited , national housing bank , lic housing finance limited , rec limited , small industries development bank of india , 05.75 tn sdl 2025 , indian railway finance corporation limited , nhpc limited , power grid corporation of india limited , bajaj finance limited , nhpc limited , power finance corporation limited , housing development finance corporation limited , export-import bank of india , national bank for agriculture and rural development , export-import bank of india , ntpc limited , rec limited , housing development finance corporation limited , nhpc limited , housing and urban development corporation limited , cash margin

    DSP Short Term Fund (G) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    DSP Short Term Fund (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

    DSP Short Term Fund (G) Review

    DSP Short Term Fund (G) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Short Term Fund (G) has a score of 4out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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