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  • DSP Mutual Funds
  • DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M)

Formerly DSP BlackRock Savings Reg Mn DP

DSP Mutual Funds

DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M)

DebtMoney Market

Top Ranked

10.773

NAV (Dec 03)

4.7%
3 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

15 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

2,652 Cr. Medium within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.773

NAV (Dec 3)

Fund Returns

Last 1Y

3.6%

Last 3Y

4.7%

Last 5Y

4%

Last 10Y

5.1%

Since Inception

4.9%

6 Month CAGR

1.8%

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Scheme Information

Investment Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

0.5

Launched (15y ago)

Jan 16, 2006

AUM in Crores

2651.264

ISIN

INF740K01722

Lock-in

No Lock-in

Benchmark

CRISIL Money Market TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers
user-avatar

Karan Mundhra

Fund Manager

user-avatar

Kedar Karnik

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
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    Expert Investing Only, Car, Down Payment
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 27,296 cr

5

₹ 31,118 cr

5

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About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 118,583 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,164 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66578000
  • mail-amc-about
    service@dspblackrock.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    18.6%

    16.3%

    17.2%

    14.9%

    17.2%

    14.9%

    18.5%

    12.3%

    18.9%

    16.5%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
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    About DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M)

    About DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M)

    DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M) is a Money Market Debt fund and has delivered an annualised return of 4.9% over a period of 15 years. The fund was previously known as DSP BlackRock Savings Reg Mn DP . The fund is managed by DSP Investment Managers Private Limited. The fund managers are Karan Mundhra, Kedar Karnik

    DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M) Investment Objective

    The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year. . However, there is no assurance that the objective of the scheme will be realized.

    DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M) NAV,AUM,Risk

    The DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M) fund was launched on Jan 16, 2006. The NAV (Net Asset Value) of this Money Market Debt fund as of 2021-12-03 is ₹10.77. The total AUM (Asset Under Management) of the fund as of 06/12/2021 is ₹2651.264. The category risk of the DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M) fund is Moderate Risk. The fund charges 0.5 % as expense ratio.

    DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M) Holdings

    The fund’s highest allocation is towards Others and has invested 86.1% in this asset class. The top three holdings of the fund are , treps / reverse repo investments / corporate debt repo , small industries development bank of india , 364 dtb 30032022 , net receivables/payables , housing development finance corporation limited , axis bank limited , hdfc bank limited , kotak mahindra bank limited , idfc first bank limited , export-import bank of india , icici securities limited , deutsche investments india private limited , cholamandalam investment and fin. co. ltd , export-import bank of india , indusind bank limited , can fin homes limited , 8.20% govt stock 2022 , l & t infrastructure finance company limited , tv18 broadcast limited , bajaj financial securities limited , 364 dtb 11032022 , network18 media & investments limited (earlier network 18 fincap ltd) , infina finance private limited , hero housing finance limited , hero fincorp limited , 364 dtb 24032022 , 364 dtb 17032022 , national bank for agriculture and rural development , indusind bank limited , network18 media & investments limited

    DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Money Market TR INR.

    DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M) Review

    DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Savings Fund of Income Distribution cum capital Wdrl Opt (PIDCW-M) has a score of 3out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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