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  • DSP Savings Fund (RIDCW-D)

Formerly DSP BlackRock Savings Reg Dl DR

DSP Mutual Funds

DSP Savings Fund (RIDCW-D)

DebtMoney Market


NAV (Oct 03)

3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in money market mutual funds.

Money market funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Money Market Funds invest in money market instruments with maturity upto 1 year.

This category accounts for close to 5% of the total Debt fund assets.

Funds in this category have a credit quality and return similar to Liquid Funds however they tend to have higher variations when interest rates change.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size


The performance of the fund on a Fund Size metric has been Neutral

Rolling Returns


The performance of the fund on a Rolling Returns metric has been Neutral

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Investment Calculator

Investment Duration5 years


Total Investment


Wealth Gained


Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV


NAV (Oct 3)

Fund Returns

Last 1Y
Last 3Y
Last 5Y
Last 10Y
Since Inception
6 Month CAGR

Scheme Information

Investment Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Expense Ratio
Launched (10y ago)
Aug 02, 2013
AUM in Crores
No Lock-in
CRISIL Money Market TR INR
SIP Minimum
Lumpsum Min.
Standard Deviation (3yr)
Standard Deviation (5yr)
Beta (3yr)
Beta (5yr)
Sharpe Ratio (3yr)
Sharpe Ratio (5yr)
Fund Managers

Kedar Karnik

Fund Manager

Karan Mundhra

Fund Manager

Returns Calculator Comparison



with step up of

AssetReturnsTotal CorpusGainsCAGR
DSP Savings Fund (RIDCW-D)70%8,08,035 75,4234.1%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2023-10-03

Top Debt Holdings

See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 44,468 cr

₹ 18,357 cr

₹ 10,408 cr

₹ 14,357 cr

₹ 9,121 cr

About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 135,610 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,172 debt and 21 hybrid funds.amc-img
Fund NameScripbox Opinion
Till Date CAGR











DSP Savings Fund (RIDCW-D) Review

DSP Savings Fund (RIDCW-D) is a Money Market Debt fund and has delivered an annualised return of 4.6% over a period of 10 years. The fund was previously known as DSP BlackRock Savings Reg Dl DR. The fund is managed by DSP Investment Managers Private Limited. The fund managers are Karan Mundhra, Kedar Karnik.

Nav of DSP Savings Fund (RIDCW-D) as of 10/3/2023 is ₹10.10 with the total AUM as of 10/4/2023 is ₹4830.848. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Savings Fund (RIDCW-D) was launched on Aug 02, 2013. The category risk of the fund is Low to Moderate Risk.

The minimum SIP amount for DSP Savings Fund (RIDCW-D) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

DSP Savings Fund (RIDCW-D) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Money Market TR INR.

DSP Savings Fund (RIDCW-D) is rated as a 1 fund in Debt and delivered 7.1% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Savings Fund (RIDCW-D).

Frequently Asked Questions

What is DSP Savings Fund (RIDCW-D)?

DSP Savings Fund (RIDCW-D) is a Money Market Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in DSP Savings Fund (RIDCW-D)?

You can invest in DSP Savings Fund (RIDCW-D) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of DSP Savings Fund (RIDCW-D)?

The minimum sip amount for DSP Savings Fund (RIDCW-D) is ₹1000. You can invest in multiples of ₹5000.

Is DSP Savings Fund (RIDCW-D) good to invest in?

As per Scripbox experts, DSP Savings Fund (RIDCW-D) is a Not Recommended fund. You can investDSP Savings Fund (RIDCW-D) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the DSP Savings Fund (RIDCW-D)?

The expense ratio of the DSP Savings Fund (RIDCW-D) is 0.52% for regular plan.