- Mutual Funds
- DSP Mutual Fund
- DSP Savings Fund (G)
DSP Savings Fund (G)
₹ 52.15
NAV (May 07)
Money Market funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Money Market Funds invest in money market instruments with maturity upto 1 year.
This category accounts for close to 5% of the total Debt fund assets.
Funds in this category have a credit quality and return similar to Liquid Funds however they tend to have higher variations when interest rates change.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.
Scheme Information
The scheme seeks to generate income through investment in a portfolio comprising of Treasury Bills and other Central Government Securities with a residual maturity less than or equal to 1 year.
Expense Ratio | 0.5 % |
Launched 25Y ago | 1999-09-30 |
AUM in Crores | 4009.4 |
ISIN | INF740K01714 |
Lock-in (days) | No Lock-in |
Benchmark | CRISIL Money Market A-I Index |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | - |
Standard Deviation | 0.6 |
Beta | 1.4 |
Sharpe Ratio | 0.1 |
YTM | - |
Asset allocation and Holdings
Top Debt Holdings
National Bank For Agriculture & Rural Development
6.21%Union Bank of India
5.18%Small Industries Devp. Bank of India Ltd.
4.66%Small Industries Devp. Bank of India Ltd.
4.16%Reserve Bank of India
4.15%
Comparison with Debt Funds
| Fund Name | Fund Size | |
|---|---|---|
₹ 10,935 cr | ||
₹ 7,713 cr | ||
₹ 15,014 cr | ||
₹ 4,544 cr | ||
₹ 13,293 cr |
DSP Savings Fund (G) Review
DSP Savings Fund (G) is a Money Market Debt fund and has delivered an annualised return of 6.66% over 25 years. The fund has grown over a period of 25 years. The fund is managed by DSP Mutual Fund. The fund managers are Karan Mundhra, Kedar Karnik, Shalini Vasanta.
Nav of DSP Savings Fund (G) as of 5/7/2025 is ₹52.15 with the total AUM as of 5/8/2025 is ₹4009.38. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Savings Fund (G) was launched on 1999-09-30. The category risk of the fund is Low to Moderate.
The minimum SIP amount for DSP Savings Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
DSP Savings Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Money Market A-I Index.
Scripbox has rated it 3 stars, indicating it's a neutral fund in the Debt category and delivered 7.51% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Savings Fund (G).