Formerly DSP BlackRock Savings Reg Mn DP
₹ 10.7687
NAV (Feb 25)
Top Ranked
This category accounts for close to 5% of the total Debt fund assets.
Funds in this category have a credit quality and return similar to Liquid Funds however they tend to have higher variations when interest rates change.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
15 Years. The fund has an Extended history for analysis and the track record is excellent.
Relative Size
1,690 Cr. Large within the category
Impact of Interest Rate Changes
Low Interest Rate Risk. The impact on fund value is quite low when interest rates change
Credit Quality Of Fund's Portfolio
Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds
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Scheme Information
The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
Low to Moderate Risk
0.48 %
Expense Ratio
Jan 16, 2006
Launched (15y ago)
₹ 1,690
AUM in Crores
INF740K01722
ISIN
No Lock-in
Lock-in
CRISIL Money Market TR INR
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
Comparison with Debt Funds
Ultra Short
Recommended
Top Ranked
17 Years
Age
Track Record
Liquid
Recommended
Top Ranked
17 Years
Age
Track Record
Ultra Short
Recommended
Top Ranked
22 Years
Age
Track Record
Low Duration
Recommended
Top Ranked
19 Years
Age
Track Record
Liquid
Recommended
Top Ranked
18 Years
Age
Track Record
About the AMC
DSP Investment Managers Private Limited
DSP Investment Managers Private Limited manages assets worth 95,150 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 51 equity,156 debt and 26 hybrid funds.
US Equity
Recommended
Top Ranked
₹ 320 Cr
Fund Size
16.6%
3Y returns
US Equity
Top Ranked
₹ 320 Cr
Fund Size
14.3%
3Y returns
US Equity
Top Ranked
₹ 320 Cr
Fund Size
14.3%
3Y returns
Tax Saving
Top Ranked
₹ 7,332 Cr
Fund Size
13%
3Y returns
Diversified
Top Ranked
₹ 4,547 Cr
Fund Size
18.5%
3Y returns
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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DSP Savings Fund (DP-M) is a money market debt fund and has delivered an annualised return of 5.0% over a period of 15 years .The fund was previously known as DSP BlackRock Savings Reg Mn DP.The fund is managed by DSP Investment Managers Private Limited.The fund managers are Kedar Karnik, Rahul Vekaria
The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year. However, there is no assurance that the objective of the scheme will be realized.
The DSP Savings Fund (DP-M) fund was launched on Jan 16, 2006. The NAV (Net Asset Value) of this money market debt as of 2021-02-25 is ₹ 10.7687. The total AUM (Asset Under Management) of the fund as of 2021-02-26 is ₹ 1689.681. The category risk of the DSP Savings Fund (DP-M) fund is Low to Moderate Risk. The fund charges 0.48 % as expense ratio.
The fund’s highest allocation is towards others and has invested 100.0% in this asset class. The top three holdings of the fund are 182 dtb 18032021,182 dtb 25032021 and 182 dtb 11032021
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Money Market TR INR.
DSP Savings Fund (DP-M) has a score of 4 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Savings Fund (DP-M) has a score of 4 out of 5. The credit risk of the fund is 5 out of 5 as compared to other debt funds.