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  • DSP Savings Fund (Growth)

Formerly DSP BlackRock Savings Reg Gr

DSP Mutual Funds

DSP Savings Fund (Growth)

DebtMoney Market

48.3869

NAV (Apr 22)

5.4%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in money market mutual funds.

Money market funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Money Market Funds invest in money market instruments with maturity upto 1 year.

This category accounts for close to 5% of the total Debt fund assets.

Funds in this category have a credit quality and return similar to Liquid Funds however they tend to have higher variations when interest rates change.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Neutral

The performance of the fund on a Fund Size metric has been Neutral

Rolling Returns

Satisfactory

The performance of the fund on a Rolling Returns metric has been Satisfactory

Scripbox Recommended Money Market Funds
Want the most stable money market funds for your portfolio?Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

48.3869

NAV (Apr 22)

Fund Returns

Last 1Y
7.3%
Last 3Y
5.4%
Last 5Y
5.6%
Last 10Y
6.4%
Since Inception
6.6%
6 Month CAGR
3.8%

Scheme Information

Investment Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year. There is no assurance that the investment objective of the Scheme will be realized.

Expense Ratio
0.43
Launched (25y ago)
Sep 30, 1999
AUM in Crores
3699.476
ISIN
INF740K01714
Lock-in
No Lock-in
Benchmark
CRISIL Money Market A-I TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
0.7
Standard Deviation (5yr)
0.8
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.314
Sharpe Ratio (5yr)
0.598
YTM
7.66
Fund Managers

Kedar Karnik

Fund Manager

Karan Mundhra

Fund Manager

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
DSP Savings Fund (Growth)70%8,38,183 1,05,5715.6%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-04-22

Top Debt Holdings

national bank for agriculture and rural development

7%
7%

treps / reverse repo investments / corporate debt repo

6.9%
6.9%

hdfc bank limited

6.4%
6.4%

union bank of india

5.8%
5.8%

canara bank

5.2%
5.2%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 4,923 cr

₹ 10,293 cr

₹ 35,428 cr

₹ 13,848 cr

₹ 4,555 cr

amc-img

About the AMC

DSP Investment Managers Private Limited

DSP Asset Managers Private Limited manages assets worth 136,361 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 48 equity,114 debt and 19 hybrid funds.amc-img
phone-img022-66578000
Fund NameScripbox Opinion
Till Date CAGR

21.5%

15.3%

20.2%

14.8%

20.2%

14.8%

37.8%

18.3%

21.1%

13.2%

DSP Savings Fund (G) Review

DSP Savings Fund (G) is a Money Market Debt fund and has delivered an annualised return of 6.6% over a period of 24 years. The fund was previously known as DSP BlackRock Savings Reg Gr. The fund is managed by DSP Asset Managers Private Limited. The fund managers are Karan Mundhra, Kedar Karnik.

Nav of DSP Savings Fund (G) as of 4/22/2024 is ₹48.39 with the total AUM as of 4/23/2024 is ₹3699.476. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Savings Fund (G) was launched on Sep 30, 1999. The category risk of the fund is Moderate Risk.

The minimum SIP amount for DSP Savings Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

DSP Savings Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Money Market A-I TR INR.

DSP Savings Fund (G) is rated as a 2 fund in Debt and delivered 7.3% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Savings Fund (G).

Frequently Asked Questions

What is DSP Savings Fund (G)?

DSP Savings Fund (G) is a Money Market Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in DSP Savings Fund (G)?

You can invest in DSP Savings Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of DSP Savings Fund (G)?

The minimum sip amount for DSP Savings Fund (G) is ₹1000. You can invest in multiples of ₹5000.

Is DSP Savings Fund (G) good to invest in?

As per Scripbox experts, DSP Savings Fund (G) is a Neutral fund. You can investDSP Savings Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the DSP Savings Fund (G)?

The expense ratio of the DSP Savings Fund (G) is 0.43% for regular plan.