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  • DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M)

Formerly DSP BlackRock Reg Sav Reg Mn DP

DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M)

DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M)

HybridConservative Hybrid

11.63

NAV (Jul 23)

3.3%
5 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in conservative hybrid mutual funds.

However, Scripbox does not recommend investing in conservative hybrid mutual funds.

Conservative hybrid funds are primarily debt funds which invest a small amount in Equity instruments.

They will tend to fluctuate a little in line with market movements - providing marginal extra gains when the market moves up and marginally lower returns when the market is down.It’ s better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

17 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

194 Cr. Small within the category

Category View

Relatively Poor. The category has a relatively poor investment outlook

Consistency Of Performance

Relatively moderate. The historical performance of the fund has been OK

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only

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Scheme Information

Investment Objective

An Open Ended Income Scheme,seeking to generate income,consistent with prudent risk,from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderately High risk

Expense Ratio
2.34 %
Launched (17y ago)
Jun 14, 2004
AUM in Crores
₹ 194
ISIN
INF740K01458
Lock-in
No Lock-in
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
SIP Minimum
₹ 0
Lumpsum Min.
₹ 5,000
Fund Managers
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Jay Kothari

Fund Manager

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Resham Jain

Fund Manager

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Vikram Chopra

Fund Manager

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Vinit Sambre

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
    Inflation beating returns
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    Expert Investing Only
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    One click investing tracking
comparison

Comparison with Hybrid Funds

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

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Aggressive Hybrid

26 Years

Age

5

Track Record

ICICI Prudential Equity & Debt Fund (G)

ICICI Prudential Equity & Debt Fund (G)

Aggressive Hybrid

22 Years

Age

5

Track Record

LIC MF Equity Hybrid Fund (G)

LIC MF Equity Hybrid Fund (G)

Aggressive Hybrid

22 Years

Age

5

Track Record

Quant Absolute Fund (G)

Quant Absolute Fund (G)

Aggressive Hybrid

20 Years

Age

5

Track Record

HDFC Hybrid Debt Fund (G)

HDFC Hybrid Debt Fund (G)

Conservative Hybrid

18 Years

Age

5

Track Record

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About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 109,296 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,157 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66578000
  • mail-amc-about
    service@dspblackrock.com
  • DSP US Flexible Equity Fund (G)

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    Fund Size

    18.20%

    5 Year CAGR

    5 Y CAGR

    DSP US Flexible Equity Fund of Income Distribution cum Capital Wdrl Opt (PIDCW-A)

    DSP US Flexible Equity Fund of Income Distribution cum Capital Wdrl Opt (PIDCW-A)

    US Equity

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    Fund Size

    16.80%

    5 Year CAGR

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    DSP US Flexible Equity Fund of Income Distribution cum Capital Wdrl opt (RIDCW-A)

    DSP US Flexible Equity Fund of Income Distribution cum Capital Wdrl opt (RIDCW-A)

    US Equity

    Top Ranked

    ₹ 473 Cr

    Fund Size

    16.80%

    5 Year CAGR

    5 Y CAGR

    DSP Equity Fund Institutional (G)

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    Fund Size

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    5 Year CAGR

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    DSP Tax Saver Fund (G)

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    Tax Saving

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    ₹ 8,962 Cr

    Fund Size

    16.30%

    5 Year CAGR

    5 Y CAGR

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
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    Equity

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    Equity

    Large Cap

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    Equity

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    Invesco India Growth Opportunities Fund (Growth)

    Invesco India Growth Opportunities Fund (Growth)

    Equity

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M)

    About DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M)

    DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M) is a conservative hybrid hybrid fund and has delivered an annualised return of 7.0% over a period of 17 years .The fund was previously known as DSP BlackRock Reg Sav Reg Mn DP.The fund is managed by DSP Investment Managers Private Limited.The fund managers are Jay Kothari, Resham Jain, Vikram Chopra, Vinit Sambre

    DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M) Investment Objective

    An Open Ended Income Scheme,seeking to generate income,consistent with prudent risk,from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. However, there is no assurance that the objective of the scheme will be realized.

    DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M) NAV,AUM,Risk

    The DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M) fund was launched on Jun 14, 2004. The NAV (Net Asset Value) of this conservative hybrid hybrid as of 2021-07-23 is ₹ 11.63. The total AUM (Asset Under Management) of the fund as of 2021-07-26 is ₹ 193.991. The category risk of the DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M) fund is Moderately High risk. The fund charges 2.34 % as expense ratio.

    DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M) Holdings

    The fund’s highest allocation is towards debt and has invested 68.9% in this asset class. The top three holdings of the fund are indian railway finance corporation limited,7.32% govt stock 2024 and national bank for agriculture and rural development

    DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 0 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M) Investment volatility and Horizon

    This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to CRISIL Hybrid 85+15 - ConservativeTR INR

    DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M) Review

    DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M) has a score of 1 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Saving Fund of Income Distribution cum Cptl Wdrl Opt (PIDCW-M) has a score of 2 out of 5. Scipbox has rated this fund 3 out of 5 based on consistency of performance over various years / tenures.

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